🚗 Find Out How You Can Reduce Car Expenses (AARP Article)

[SpringIsHereSoHappy]

HOW ARE YOU REDUCING YOUR COSTS?  🤔  ME - MAINTENANCE AND LOW MILEAGE INSURANCE!  😎

Car costs are going through the sunroof. But there are ways to save.

By Margie Zable Fisher. Published December 29, 2023.

https://www.aarp.org/auto/trends-technology/reduce-car-expenses/

[SpringIsHereSoHappy]

FROM ARTICLE AND ADVICE I AM FOLLOWING:

(1) Go high-maintenance. “It’s a lot less expensive and easier to maintain a vehicle than it is to repair a vehicle,” says David Bennett, senior automotive manager at AAA.

(2) Ask for a low-mileage discount. If you’ve recently retired or shifted to working from home, your driving mileage may have dramatically decreased, which can lower premiums.

[nctarheel]

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@SpringIsHereSoHappy wrote:

FROM ARTICLE AND ADVICE I AM FOLLOWING:

(1) Go high-maintenance. “It’s a lot less expensive and easier to maintain a vehicle than it is to repair a vehicle,” says David Bennett, senior automotive manager at AAA.

(2) Ask for a low-mileage discount. If you’ve recently retired or shifted to working from home, your driving mileage may have dramatically decreased, which can lower premiums.

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Being an AARP member, I had already read this article. A few good ideas.

My insurance company doesn't have a low mileage discount but has a plethora of other discounts of which I take advantage.

[Tempest332]

@nctarheel  Not Hartford I imagine?

@SpringIsHereSoHappy You should get a penalty for driving with a smartphone.  Golf cart, are you moving to The Villages?  

I can't imagine how little I will be driving if & when I retire. I only drive around 6K now.

[SpringIsHereSoHappy]

(2/27/24) @Tempest332 , explain your statement about driving with a Smartphone = penalty??? 🤔  The Golf Cart remark was a joke and no Villages for me. I NEED to be "off grid" = that place is like Peyton Place! 😎

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[*** @Tempest332 wrote:

@nctarheel  Not Hartford I imagine?

@SpringIsHereSoHappy You should get a penalty for driving with a smartphone.  Golf cart, are you moving to The Villages?  

I can't imagine how little I will be driving if & when I retire. I only drive around 6K now. ***]

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[Tempest332]

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@SpringIsHereSoHappy wrote:

(2/27/24) @Tempest332 , explain your statement about driving with a Smartphone = penalty??? 🤔  The Golf Cart remark was a joke and no Villages for me. I NEED to be "off grid" = that place is like Peyton Place! 😎

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***]

I hear they have a Wal*Mart onsite in The Villages. 😉

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[SpringIsHereSoHappy]

(2/28/24) Lol, and can you imagine the DRAMA inside the store!!!  🤣😂

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[*** @Tempest332 wrote:

I hear they have a Wal*Mart onsite in The Villages. 😉  ***]

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[Tempest332]

Some videos on the U Toob if you have time, I thought you lived near there?...

How come there isn't an auto forum on here? 

[SpringIsHereSoHappy]

(2/28/24) Why @Tempest332 ? No one comes to this forum except to win free money they think/lol 😂🤣  When I am in Florida, Melbourne. Doing it and Virginia at moment.  😎

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[*** @Tempest332 wrote:

Some videos on the U Toob if you have time, I thought you lived near there?...

How come there isn't an auto forum on here? ***]

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[Tempest332]

@SpringIsHereSoHappy Smartphones (phones in the car in general) induce inattentiveness, & distractions to driving.   I'm likely paying for others inattentiveness in my higher rates. 

[SpringIsHereSoHappy]

(2/27/24)  Yes @Tempest332 , I have been "rear ended" at a STOP LIGHT 2 times, NOT my fault - due to drivers using cell WHILE DRIVING. Not sure about Florida but I "think" you will get a TICKET "if" caught in Virginia. And I luv the ladies putting on their "makeup" WHILE DRIVING. How about getting up earlier = get it done at home OR wait until you pull into your job's PARKING LOT????  😎

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[*** @Tempest332 wrote:

@SpringIsHereSoHappy Smartphones (phones in the car in general) induce inattentiveness, & distractions to driving.   I'm likely paying for others inattentiveness in my higher rates. ***]

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[Tempest332]

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@SpringIsHereSoHappy wrote:

(2/27/24)  Yes @Tempest332 , I have been "rear ended" at a STOP LIGHT 2 times, NOT my fault - due to drivers using cell WHILE DRIVING. Not sure about Florida but I "think" you will get a TICKET "if" caught in Virginia. And I luv the ladies putting on their "makeup" WHILE DRIVING. How about getting up earlier = get it done at home OR wait until you pull into your job's PARKING LOT????  😎

I always was extra careful in that stretch of 77 in Virginia, unmarked cars & plenty of hiding places. (Radar detectors are ILLEGAL in Virginia), I had one with road condition info & one of the only states it worked well was WV. 

Coming out of my development this am, 2 cars turned in... no signal, preventing me from turning out. ... drivers playing with "the phone".  Get to the main intersection driver creeping through driver "texting".

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[SpringIsHereSoHappy]

(2/28/24) @Tempest332 , it has been a few years since I took a Road Trip. The last one was from Cave Spring, Virginia to Lexington, Virginia and the GPS on my Android did ALERT me to them "hiding" behind stuff/lol 🤣😂

But LOCALLY, no warning  😎

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[*** @Tempest332 wrote:

I always was extra careful in that stretch of 77 in Virginia, unmarked cars & plenty of hiding places. (Radar detectors are ILLEGAL in Virginia), I had one with road condition info & one of the only states it worked well was WV. 

Coming out of my development this am, 2 cars turned in... no signal, preventing me from turning out. ... drivers playing with "the phone".  Get to the main intersection driver creeping through driver "texting". ***]

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[Tempest332]

This was before the "phone" craze started.  Just a 1 line matrix scrolling display, that informed of slow traffic, accident ahead, caution, construction, along with police radar displaying the band including Laser & pulse.   

[SpringIsHereSoHappy]

(2/29/24) @Tempest332 , BEFORE I had my daughter 35 years ago, I use to "bounce between Miami and Orlando" and would STAY BEHIND the truckers. Back then I DIDNOT have a "fancy" cell. They had RADAR = when they SLOWED DOWN = I did the same = NEVER got pulled over  😎

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[*** @Tempest332 wrote:

This was before the "phone" craze started.  Just a 1 line matrix scrolling display, that informed of slow traffic, accident ahead, caution, construction, along with police radar displaying the band including Laser & pulse.   ***]

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[Tempest332]

Never used it for speeding, just made me more aware of my surroundings.

BTW, did you take 95 or the Turnpike?  

[SpringIsHereSoHappy]

(2/29/24) I no longer speed, may go 5 miles OVER the posted SPEED LIMIT @Tempest332 . But read recently that they can and will get you for 5. In the past, you could get away with it.  😎

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[*** @Tempest332 wrote:

Never used it for speeding, just made me more aware of my surroundings, ***]

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[SpringIsHereSoHappy]

(2/24/24) Me too @nctarheel , but missing the Drivewise App that knocked off alot for SAFE driving. Also had "free" magazine subscriptions. Since retiring, I NO longer drive enough miles to use the bonus. GRATEFUL "renewal" for THIS MONTH was awesome. Looks like the "ridiculous" renewal INCREASES I have been getting since 2020 (pandemic) are gone  💃💃💃

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[*** @nctarheel wrote:

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Being an AARP member, I had already read this article. A few good ideas.

My insurance company doesn't have a low mileage discount but has a plethora of other discounts of which I take advantage. ***]

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[nctarheel]

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@SpringIsHereSoHappy wrote:

(2/24/24)  Looks like the "ridiculous" renewal INCREASES I have been getting since 2020 (pandemic) are gone  💃💃💃

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Don't celebrate too quickly, @SpringIsHereSoHappy. The Insurance Industry in N.C. asked for a 42% increase in homeowner's insurance. Of course, the N.C. Insurance Commissioner turned it down.

[SpringIsHereSoHappy]

(2/24/24) @nctarheel , my insurance is ONLY for my 2006 Hyundai Elantra in Virginia. I rent! NOT sure IF I will "tow" her back to Florida. NOW THAT STATE is h.ll compared to 2015 when I MOVED TO Virginia  😱😱😱  Lol, I see a Golf Cart in my future when I eventually move BACK there 100%.  😎

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[*** @nctarheel wrote:

Don't celebrate too quickly, @SpringIsHereSoHappy. The Insurance Industry in N.C. asked for a 42% increase in homeowner's insurance. Of course, the N.C. Insurance Commissioner turned it down. ***]

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