When I joined AARP, it took 25 reward points to try for an instant win gift card. Since then, it has risen to 50 points, and now just recently 75 points. I noticed, also, that some of the gift card purchases and sweepstakes are bumping up their requi...

Yep, I've noticed that too. But, since it doesn't matter how much time it takes you to finish the puzzle, you still end up getting 150 points added to your rewards, so I just scratch my head and go on.

Negotiate! If you have satellite TV, call them and ask for their Loyalty Department. Tell them how long you've been a customer, how you want to stay with them, but in these tough times your budget can only go so far. Chances are they'll give you a di...

I like using my points to buy gift cards and enter sweeps, however, do we really needs over 200 e-greeting cards? How many people are going to use their points to buy a Christmas or Thanksgiving e-card this time of year? And, an e-card for Daylight S...

When Starbucks gift cards are offered for points purchases, I always get them (before they sell out) and save them up to use toward their bagged coffee. During the holidays, when visiting friends or family, I take one for a hostess gift. They sure se...