Take 25 percent off the cost of the award-winning AARP Smart Driver online course! Use promo code ‘BHM’ for savings.

Reply
Gold Conversationalist
0
Kudos
237
Views

Re: Retirement Apartment vs Retirement Village

237 Views
Message 1 of 46
You're absolutely right! Senior living communities are scary to say the least. I'll NEVER live in another one!
Report Inappropriate Content
0
Kudos
237
Views
Valued Social Butterfly
1
Kudos
1769
Views

Re: Retirement Apartment vs Retirement Village

1,769 Views
Message 2 of 46

@c904719w

 

The current Administration including the HUD Secretary can propose whatever they want but the final deciding factor is always Congress -

 

The Bi-partisan Budget Act of 2018 increased funding for most all subsidized housing programs

 

Congress Agrees to Historic Funding for HUD In Fiscal Year 2018 Omnibus Spending Bill

 

The main problem is that we have only a limited number of these units for the disabled and elderly (over 62 ) and few are being built by the non-profit sector for these sort of subsidized programs for that intended groups.  The Federal Government does not build or maintain these special housing complexes.  Even local governments are in charge of Public Housing - they build them with the aid of funds from the state and the Feds.

 

These type of elderly /disabled units were initially built in the late 70s thru the early 90's with a condition that in order for a HUD loan, the units had to be offered to this population by the sponsoring non-profit agency.  The units could be divided up to accommodate those who could pay a full reasonable market rent, those who could receive a subsidized rent % and those low income disabled and elderly who could qualify for Section 8 at a greater % or almost totally subsidized.

 

The problems now are many 

  • few non-profits coming together to take on such a huge endeavor as building, running and maintaining complexes such as these.
  • the price of land in urban/suburban areas where other amenities are readily available
  • the number of (baby boom generation) elderly and disabled needing such accommodations.
  • the cost of the staff to run these units - managers, social workers, maintenance workers, 24/7 security - salaries, benefits, employer matched payroll taxes, unemployment insurance - just like any other business has even though they are non-profit.
  • the cost to refi the units with HUD when major renovations are periodically necessary.

In my area, there are plenty of private developments for the elderly being built but these places don't offer any government housing subsidies.  There is plenty of housing being developed in and around Atlanta but these aren't designated to any specific population and cater more to the young professionals.

 

So, yes, there are waiting list because there is so much demand for these senior 

government subsidized complexes.  We are living longer and in better shape to stay independent.

 

When I moved my mother out of the senior independent living facility where she had lived for 12 years to an assisted living facility, we had an "Over 90" party and out of 300 total residents at least 1/3 of them were over 90 and still going.

They weren't in any hurry to pass along their unit to somebody else.

 

We do have a problem - a need greater than units available and many people want the lowest cost rent (Sect.8) rather than just being subsidized at about 30%.  Many people  either did not make plans or their plans got thrown off course by unexpected events..

 

 

Report Inappropriate Content
1
Kudos
1769
Views
Conversationalist
0
Kudos
1795
Views

Re: Retirement Apartment vs Retirement Village

1,795 Views
Message 3 of 46
VOTE!
Report Inappropriate Content
0
Kudos
1795
Views
Info Seeker
1
Kudos
1870
Views

Re: Retirement Apartment vs Retirement Village

1,870 Views
Message 4 of 46

Oh GailL.1.........I have been languishing on those HUD senior building lists for over 10 years.  Where I live, we hae 20,000 homeless people in the city in Northern California where I live.  It is VERY ingenuous when people blithely tell a low income senior who is disabled, living on less than $15,000 a year "you need to get on the waiting list for subsidized housing".   Those lists in my city can be as long as 15-20 years for your name to inch up to the very top of the list.  I am currently on FORTY waiting lists and in the last year SEVEN property management companies THREW OUT, or LOST, or God-Knows-Did-What with my application.....so now that reduced it down to 33 waiting lists I am on because SEVEN of my applications were tossed into the dumpster or thrown out.   Here in California we are #1 for evictions.  It is LEGAL to kick out a tenant in California WITHOUT JUST CAUSE.  It is legal in California to raise the rent TEN TIMES HIGHER than the tenant was paying.  California is #1 in all of America for poverty, California is #1 for homelessness, California is #1 for hunger, malnutrition, food insecurity, #1 for suicides, #1 for people leaving the state in massive droves.  Our air pollution is out of control and due to climate change we have been experiencing massive out of control wild fires and floods - flood-fire-flood-fire-flood-fire.

 

Telling a poverty level disabled senior who has imminnet danger of winding up on the street due to massive rent increase "Oh just get on those HUD waiting lists"..........frankly, what planet are you ON?

 

Those waiting lists for Tax Credit Affordable Housing, HUD Section 8, senior builings are all IMPACTED all over California and especially in the city I live in.

 

Donald Trump and Ben Carson savagely cut $30 billion in funding for HUD and seriously was considering a $300 a month rent increase for all HUD tenants.....these are tenants who are blind, disabled, deaf, seniors on tiny fixed income, mothers with children who get zero child support and the full time employed working poor.  Not only is there ZERO construction of HUD subsidized housing, there is already a MASSIVE shortage - not just in California, but nationwide.

Report Inappropriate Content
1
Kudos
1870
Views
Valued Social Butterfly
2
Kudos
1912
Views

Re: Retirement Apartment vs Retirement Village

1,912 Views
Message 5 of 46

@c904719w

 

You should check out HUD's Multifamily Inventory of Units for the Elderly and Persons with Disabilities

and ask to apply under HUD Section 202 or Section 236.  Many of these places are nice, have ammenities and are in good areas - I live in GA. not California but you can look at the above link and see if there are any that you like with availability or a short wait list.

 

These type of independent living are only for the disabled or elderly (over 62 years of age) and these units are already classified as reasonably accommodated for this population.  But if you need roll-in shower access, that maybe something that you would need to speak to them about because there are other ways to handle this personal need although they may some units that are set up that way.

 

I believe you are confused about the ADA compliance in Housing for the Disabled or Elderly - the landlord does have to supply "reasonable accommodations" but that varies as to what it is.  I am taking about the actual unit not the public areas. 

 

Pass that - it is the responsibility of the disabled resident to modify their living space at their own expense with the approval of the landlord. 

NOLO: Disabled Renters' Housing Rights

 

Landlords must accommodate the needs of disabled tenants, within reason, at the landlord's own expense (see 42 U.S.C. § 3604(f)(3)(B)). As a disabled tenant, you may expect your landlord to reasonably adjust rules, procedures, or services in order to give you an equal opportunity to use and enjoy your dwelling unit or a common space.

 

Accommodations can include parking: If the landlord provides parking in the first place, providing a close-in, spacious parking space would be an accommodation for a tenant who uses a wheelchair.

Does your landlord's duty to accommodate disabled tenants mean that you can expect every rule and procedure to be changed at your request? No. Although landlords are expected to accommodate "reasonable" requests, they need not undertake changes that would seriously impair their ability to run their business.

 

Landlords must allow disabled tenants to make reasonable modifications to their living unit or common areas at their expense, if needed for the person to comfortably and safely live in the unit (see 42 U.S.C. § 3604(f)(3)(A)). You have the right to modify your living space to the extent necessary to make the space safe and comfortable, as long as the modifications will not make the unit unacceptable to the next tenant, or if you agree and are financially able to undo the modification when you leave.

 

Examples of modifications undertaken by a disabled tenant include:

  • lowering countertops for easier access from a wheelchair
  • installing special faucets or door handles due to limited hand use
  • modifying kitchen appliances to accommodate poor vision or blindness, and
  • installing a ramp to allow wheelchair access to a raised living room.

These modifications must be reasonable and made with prior approval. A landlord is entitled to ask for a description of the proposed modifications, proof that they will be done in a workman-like manner, and evidence that you are obtaining any necessary building permits.

In addition, if you propose to modify the unit in a way that will require restoration when you leave (such as the repositioning of lowered kitchen counters), the landlord may require you to pay into an interest-bearing escrow account the amount estimated for the restoration. (The interest earned will belong to you.)

 

Also, The Age Discrimination in Employment Act  (ADEA) protects applicants and employees who are 40 years of age or older from employment discrimination based on age.

 

The ADEA applies to only to private employers with 20 or more employees, state and local governments, employment agencies, labor organizations and the federal government.

EEOC.gov - Facts About Age Discrimination

Report Inappropriate Content
2
Kudos
1912
Views
Silver Conversationalist
0
Kudos
2022
Views

Re: Retirement Apartment vs Retirement Village

2,022 Views
Message 6 of 46

My heart goes out to you. For all of the progressive things California does they loose out badly on housing for not just Seniors from what I read in the Times and the Post. Very sad situation as no one should have to live your Golden Years the way you have had to live. I hope at least knowing someone else understands your plite helps in even the smallest way. 

Good Luck and God be with you in sending an answer.

Report Inappropriate Content
0
Kudos
2022
Views
Conversationalist
1
Kudos
2027
Views

Re: Retirement Apartment vs Retirement Village

2,027 Views
Message 7 of 46

Yes, we cannot rely on our children to take care of us. My idea is to do what I did, get out of there and live where you can afford the lifesyle you want. Latin America is getting too expensive and a lot of crime in some of those countries and Asia seems so far. It's a full day from hell to be on the airplane, but if you have a friend in Europe you could do a layover to make it easier.

For Nepal, a person can be here for 5 months in a calendar year, so if you come in Aug. you could potentially stay until the following May 31 on a simple tourist visa. While the person is here they can get all their medical testing done and even some treatments-not open heart surgery, but lots of things can be done here. I got my Nepali husband two eye operations for glocoma and the lazer proceedure cost $120 each. I got a dental MRI for $11 and root canal for about $100-excellent work.

I even decided to help people like myself who are in the crazy in-between. I stay at a guesthouse where I'm kinda the tourist in charge and can provide a long term stay from Aug. until the end of May or however it's best for our guest for just $600 a month including a private room, food and transportation in Nepal.  If a person bought a travel insurance policy it would probably pay to transport you to Dubai where the rich people get their surgeries if there were a major problem. 

But staying in the US and suffering with meds., food, and housing doesn't make for a happy retirement life. For me, it's Nepal. Here's my latest project. I'm having a great life, as you can see. from our youtube project. You can find us with #FrugalTravelsNepal

https://youtu.be/2pBo9zUlv5Y

 

Report Inappropriate Content
1
Kudos
2027
Views
Info Seeker
1
Kudos
2052
Views

Re: Retirement Apartment vs Retirement Village

2,052 Views
Message 8 of 46

Oh really?

 

So WHERE are all these thousands of very low priced places for poverty level, disabled seniors to live in?  Nationwide there is a HUGE shortage of available housing, especially for low income seniors, the working poor, disabled, blind, deaf, and folks who earn less than $15 an hour even with a full time job they cannot afford rent.

 

What you stated is patently ABSURD.  It is extremely difficult to find ANY affordable housing for low income seniors in California, New York state and many other parts of the nation.  The lack of affordable housing for people is SO horrible, there is a massive problem with homelessness and good decent people who used to have a proper place to live have been forced out onto the street.


Case in point.   My rent went from $775 to $1300 and I live in Northern California.  I am 64 years old, disabled senior citizen and live on $1,240.00 a month.  It was very tough paying $775 a month rent on an income of $1240 a month BUT it was a roof over my head.  When my landlord decided to "flip" the entire apt bldg and double the rent WITHOUT making ANY improvements, 95% of the tenants were forced out into homlessness.  I personally, spent EIGHT MONTHS without stable housing and went through absolutely HELL ON EARTH trying to find a new place to live.  After 8 months without stable housing, I did find a temporary place to live BUT I must move yet again in four months, because the landlord only gives short term leases.

 

I am on FORTY FIVE waiting lists for HUD Section 8, Tax Credit Affordable and Senior Bldgs.  In my city, those waiting lists typically take 6 to 12 years for your name to inch it's way up to the very top of the list.  I have been on many of these waiting lists for YEARS.  There is no guarantee my name will come to the very top of the waiting list within four months and once again, I am facing the gutter.

 

You may think I am some sort of "riff raff" person or a drug addict, psycho just because I am low income.  Nope, I was a teacher and have several university degrees. I have four clinically diagnosed disabilities.  My career went down the drain when I was rear ended by a ten ton UPS truck.  I lost my teaching job, my car was "totalled", I live with chronic pain and my spinal column has severe damage.  I have tried applying for several thousand jobs and NO EMPLOYER WILL HIRE ME because I am a 64 year old woman.  That is despite dozens of letters of recommendations from former employers.  I have completed AARP 50+ Job Readyness program, was given a couple of "dress for success" interview suits, re-did my resume and NO JOB OFFER.

 

According to the Federal Dept of Labor, age discrimination for women starts at THIRTY FIVE !!!!!

 

What you stated "no special amenities for seniors" is FELONY VIOLATION OF the 1990 Americans With Disabilities Act".   If a senior or ANYONE who has mobility problems, needs a shower/bathtub ammended to make it accessible to take a bath asks for ADA Accomodation it is a mandatory federal law that this accomdation be required.

 

So what do you recommend?  Throw Grandma and Grandpa out onto the ice floe and let them freeze, starve to death if they are infirm and have mobility issues.

 

It is ILLEGAL for a landlord to refuse to provide ADA Accomodation for ANY special needs person OR anyone who falls under the category of "Protected Class".

 

I am very disappointed at your uninformed and wholly cavalier attitude about how incredibly hard it is for low income seniors who are disabled to find affordable housing.

 

Yes, if you have a huge investment portfoilio, drive a Cadillac, you can go easily live in a ritzy Del Webb Retirement Community with luxury ammenities.  We have senior residential communities in my city which START at $2,500 a month for a small studio apartment.  The average retired senior on Social Security receives $1200 a month benefits - either from retirement pension or disability benefits.

 

As Dear Abby used to say "Wake Up and Smell the Coffee".

Report Inappropriate Content
1
Kudos
2052
Views
Info Seeker
1
Kudos
2052
Views

Re: Retirement Apartment vs Retirement Village

2,052 Views
Message 9 of 46

If you have loved ones who are seniors living in dilapidated, drug dealer infested HUD Section 8 apartments and the property management or resident manager ENABLES that crap, you need to immiedately write a letter to your  federal legislator.  HUD Section 8 and Tax Credit Affordable Senior Citizen buildings are paid for with FEDERAL TAX DOLLARS.  Document everything, the drug dealing, the crazed menacing highly disturbed tenants who frighten/and or harrass innocent elderly tenants.  Take pix with your cell phone, write down incidents of violence, drug activity, etc and include a narrative of "Who What Where When".   Either go in person to your federal congressperson AND your federal senator and tell them "This is Case Mail Constituent Advocacy Issue of Critical Importance" and "I Want Case Mail Support".  

 

When a federal legislator does what is called "Taking Congressional Interest" and a federal senator "Takes Senatorial Interest" in a constituents valid concerns the Mountains of Mohammed can move!

 

There is NO justification for the crap you are describing!

 

If your federal congressperson/senator refuses to act then gather together fellow citizens and tenants of that crappy HUD apt bldg and align yourself with a local activist group that works on human rights and housing issues.  What you described is a felony violation of Fair Housing Act and civil rights violation.  In govt subsidized housing there can be ABSOLUTELY NO DRUG ACTIVITY, nor are residents allowed to intimidate, harrass, "shake down" vulnerable tenants.

 

Is there open air prostitution?  Is there human trafficking?  Is there sex trafficking?  Is there drug dealing on the premises by tenants and/or their friends.


CALL THE COPS!

 

CALL THE MEDIA!

 

Make a ruckus!

 

Do not be a "sheep people" or "Sheep Person" sheeple.  Do not be bullied.

 

The only difference between a rut and a grave is the dimensions!

 

Here in Sacramento, California SHRA Sacramento Housing Redevelopment Agency is a SLUMLORD and the Executive Director and Board of Directors are quite frankly a bunch of thugs and crooks.  They deliberately refused to do any maintenance on several apartment buildings in the Del Paso Heights area and when the buildings become so severely dilapidated with rotting roofs, rain dripping into the ceiling, rats, vermin, cockroaches, bad plumbing, no heat THEN they tried to EVICT long term rent paying tenants, force them out onto the street into homelessness and turn around and sell the distressed, dilapidated properties to billionaire real estate developer "corporate mafia".

 

Although there ARE some decent HRA agencies in various parts of the USA, there are some crappy, unprofessional, substandard agencies that are SLUMLORDS when it comes to HUD subsidized housing.

 

It is getting WORSE with Trump and Ben Carson savagely cutting $300 billion in HUD Funding.  There is NO new construction of affordable subsidized housing for blind, deaf, disabled, seniors and working poor.

 

If you do an online Google search for your city and type in "tenants rights" or "civil rights housing" maybe you can find some local or state non profit organizations who will help you.  Here in California we have "Tenants Together" and a lot of other groups.  I do not know the city you are in so I cannot be specific with referrals.

 

You can also get FREE legal services from your local university law school.  They have senior law students who are supervised by law professors who may take your case.  You can also contact your local Legal Aid which is now known as "Legal Services of ????"  insert your city name, etc.

 

Early to bed, early to rise, work like hell and COMMUNITY ORGANIZE!

Report Inappropriate Content
1
Kudos
2052
Views
Silver Conversationalist
0
Kudos
2061
Views

Re: Retirement Apartment vs Retirement Village

2,061 Views
Message 10 of 46

Very helpful bonniep715875, and just the sort of information needed in this thread. So many seniors can't buy into Senior Housing and so many can't afford to move to Arizona or Florida. Something that can be local is EXACTLY what many interested here need to hear about. 

I assume there are waiting lists? Even so, this is something to look into and get your name on if you have the need. Thank you again.

Report Inappropriate Content
0
Kudos
2061
Views