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The ACE badge is awarded to Online Community members who have been recognized by peers for their high value contributions.

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The Online Community ACE program enables you to be recognized by your peers for consistent, high value contributions to the Community.

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  • Fill Out the "Tell us about yourself" Section
  • Share Your "Areas of knowledge"
  • Receive 25 Kudos (excluding Politics, Current Events forum) during rolling six month period
  • Be In Good Standing Without Community Violations For At Least 30 Days

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Wal-Mart, Sam's Club, free shipping for prime members and I always get more cash back from SC in December than the $100 membership cost.  EBay and RockAuto for car parts. 
JLSurratt 02-13-2019 01:32 PM
0
Replies
0
Kudos
1696
Views
Gail.1 I am not missing anything. I have done the math and if you wait until FRA you do not see any increase in total benefit until after age 82. Since I do not know how long I am going to live I took SS early to get out of debt. Since I have other r...
JLSurratt 11-16-2018 01:40 PM
1
Reply
0
Kudos
2362
Views
I also have a Military Pension, so for me $250 per month is not enough for me to give up almost 70 K $ from age 62 to FRA.
JLSurratt 11-15-2018 09:29 PM
1
Reply
0
Kudos
1163
Views
Gail.1 - I was talking about your comment of delaying your benefits for 1 year because the FRA is going to 67. not that it was the reduction if you take your benefits at 62.You cannot just look at the reduction and say I am going to wait for the bigg...
JLSurratt 11-15-2018 09:15 PM
2
Replies
0
Kudos
1180
Views
Gail.1 Delaying one year will cost me $15,456 and it would take 12.5 years until the increase of $103 gets back the $15,456. IMO it is not worth waiting one year for just $103
JLSurratt 11-15-2018 05:26 PM
1
Reply
0
Kudos
1197
Views
Wal-Mart, Sam's Club, free shipping for prime members and I always get more cash back from SC in December than the $100 membership cost.  EBay and RockAuto for car parts. 
JLSurratt 02-13-2019 01:32 PM
0
Replies
0
Kudos
1696
Views
Gail.1 I am not missing anything. I have done the math and if you wait until FRA you do not see any increase in total benefit until after age 82. Since I do not know how long I am going to live I took SS early to get out of debt. Since I have other r...
JLSurratt 11-16-2018 01:40 PM
1
Reply
0
Kudos
2362
Views
I also have a Military Pension, so for me $250 per month is not enough for me to give up almost 70 K $ from age 62 to FRA.
JLSurratt 11-15-2018 09:29 PM
1
Reply
0
Kudos
1163
Views
Gail.1 - I was talking about your comment of delaying your benefits for 1 year because the FRA is going to 67. not that it was the reduction if you take your benefits at 62.You cannot just look at the reduction and say I am going to wait for the bigg...
JLSurratt 11-15-2018 09:15 PM
2
Replies
0
Kudos
1180
Views
Gail.1 Delaying one year will cost me $15,456 and it would take 12.5 years until the increase of $103 gets back the $15,456. IMO it is not worth waiting one year for just $103
JLSurratt 11-15-2018 05:26 PM
1
Reply
0
Kudos
1197
Views
Wal-Mart, Sam's Club, free shipping for prime members and I always get more cash back from SC in December than the $100 membership cost.  EBay and RockAuto for car parts. 
JLSurratt 02-13-2019 01:32 PM
0
Replies
0
Kudos
1696
Views
Gail.1 I am not missing anything. I have done the math and if you wait until FRA you do not see any increase in total benefit until after age 82. Since I do not know how long I am going to live I took SS early to get out of debt. Since I have other r...
JLSurratt 11-16-2018 01:40 PM
1
Reply
0
Kudos
2362
Views
I also have a Military Pension, so for me $250 per month is not enough for me to give up almost 70 K $ from age 62 to FRA.
JLSurratt 11-15-2018 09:29 PM
1
Reply
0
Kudos
1163
Views
Gail.1 - I was talking about your comment of delaying your benefits for 1 year because the FRA is going to 67. not that it was the reduction if you take your benefits at 62.You cannot just look at the reduction and say I am going to wait for the bigg...
JLSurratt 11-15-2018 09:15 PM
2
Replies
0
Kudos
1180
Views
Gail.1 Delaying one year will cost me $15,456 and it would take 12.5 years until the increase of $103 gets back the $15,456. IMO it is not worth waiting one year for just $103
JLSurratt 11-15-2018 05:26 PM
1
Reply
0
Kudos
1197
Views
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Date Registered ‎12-18-2010 12:14 PM
Last Visited
Total Messages Posted 7
Total Kudos Received 2
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