Are you a caregiver? Tell us how you plan your getaway with loved ones for a chance to enter a weekly prize drawing.

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Re: ATM Smart Savings Sweepstakes

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Message 71 of 664
Excellent idea!
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Re: ATM Smart Savings Sweepstakes

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Message 72 of 664

I was always taught to re-purpose, reuse, and recycle. My family never threw away anything they could fix. Also, get a credit card for emergency purposes but when you use it try to pay it off in full every month. That will increase your credit score which gets you better interest rates on auto loans, mortgages, auto insurance and many other benefits. Do not live for instant gratification but save for what you want. You'll be happier in the long run.

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Re: ATM Smart Savings Sweepstakes

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Message 73 of 664

Change the engine air filter yourself, autoparts stores might even point out where the box is [look for a wide, ridged hose]. And go for maintenance when your book says, not every 3,000 miles.

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Re: ATM Smart Savings Sweepstakes

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I pay with paper money (bills). Then when i get cash back in coins-i put all of that in a big jar. It collects money without really missing it. Then when the jar is full, i take to the bank and cash it in. Most times i am really surprised at the total! Then i put that money in my savings account, WaLa: Money i never missed but now have a great savings account balance!

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Re: ATM Smart Savings Sweepstakes

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Message 75 of 664

Don't buy life insurance for your children or grandchildren.  Any time something/someone is considered a "liability" (or "dependent" in tax terms), you don't "invest" in it.

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Re: ATM Smart Savings Sweepstakes

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Message 76 of 664

Great magazine

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Re: ATM Smart Savings Sweepstakes

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Message 77 of 664

if it seems hard to put in large amounts do the penny per day, it adds up quickly and i'm looking forward to the extra $$ after Christmas.  It's called the 365 day penny saving challenge, give it a try.

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Re: ATM Smart Savings Sweepstakes

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Message 78 of 664

Pay yourself first, every week, even if it's just a few dollars!

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Re: ATM Smart Savings Sweepstakes

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Message 79 of 664

never pay full price.  wait and see if it goes on sale.  if it's used and the  price is posted, always offer a lot lower.  you can come up if they will come down.  

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Re: ATM Smart Savings Sweepstakes

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Message 80 of 664

I used to have a union job with a pension plan. Now I'm in a corporate environment so I figured out what the percentage was on the union job and I put that amount aside from this current job from each paycheck.

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