👴👵 Could an In-Plan Annuity Be Part of Retirement Planning? (AARP Article)

[SummerOnTheWay1]

FROM THE ARTICLE.

Are Workers Warming Up to In-Plan Annuities?
Surveys show growing interest in 401(k) plans with a guaranteed-income option.

By Maya Dollarhide and Tamara E. Holmes, AARP. Published October 27, 2025.

For most of today’s workers, pensions are a relic of the past. But the appetite for a guaranteed monthly retirement check to supplement Social Security appears to be growing.

According to a recent survey by asset management firm Nuveen and the TIAA Institute, both subsidiaries of financial services company TIAA, more than 9 in 10 workers with 401(k) plans would like the option to convert their savings into a fixed annuity that provides guaranteed lifetime payments. Nearly 9 in 10 say their employers have an obligation to help them achieve retirement security.

USE LINK BELOW TO READ THE ARTICLE.

https://www.aarp.org/money/retirement/in-plan-annuity-401k-planning/

[MuktaS390247 · Accepted solution]

I get why folks like the guaranteed income part. Once you’re retired, it’s less about chasing returns and more about knowing the bills are covered every month.