Yep, I've noticed that too. But, since it doesn't matter how much time it takes you to finish the puzzle, you still end up getting 150 points added to your rewards, so I just scratch my head and go on.

Negotiate! If you have satellite TV, call them and ask for their Loyalty Department. Tell them how long you've been a customer, how you want to stay with them, but in these tough times your budget can only go so far. Chances are they'll give you a di...

I like using my points to buy gift cards and enter sweeps, however, do we really needs over 200 e-greeting cards? How many people are going to use their points to buy a Christmas or Thanksgiving e-card this time of year? And, an e-card for Daylight S...

When Starbucks gift cards are offered for points purchases, I always get them (before they sell out) and save them up to use toward their bagged coffee. During the holidays, when visiting friends or family, I take one for a hostess gift. They sure se...

 Hard to go through, 'cause it's a game changer, for sure. But once we settled into our new life, we did a lot of stuff that needed done; projects we put off for years. After we got tired of that, we checked off some things on the "bucket list"   A P...