Become a friend of the library is a great tip. It doesn't have to be only your library. I have attended some many free programs at neighboring libraries. Also, volunteer at hospitals, arboretum, museums, schools, nature centers, your park district, g...

At FRA of 66, I will  take my spousal which will be half of ex husband's. The only consistent info I get is that spousal does not increase 8 percent a year if I wait till age 70. I tried to take my own $300 month at age 62, but was told that this wou...