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Thanks so much for all the research and effort you put into this. However, my question was: Why can't a person buy a separate Part D plan if he or she has an Advantage HMO (or PPO) plan that does not have drug coverage? 
dedlnr 10-28-2022 02:46 PM
1
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0
Kudos
1140
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The Medicare web site says a person cannot legally have a Medicare Advantage plan that includes drug coverage at the same time as having a Part D plan. It also says that if you have an Advantage HMO plan with drug coverage, you can reject that covera...
dedlnr 10-26-2022 01:37 PM
2
Replies
0
Kudos
1282
Views
We are on the same page. Is the spousal benefit more than my own benefit? No, but my intention is to switch from spousal to my increased benefits at age 70. Having a spousal benefit (plus my wife's Social Security, which she'll claim at FRA) will giv...
dedlnr 08-21-2021 12:04 PM
2
Replies
0
Kudos
4200
Views
Ever feel as if we're talking past each other? I believe we agree on just about everything, but our posts don't seem to get that across. Based on what you've written – and on what I believed to be the case when I posted my original question (“Do both...
dedlnr 08-20-2021 08:11 PM
1
Reply
0
Kudos
4304
Views
For some reason, there is no "reply" link to @GailL1's post, so I'm doing it this way.Here is what I believe is the heart of the matter, and I am going to use part of what you, @GailL1, included in your post and add in my comments in brackets [ ] and...
dedlnr 08-20-2021 02:06 PM
1
Reply
0
Kudos
4385
Views
Thanks so much for all the research and effort you put into this. However, my question was: Why can't a person buy a separate Part D plan if he or she has an Advantage HMO (or PPO) plan that does not have drug coverage? 
dedlnr 10-28-2022 02:46 PM
1
Reply
0
Kudos
1140
Views
The Medicare web site says a person cannot legally have a Medicare Advantage plan that includes drug coverage at the same time as having a Part D plan. It also says that if you have an Advantage HMO plan with drug coverage, you can reject that covera...
dedlnr 10-26-2022 01:37 PM
2
Replies
0
Kudos
1282
Views
We are on the same page. Is the spousal benefit more than my own benefit? No, but my intention is to switch from spousal to my increased benefits at age 70. Having a spousal benefit (plus my wife's Social Security, which she'll claim at FRA) will giv...
dedlnr 08-21-2021 12:04 PM
2
Replies
0
Kudos
4200
Views
Ever feel as if we're talking past each other? I believe we agree on just about everything, but our posts don't seem to get that across. Based on what you've written – and on what I believed to be the case when I posted my original question (“Do both...
dedlnr 08-20-2021 08:11 PM
1
Reply
0
Kudos
4304
Views
For some reason, there is no "reply" link to @GailL1's post, so I'm doing it this way.Here is what I believe is the heart of the matter, and I am going to use part of what you, @GailL1, included in your post and add in my comments in brackets [ ] and...
dedlnr 08-20-2021 02:06 PM
1
Reply
0
Kudos
4385
Views
Thanks so much for all the research and effort you put into this. However, my question was: Why can't a person buy a separate Part D plan if he or she has an Advantage HMO (or PPO) plan that does not have drug coverage? 
dedlnr 10-28-2022 02:46 PM
1
Reply
0
Kudos
1140
Views
The Medicare web site says a person cannot legally have a Medicare Advantage plan that includes drug coverage at the same time as having a Part D plan. It also says that if you have an Advantage HMO plan with drug coverage, you can reject that covera...
dedlnr 10-26-2022 01:37 PM
2
Replies
0
Kudos
1282
Views
We are on the same page. Is the spousal benefit more than my own benefit? No, but my intention is to switch from spousal to my increased benefits at age 70. Having a spousal benefit (plus my wife's Social Security, which she'll claim at FRA) will giv...
dedlnr 08-21-2021 12:04 PM
2
Replies
0
Kudos
4200
Views
Ever feel as if we're talking past each other? I believe we agree on just about everything, but our posts don't seem to get that across. Based on what you've written – and on what I believed to be the case when I posted my original question (“Do both...
dedlnr 08-20-2021 08:11 PM
1
Reply
0
Kudos
4304
Views
For some reason, there is no "reply" link to @GailL1's post, so I'm doing it this way.Here is what I believe is the heart of the matter, and I am going to use part of what you, @GailL1, included in your post and add in my comments in brackets [ ] and...
dedlnr 08-20-2021 02:06 PM
1
Reply
0
Kudos
4385
Views
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Date Registered ‎02-03-2011 07:40 PM
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