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Thank you very much for sharing this level of detail. It is actually the sort of information I am looking for. I have IRA and ROTH IRA too and you are not the first to suggest such an annual, planned conversion. Also, I have been reading in various c...
TomReader 08-04-2021 06:09 AM
2
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0
Kudos
11638
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Well, I am actually being too pessimistic to consider a Tax Credit Subsidy at this time. Maybe I will change my mind later. Since I will have quite working my income will be very low. I do some adjunct teaching which I plan to continue, so I expect a...
TomReader 06-16-2021 05:59 AM
1
Reply
0
Kudos
14286
Views
Thank you for sharing the links and the prices you paid and for what coverage. That helps me. I feel even five years out my current $1400/month forecast for out of pocket premium costs is unlikely to be found to be too low.
TomReader 06-15-2021 05:13 PM
0
Replies
1
Kudo
14406
Views
I believe I would be over-thinking this if I am making a projection and not revisiting it. Like I said, I am reviewing it annually. I actually review my budget models twice per month and then recalibrate each input after one year, based on new knowle...
TomReader 06-13-2021 10:11 AM
1
Reply
1
Kudo
14631
Views
I may be a bit more pessimistic than you. I am six years away from the target retirement date and there will be changes I plan and adjust at least once per year.
TomReader 06-13-2021 09:19 AM
1
Reply
1
Kudo
14674
Views
Thank you very much for sharing this level of detail. It is actually the sort of information I am looking for. I have IRA and ROTH IRA too and you are not the first to suggest such an annual, planned conversion. Also, I have been reading in various c...
TomReader 08-04-2021 06:09 AM
2
Replies
0
Kudos
11638
Views
Well, I am actually being too pessimistic to consider a Tax Credit Subsidy at this time. Maybe I will change my mind later. Since I will have quite working my income will be very low. I do some adjunct teaching which I plan to continue, so I expect a...
TomReader 06-16-2021 05:59 AM
1
Reply
0
Kudos
14286
Views
Thank you for sharing the links and the prices you paid and for what coverage. That helps me. I feel even five years out my current $1400/month forecast for out of pocket premium costs is unlikely to be found to be too low.
TomReader 06-15-2021 05:13 PM
0
Replies
1
Kudo
14406
Views
I believe I would be over-thinking this if I am making a projection and not revisiting it. Like I said, I am reviewing it annually. I actually review my budget models twice per month and then recalibrate each input after one year, based on new knowle...
TomReader 06-13-2021 10:11 AM
1
Reply
1
Kudo
14631
Views
I may be a bit more pessimistic than you. I am six years away from the target retirement date and there will be changes I plan and adjust at least once per year.
TomReader 06-13-2021 09:19 AM
1
Reply
1
Kudo
14674
Views
Thank you very much for sharing this level of detail. It is actually the sort of information I am looking for. I have IRA and ROTH IRA too and you are not the first to suggest such an annual, planned conversion. Also, I have been reading in various c...
TomReader 08-04-2021 06:09 AM
2
Replies
0
Kudos
11638
Views
Well, I am actually being too pessimistic to consider a Tax Credit Subsidy at this time. Maybe I will change my mind later. Since I will have quite working my income will be very low. I do some adjunct teaching which I plan to continue, so I expect a...
TomReader 06-16-2021 05:59 AM
1
Reply
0
Kudos
14286
Views
Thank you for sharing the links and the prices you paid and for what coverage. That helps me. I feel even five years out my current $1400/month forecast for out of pocket premium costs is unlikely to be found to be too low.
TomReader 06-15-2021 05:13 PM
0
Replies
1
Kudo
14406
Views
I believe I would be over-thinking this if I am making a projection and not revisiting it. Like I said, I am reviewing it annually. I actually review my budget models twice per month and then recalibrate each input after one year, based on new knowle...
TomReader 06-13-2021 10:11 AM
1
Reply
1
Kudo
14631
Views
I may be a bit more pessimistic than you. I am six years away from the target retirement date and there will be changes I plan and adjust at least once per year.
TomReader 06-13-2021 09:19 AM
1
Reply
1
Kudo
14674
Views
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Date Registered ‎04-16-2021 08:40 AM
Last Visited ‎11-24-2023 08:47 AM
Total Messages Posted 8
Total Kudos Received 6
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