I always wear earrings and bracelets, it doesn't matter if I am dressed for an elegant event or in my jeans, sneakers and a t-shirt.  I just don't feel "dressed" without them; the choice of these pieces let's me express who I am.

I still keep my landline, as I have elderly relatives who remember my home phone (it hasn't changed in years) but can't always recall my cell number.  I also like to be able to limit what types of calls come to my cell.

I recently listened to a TED talk that stated (in summary) "Who we really are is who we were before anyone or anything told us who we had to be."  It's never too late to mull that over and make even a small change or plan that allows the inner you to...

I would pay in the same amount every month as always, except have the payment apply 100% to the principal.