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About JLSurratt

JLSurratt
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Budget & Savings

Re: Where do I find the cheapest prices online?

Wal-Mart, Sam's Club, free shipping for prime members and I always get more cash back from SC in December than the $100 membership cost.  EBay and RockAuto for car parts. 
JLSurratt 02-13-2019 01:32 PM
0
Replies
0
Kudos
6769
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Social Security

Re: When will you collect Social Security?

Gail.1 I am not missing anything. I have done the math and if you wait until FRA you do not see any increase in total benefit until after age 82. Since I do not know how long I am going to live I took SS early to get out of debt. Since I have other r...
JLSurratt 11-16-2018 01:40 PM
1
Reply
0
Kudos
5289
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Social Security

Re: When will you collect Social Security?

I also have a Military Pension, so for me $250 per month is not enough for me to give up almost 70 K $ from age 62 to FRA.
JLSurratt 11-15-2018 09:29 PM
1
Reply
0
Kudos
4090
Views

Social Security

Re: When will you collect Social Security?

Gail.1 - I was talking about your comment of delaying your benefits for 1 year because the FRA is going to 67. not that it was the reduction if you take your benefits at 62.You cannot just look at the reduction and say I am going to wait for the bigg...
JLSurratt 11-15-2018 09:15 PM
2
Replies
0
Kudos
4107
Views

Social Security

Re: When will you collect Social Security?

Gail.1 Delaying one year will cost me $15,456 and it would take 12.5 years until the increase of $103 gets back the $15,456. IMO it is not worth waiting one year for just $103
JLSurratt 11-15-2018 05:26 PM
1
Reply
0
Kudos
4124
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Budget & Savings

Re: Where do I find the cheapest prices online?

Wal-Mart, Sam's Club, free shipping for prime members and I always get more cash back from SC in December than the $100 membership cost.  EBay and RockAuto for car parts. 
JLSurratt 02-13-2019 01:32 PM
0
Replies
0
Kudos
6769
Views

Social Security

Re: When will you collect Social Security?

Gail.1 I am not missing anything. I have done the math and if you wait until FRA you do not see any increase in total benefit until after age 82. Since I do not know how long I am going to live I took SS early to get out of debt. Since I have other r...
JLSurratt 11-16-2018 01:40 PM
1
Reply
0
Kudos
5289
Views

Social Security

Re: When will you collect Social Security?

I also have a Military Pension, so for me $250 per month is not enough for me to give up almost 70 K $ from age 62 to FRA.
JLSurratt 11-15-2018 09:29 PM
1
Reply
0
Kudos
4090
Views

Social Security

Re: When will you collect Social Security?

Gail.1 - I was talking about your comment of delaying your benefits for 1 year because the FRA is going to 67. not that it was the reduction if you take your benefits at 62.You cannot just look at the reduction and say I am going to wait for the bigg...
JLSurratt 11-15-2018 09:15 PM
2
Replies
0
Kudos
4107
Views

Social Security

Re: When will you collect Social Security?

Gail.1 Delaying one year will cost me $15,456 and it would take 12.5 years until the increase of $103 gets back the $15,456. IMO it is not worth waiting one year for just $103
JLSurratt 11-15-2018 05:26 PM
1
Reply
0
Kudos
4124
Views
View all

Budget & Savings

Re: Where do I find the cheapest prices online?

Wal-Mart, Sam's Club, free shipping for prime members and I always get more cash back from SC in December than the $100 membership cost.  EBay and RockAuto for car parts. 
JLSurratt 02-13-2019 01:32 PM
0
Replies
0
Kudos
6769
Views

Social Security

Re: When will you collect Social Security?

Gail.1 I am not missing anything. I have done the math and if you wait until FRA you do not see any increase in total benefit until after age 82. Since I do not know how long I am going to live I took SS early to get out of debt. Since I have other r...
JLSurratt 11-16-2018 01:40 PM
1
Reply
0
Kudos
5289
Views

Social Security

Re: When will you collect Social Security?

I also have a Military Pension, so for me $250 per month is not enough for me to give up almost 70 K $ from age 62 to FRA.
JLSurratt 11-15-2018 09:29 PM
1
Reply
0
Kudos
4090
Views

Social Security

Re: When will you collect Social Security?

Gail.1 - I was talking about your comment of delaying your benefits for 1 year because the FRA is going to 67. not that it was the reduction if you take your benefits at 62.You cannot just look at the reduction and say I am going to wait for the bigg...
JLSurratt 11-15-2018 09:15 PM
2
Replies
0
Kudos
4107
Views

Social Security

Re: When will you collect Social Security?

Gail.1 Delaying one year will cost me $15,456 and it would take 12.5 years until the increase of $103 gets back the $15,456. IMO it is not worth waiting one year for just $103
JLSurratt 11-15-2018 05:26 PM
1
Reply
0
Kudos
4124
Views
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Date Registered ‎12-18-2010 12:14 PM
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Total Messages Posted 7
Total Kudos Received 2
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