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About RitchieH510373

RitchieH510373
Tell us about yourself:
Helping Americans optimize Social Security as part of their overall financial plan
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Social Security

Re: Four Months Early

@te1271 wrote:So lets say I start collecting now and my Wife waits until she is 66. If we are both collecting and I die before her she still gets survivor benefits on top of her own social security?The survivor benefit will top-up her benefit only if...
RitchieH510373 05-18-2019 04:47 PM
0
Replies
0
Kudos
2233
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Social Security

Re: Four Months Early

@te1271 wrote:My wife is 1 year younger than me. She worked as a Nurse for 40 years so her social security would be much more than 50% of mine if I die or pretty much equal to my full benefitSince it sounds like you both have similar levels of benefi...
RitchieH510373 05-18-2019 02:00 PM
1
Reply
0
Kudos
2257
Views

Social Security

Re: EASY SOCIAL SECURITY FIX

@retiredtraveler wrote:@RitchieH510373 wrote:Social Security is not going bankrupt. Here's a good article that gives the reasons why: https://optimizesocialsecurity.org/blog/is-social-security-going-bankrupt From your article: "...We believe that jus...
RitchieH510373 05-11-2019 08:54 AM
0
Replies
0
Kudos
2101
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Social Security

Re: Continue Employment after Full Retirement Age

@GeorgeH429389 wrote:Ritchie,Thank you so much for that information.You state my AGI will be reduced by 401k contibutions, what about IRA contributions?If I contribute the maximum to both ($19,000 + $6,000 catchup to 401k and $6,000 + 1,000 catchup t...
RitchieH510373 05-11-2019 08:23 AM
0
Replies
0
Kudos
1560
Views

Social Security

Re: Spousal Benefit Decision

I just applied for my own social security and will only get $832 a month, I will be 62 in June. I was married over 10 years so eligible for partial spousal benefits which if applied now would only be $120 extra per month, if I wait the 4 years until ...
RitchieH510373 05-10-2019 07:52 PM
0
Replies
0
Kudos
2414
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Social Security

Re: Four Months Early

@te1271 wrote:So lets say I start collecting now and my Wife waits until she is 66. If we are both collecting and I die before her she still gets survivor benefits on top of her own social security?The survivor benefit will top-up her benefit only if...
RitchieH510373 05-18-2019 04:47 PM
0
Replies
0
Kudos
2233
Views

Social Security

Re: Four Months Early

@te1271 wrote:My wife is 1 year younger than me. She worked as a Nurse for 40 years so her social security would be much more than 50% of mine if I die or pretty much equal to my full benefitSince it sounds like you both have similar levels of benefi...
RitchieH510373 05-18-2019 02:00 PM
1
Reply
0
Kudos
2257
Views

Social Security

Re: EASY SOCIAL SECURITY FIX

@retiredtraveler wrote:@RitchieH510373 wrote:Social Security is not going bankrupt. Here's a good article that gives the reasons why: https://optimizesocialsecurity.org/blog/is-social-security-going-bankrupt From your article: "...We believe that jus...
RitchieH510373 05-11-2019 08:54 AM
0
Replies
0
Kudos
2101
Views

Social Security

Re: Continue Employment after Full Retirement Age

@GeorgeH429389 wrote:Ritchie,Thank you so much for that information.You state my AGI will be reduced by 401k contibutions, what about IRA contributions?If I contribute the maximum to both ($19,000 + $6,000 catchup to 401k and $6,000 + 1,000 catchup t...
RitchieH510373 05-11-2019 08:23 AM
0
Replies
0
Kudos
1560
Views

Social Security

Re: Spousal Benefit Decision

I just applied for my own social security and will only get $832 a month, I will be 62 in June. I was married over 10 years so eligible for partial spousal benefits which if applied now would only be $120 extra per month, if I wait the 4 years until ...
RitchieH510373 05-10-2019 07:52 PM
0
Replies
0
Kudos
2414
Views
View all

Social Security

Re: Four Months Early

@te1271 wrote:So lets say I start collecting now and my Wife waits until she is 66. If we are both collecting and I die before her she still gets survivor benefits on top of her own social security?The survivor benefit will top-up her benefit only if...
RitchieH510373 05-18-2019 04:47 PM
0
Replies
0
Kudos
2233
Views

Social Security

Re: Four Months Early

@te1271 wrote:My wife is 1 year younger than me. She worked as a Nurse for 40 years so her social security would be much more than 50% of mine if I die or pretty much equal to my full benefitSince it sounds like you both have similar levels of benefi...
RitchieH510373 05-18-2019 02:00 PM
1
Reply
0
Kudos
2257
Views

Social Security

Re: EASY SOCIAL SECURITY FIX

@retiredtraveler wrote:@RitchieH510373 wrote:Social Security is not going bankrupt. Here's a good article that gives the reasons why: https://optimizesocialsecurity.org/blog/is-social-security-going-bankrupt From your article: "...We believe that jus...
RitchieH510373 05-11-2019 08:54 AM
0
Replies
0
Kudos
2101
Views

Social Security

Re: Continue Employment after Full Retirement Age

@GeorgeH429389 wrote:Ritchie,Thank you so much for that information.You state my AGI will be reduced by 401k contibutions, what about IRA contributions?If I contribute the maximum to both ($19,000 + $6,000 catchup to 401k and $6,000 + 1,000 catchup t...
RitchieH510373 05-11-2019 08:23 AM
0
Replies
0
Kudos
1560
Views

Social Security

Re: Spousal Benefit Decision

I just applied for my own social security and will only get $832 a month, I will be 62 in June. I was married over 10 years so eligible for partial spousal benefits which if applied now would only be $120 extra per month, if I wait the 4 years until ...
RitchieH510373 05-10-2019 07:52 PM
0
Replies
0
Kudos
2414
Views
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Date Registered ‎05-10-2019 06:11 PM
Last Visited ‎07-25-2020 01:56 PM
Total Messages Posted 13
Total Kudos Received 2
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