Hello all... I'm new to this site, so I'm just going to post my questions and hope for some positive feedback.
I'm 53yrs on permanent disability for 15 years now, yes I get SSI disability. I worked myself into the ground...now I've been checking Online and see I may be eligible for Dental and vision??? I have almost full dentures, and bifocals. I have paid for them myself with whatever I have been able to slowly put together. Now it's time for new glasses, and I desperately need some Dental work. Now I can't afford this!! I'm searching for help! I have care Credit, I still owe for my last dental appointment, and Veterinarian. Have reached my limit! Now I'm scared to let my teeth go to long, my disabilities are internal!
So enough of my health...help me find Dental and vision that won't hurt my teeth! I've had bad Dental work done by Access Dental!
@m566515e your situation is not unique. Folks of all ages go online looking for a magic pill to help pay their dental or vision bills. Unfortunately insured options are full of financial holes where little or nothing is paid towards your claim.
Insured individual dental plans have waiting periods, networks and fee schedules that limit what they will pay. Most major work will have 6 - 12 month waiting periods before you can use that portion of your plan. Annual plan limits of $1000 to $2000 combined with reimbursements that average about 30% or less of billed charges make things worse.
Dental discount plans are even worse.
Bottom line on looking for insurance or discounts is . . . don't waste your money or time.