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- Re: ATM Smart Savings Sweepstakes
ATM Smart Savings Sweepstakes
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ATM Smart Savings Sweepstakes
We know that saving, especially for retirement, isn’t easy! That’s why the editors of AARP The Magazine created a digital magazine all about savings and retirement. AARP The Magazine’s Special Money & Retirement digital issue is here to help you better save for what lies ahead. Post your favorite savings tip in the discussion below. Just by posting you’ll be entered for a chance to win the grand prize of $1,000!
How to download the special Money and Retirement digital issue:
It’s easy to download the digital magazine! Click here to read the special Money & Retirement digital issue.
Enter the sweepstakes in 2 easy steps:
1. Sign in or register on AARP.org
2. Post to the “AARP Smart Savings Sweepstakes” discussion board.
That’s it. You’ve entered the sweepstakes.
Contest ends October 1, 2016. See Official Rules and Terms of Service. Be sure to tell us what you think about the new digital magazine by completing our short survey here.
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One of the best ways we taught our savings strategy to our children was to open up Roth IRA's for them. They had to have earned income (but they managed to find grass cutting or pet sitting assignments) and we would match what they earned and deposit it in an account. At first it was hard to find a financial institution that would establish a Roth IRA for minors, but with a little research we managed.
We have not had to dip into our retiremnt savings to bail them out. They have maintained this savings habit after leaving the "nest" (and not moved into our basement)!
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Every time you get a $5.00 or $1.00 bill set it aside. You'll have enough for vacation or put in your retirement fund.
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What really excites me is that there are so many topics covered that all one has to do is read, read, read...
If you are still working, have money deposited into a savings account or invested before you ever see it. No temptation to spend it on something else!
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In our town the 1st Wed of the month the grocery stores offer 10% discount to 55+ shoppers. We make it a savings adventure by combining our store savings card, digital coupons, and buying the staples we need for the month on the first Wednesday. It is a fun way to save-- enjoy "oldies" muzak, free cup of coffee and cookie.
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There is a video that you can Google called Thai Tricks. It shows you many unbelievable but amazing ways that you can reuse your plastic bottles(soda). Watch it-you will be amazed!
@AARPLynne wrote:We know that saving, especially for retirement, isn’t easy! That’s why the editors of AARP The Magazine created a digital magazine all about savings and retirement. AARP The Magazine’s Special Money & Retirement digital issue is here to help you better save for what lies ahead. Post your favorite savings tip in the discussion below. Just by posting you’ll be entered for a chance to win the grand prize of $1,000!
How to download the special Money and Retirement digital issue:
It’s easy to download the digital magazine! Click here to read the special Money & Retirement digital issue.
Enter the sweepstakes in 2 easy steps:
1. Sign in or register on AARP.org
2. Post to the “AARP Smart Savings Sweepstakes” discussion board.
That’s it. You’ve entered the sweepstakes.
Contest ends October 1, 2016. See Official Rules and Terms of Service. Be sure to tell us what you think about the new digital magazine by completing our short survey here.
I've been trying to teach my kids to search the stores and the internet for the best value when they purchase something. Coupons can often be found for the online counterpart of an actual brick and mortar store. One day my daughter said to me, "Mom you would have been proud, I found a discount coupon online and another coupon for free shipping." Yes, I was proud!
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Keep your bread in the freezer for longer lasting freshness
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Right after I enter my deposit into the checkbook I them pay myself first with a minimum of 10% of the total deposit. this money is subtracted from my balance but never spent. It is saved in my checkbook but not as a balance in the register.
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Mu husband and I rent out a room in our home $500 a month cash our rent is $500 a month Cash
I figured out if we would use the cash we receive to pay the rent we would save a $1.80 a month on ATM fee over the last 44 months that adds up to a little over $75.
If we would stop withdrawing cash from my account which is at least once a month we would save $4 per transaction soover the last 44 months that addds up to $176 plus the $75 tats $251 we would have saved over the las 44 months not a lot but it is a start and if husband would quit drinking and smoking wel hell we could save a bundle. Will he listen to me Noooooooooooooooop
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I've tried couponing -- been very obsessive about it even -- but the time it took to find coupons, clip them, store and sort them and remember to use them before they expired, coupled with the frustration of coupons that required me to buy 3 of something when I needed only one, finally convinced me that I was wasting far too much time.
Same thing with most so-called "loyalty" programs -- most weren't loyal to me because I'd rarely get enough credits before they expired or the value of the points was decreased sufficiently to make them nearly worthless.
I'm old. I don't know how many years I've got left, but I don't want to spend a moment of them chasing down elusive credits and rebates and cents-off coupons. I've got places to go, people to meet, things to do, life to experience! When money gets tight, I get a part time job or sell off something that I collected years ago and rarely look at today. I never go into debt -- if I can't afford something I want, I'll wait until I can. And if and when medical issues become too much to handle, financially or physically (as they almost certainly will), well, I've always thought Sweden would be a nice place to go.
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Medical medical medical. You are threading the needle, how long will you last and how long with good health maintain. From a 50,000' policy perspective, the nation needs to invest heavily in NIH and modernize FDA drug evaluation procedures. They can find cures and methods to maintain healthy independent living far more successful than the 20 year old "standard of care". Not making this investment sooner than later will bankrupt the country with massive health care costs and bankrupt families, dragging down the entire economy. But to make it happen, NIH and FDA need to re-engineer how they get advanced meds and techniques to the population. The Economist called it their 'lazy dogmatism". Autologous regenerative medicine is to the medical profession as the car was to the horse and buggy. It's vastly different and FDA/NIH have failed to meet the challenge and recognize the urgent need of how to think differently. Even the cancer "moonshot" is mired in decades of procedural mud unless vast changes are made and drug/technique evaluation methods are modernized and fast tracked. Let's roll people.
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The internet is great for finding coupons and discount codes. I use a credit card that gives cash back. I pay the credit card in full each month. It is free money.
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There are SO many good ideas for "smart savings" it's hard to pick just one to talk about. I invested my money so I could retire early (at 55). I pay attention to store sales in the newpaper, and may go to 2 or 3 different stores to save the most on the items on sale at each. I also looked at my "fixed" expenses like phone bill, cable bill, utilities, etc. to see if I could comparison shop to reduce those bills by downgrading plans or switching providers. Also, I look for free or cheap entertainment ideas in my local community publications. But my best tip is what to DO with your smart savings: Put away lots of extra money into IRAs or other mutual fund investments through your working years, so YOU can retire early.
Pay off highest interest rate debt first like credit cards, then work your way down towards the lower interest rate debt.
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