Tell us about yourself:
I'm analytical and good at working with numbers. Since retiring in 2015, I've become more interested with healthy eating and increasing physical activities. Although I've been gardening for 26 years, I've increased my gardens from 200 sf to 250 sf and committed to walking at least 3 miles/day (weather permitting). I've also ventured into making wine which is healthy as well.
Area of knowledge and what I know well:
Employee Benefits including retirement plans (defined contribution and defined benefit), health insurance (self funded and insured), and financial funding both organizational and individual.
Certificates/Awards
Bachelor of Science - Business Administration
05/1974
Ace Icon
The ACE badge is awarded to Online Community members who have been recognized by peers for their high value contributions.

Learn More

The Online Community ACE program enables you to be recognized by your peers for consistent, high value contributions to the Community.

Are you ready to become an ACE? Here's how:

  • Upload Your Profile Picture
  • Fill Out the "Tell us about yourself" Section
  • Share Your "Areas of knowledge"
  • Receive 25 Kudos (excluding Politics, Current Events forum) during rolling six month period
  • Be In Good Standing Without Community Violations For At Least 30 Days

All Activity

@BruceA602675 Generally, the SSA asks, at the time of application, if you are married. If so, you provide the SSA with your spouse's info. Perhaps this was already done and the SSA determined that your SIL's SS FRA Benefit (based on her Earnings) was...
Tonster521 09-10-2023 06:36 AM
0
Replies
1
Kudo
139
Views
@STEVE1217531 I believe you read and understood my reply/posting from about one year ago. As I indicated at that time, I did not find, in the Bill, whether or not SS Benefits were proposed to be non-taxable for all, including the high income folks (a...
Tonster521 09-09-2023 05:09 AM
0
Replies
1
Kudo
330
Views
As we all know, inflation is difficult to measure. It may vary from location to location and in rural versus urban communities. I will try to provide a link to information regarding the Consumer Price Index (CPI) https://www.bls.gov/cpi/factsheets/av...
Tonster521 09-06-2023 07:07 PM
1
Reply
1
Kudo
260
Views
@JeffR603421 Based on your gender and age difference, there is a greater probability that you will pass before your spouse. So, Survivor Benefits based on your SS Benefit including delayed retirement credits will be payable to your spouse. If your sp...
Tonster521 08-12-2023 08:43 AM
1
Reply
0
Kudos
328
Views
@JeffR603421 First, life expectancy is an important factor with regard to SS Benefits. Also, it changes as you attain greater ages. For example, based on the SS Mortality table, at Full Retirement Ages (66 through 67), the gender neutral average life...
Tonster521 08-06-2023 04:58 PM
1
Reply
1
Kudo
453
Views
@BruceA602675 Generally, the SSA asks, at the time of application, if you are married. If so, you provide the SSA with your spouse's info. Perhaps this was already done and the SSA determined that your SIL's SS FRA Benefit (based on her Earnings) was...
Tonster521 09-10-2023 06:36 AM
0
Replies
1
Kudo
139
Views
@STEVE1217531 I believe you read and understood my reply/posting from about one year ago. As I indicated at that time, I did not find, in the Bill, whether or not SS Benefits were proposed to be non-taxable for all, including the high income folks (a...
Tonster521 09-09-2023 05:09 AM
0
Replies
1
Kudo
330
Views
As we all know, inflation is difficult to measure. It may vary from location to location and in rural versus urban communities. I will try to provide a link to information regarding the Consumer Price Index (CPI) https://www.bls.gov/cpi/factsheets/av...
Tonster521 09-06-2023 07:07 PM
1
Reply
1
Kudo
260
Views
@JeffR603421 Based on your gender and age difference, there is a greater probability that you will pass before your spouse. So, Survivor Benefits based on your SS Benefit including delayed retirement credits will be payable to your spouse. If your sp...
Tonster521 08-12-2023 08:43 AM
1
Reply
0
Kudos
328
Views
@JeffR603421 First, life expectancy is an important factor with regard to SS Benefits. Also, it changes as you attain greater ages. For example, based on the SS Mortality table, at Full Retirement Ages (66 through 67), the gender neutral average life...
Tonster521 08-06-2023 04:58 PM
1
Reply
1
Kudo
453
Views
@BruceA602675 Generally, the SSA asks, at the time of application, if you are married. If so, you provide the SSA with your spouse's info. Perhaps this was already done and the SSA determined that your SIL's SS FRA Benefit (based on her Earnings) was...
Tonster521 09-10-2023 06:36 AM
0
Replies
1
Kudo
139
Views
@STEVE1217531 I believe you read and understood my reply/posting from about one year ago. As I indicated at that time, I did not find, in the Bill, whether or not SS Benefits were proposed to be non-taxable for all, including the high income folks (a...
Tonster521 09-09-2023 05:09 AM
0
Replies
1
Kudo
330
Views
As we all know, inflation is difficult to measure. It may vary from location to location and in rural versus urban communities. I will try to provide a link to information regarding the Consumer Price Index (CPI) https://www.bls.gov/cpi/factsheets/av...
Tonster521 09-06-2023 07:07 PM
1
Reply
1
Kudo
260
Views
@JeffR603421 Based on your gender and age difference, there is a greater probability that you will pass before your spouse. So, Survivor Benefits based on your SS Benefit including delayed retirement credits will be payable to your spouse. If your sp...
Tonster521 08-12-2023 08:43 AM
1
Reply
0
Kudos
328
Views
@JeffR603421 First, life expectancy is an important factor with regard to SS Benefits. Also, it changes as you attain greater ages. For example, based on the SS Mortality table, at Full Retirement Ages (66 through 67), the gender neutral average life...
Tonster521 08-06-2023 04:58 PM
1
Reply
1
Kudo
453
Views
Latest Tags
No Tags Yet
Public Statistics
Date Registered ‎03-16-2016 04:09 PM
Last Visited ‎09-26-2023 10:29 AM
Total Messages Posted 332
Total Kudos Received 182
cancel
Showing results for 
Show  only  | Search instead for 
Did you mean: 
Users