I just wanted to add this. I play with these scammers ALL day long. I have a dedicated computer that runs a virtual machine (a copy of Windows that runs as a program on top of real Windows) and I allow them to connect to that, but they can not go backwards out of it and onto my real computer. I have a fake bank set up (Stevens County America Mutual - SCAM) and when they try to run the refund scam where they "refund" you $4000 instead of $400 and say you owe them 3600, I let them do whatever they want to do. My record of keeping one busy is just under 2 hours before he figured out I was pranking him. Some of the better scambaiters keep people engaged for 4-5 hours at a time. They are such disgusting, greed driven bastards that they believe anything as long as it still seems like there is money at the end of the road.
What they do is manipulate the HTML code that makes up the bank's web page to make it appear that they transferred money into your account. What they do is move money between your own accounts. They use various distraction and screen hiding tactics so you can't watch them, but those screen connect utilities (Team Viewer, AnyDesk, Supremo, ScreenConnect) are easy to manipulate and I know how to turn off the screen blanking. The thing is, when they do the code manipulation, all that changes is the copy of the web page that is on my screen, so even if it WAS a real bank, they have changed nothing. If I hit f5 and refresh the screen it reverts to what it was before they changed it. I do that from time to time to watch them scramble. When they figure it out they just curse at me in Hindi and hang up.
Now, keep in mind, I was an IT pro for 25 years before retiring. DO NOT try this at home. Just hang up when you hear the Indian accent. The latest thing is that they are recording the announcement messages from Spectrum, AT&T and such, so they sound authentic. They ask you to press 1 to speak to an agent. If you have let them get that far, as soon as they get into the conversation, just ask them "What is the address on the account" and they will hang up, because, of course, there IS no account.
Just be very aware that NOBODY legitimate is going to call you with any offer like this. If you think it might be real, ask for a callback number, Google that number, and see what the number shows up as. They usually use spoofed phone numbers that you can't call back. And when you ask for a callback number they usually hang up.