Supplemental N Plan was promising, but be wary of sales agreeing to an effective date.  We signed up with an agreed upon start date, but 12 phone calls, 5 emails and an $11,400 bill later, it took effect two months after the agreed upon start date.  ...

Our experience was the sales representative gave us an effective date, but after 12 phone calls, 5 emails and an $11,400 bill, the effective date was actuated, two months late!!!  False promises