👴👵 What Are YOUR RETIREMENT CONCERNS today?

[Anonymous]

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***READ comments and/or ADD a comment***

(1) Still WORKING - what are YOUR concerns while planning? 🤔

(2) RETIRED - YOUR concerns? 🤔

Thanks, Nicole 👴👵 (Retirement Forum)

[fffred]

@Anonymous 

I didn’t have much drama with Medicare when I enrolled or later. I liked Medicare, thought it was great.

I had a Medicare Advantage plan for a couple years. Then my doctors’ practice (very large group in Florida) would no longer accept Blue Cross Advantage. I was able to switch right away to a Medigap plan, more costly but I like the Medigap better over the Advantage plans.

edit:   I had a really helpful woman at the Social Security Admin help me sign up for Medicare. On the whole, I’ve found the SSA staff to be more competent than those at the Medicare agency CMS. …then again, my recent experiences with the SSA have been mostly awful.

[JJC1957]

I've been leaning toward the BCBS advantage plan but after reading this, I think I'll be talking to my provider first.   I'm looking at advantage out of concern to have prescription coverage and the $0 monthly on the BCBS plan caught my attention. I guess I should go back to looking at prescription only coverage?  

[fffred]

I started out with BCBS Advantage in Florida. Later moved to a Medigap plan after my doctors' group no longer accepted the Blue Cross Advantage plans.

I guess with those $0.00 premiums you get what you pay for.

[Anonymous]

2 comments(1/13/23) I have always worried about dying alone here in my Studio Apartment and no one caring until it is time to pay rent/lol. 😂🤣 Also of late sad that I have not seen my only child who lives in Florida since 2019. 😪 But I am working on getting things set up to hopefully move back to Florida this year 2023 or next year 2024. Never thought about dementia and other old age stuff until this week. It is like, how do I know I have dementia living alone? Does it happen while I am out driving - forget where I am? Lol, with the famous Senior Moments, I am use to forgetting where I left stuff or why I came into a room in my apartment. 🤣😂 Nicole

[k40013h]

I too worry about the same but just starting retirement.  I have my brother but he is older than me.  I have cousins but who has time to get to know people when you are working.  Too bad that independent assisted living communities couldn't more like communes where the health people who by or rent apartments could help out the elderly who need more assistance as they age and either get reimbursement or guarantee help as they go through aging process and new health people come into independent assisting living.  Even relying on family for people have them is not a guarantee today. 

[Anonymous]

WE "appreciate" you stopping by @k40013h  !!!! ‌💃‌🥳, Nicole 🙃

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▶️@k40013h wrote:

I too worry about the same but just starting retirement.  I have my brother but he is older than me.  I have cousins but who has time to get to know people when you are working.  Too bad that independent assisted living communities couldn't more like communes where the health people who by or rent apartments could help out the elderly who need more assistance as they age and either get reimbursement or guarantee help as they go through aging process and new health people come into independent assisting living.  Even relying on family for people have them is not a guarantee today. ◀️

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[Therapist4u]

Hi@Anonymous 🙂🌸

Those are real & important concerns for many of us!

It’s even more of a concern for those of us who are elderly, poor, alone, & with disabilities!

On the more positive side.....you aren’t totally alone...

because you have us! 😀

Take care 🌄 ~Allen 🌇

[Anonymous]

WE "appreciate" you stopping by @Therapist4u  !!!! ‌💃‌🥳, Nicole 🙃

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▶️@Therapist4u wrote:

Hi@Anonymous 🙂🌸

Those are real & important concerns for many of us!

It’s even more of a concern for those of us who are elderly, poor, alone, & with disabilities!

On the more positive side.....you aren’t totally alone...

because you have us! 😀

Take care 🌄 ~Allen 🌇◀️

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