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The ACE badge is awarded to Online Community members who have been recognized by peers for their high value contributions.

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The Online Community ACE program enables you to be recognized by your peers for consistent, high value contributions to the Community.

Are you ready to become an ACE? Here's how:

  • Upload Your Profile Picture
  • Fill Out the "Tell us about yourself" Section
  • Share Your "Areas of knowledge"
  • Receive 25 Kudos (excluding Politics, Current Events forum) during rolling six month period
  • Be In Good Standing Without Community Violations For At Least 30 Days

All Activity

Yes, I was referring to a private, FICA covered earnings employment pension.  Calling it a civilian pension is the result of too many years in the military and working with Fed workers who typically refer to private sector people as civilians.  If yo...
roachme 06-20-2022 12:53 PM
1
Reply
0
Kudos
1082
Views
I believe calculate interest first and then reduce for inflation is the correct method.  The reason is the  principal and the compounded interest are real money values and the inflation reduction is an unrealized loss.  A bank account would show mult...
roachme 06-19-2022 01:28 AM
0
Replies
0
Kudos
554
Views
To add to what Gail said, the money they hold back in reduction of your benefit is tallied up at your FRA.  They figure out how many months of total benefits they held back from you and reduce the number of months you started early benefits.  They wi...
roachme 06-18-2022 11:56 PM
0
Replies
0
Kudos
902
Views
The WEP was implemented like doing surgery with a chainsaw instead of a scalpel.  I don't think a full repeal of the WEP is appropriate because if they did my wife would receive about $500/mo in SS when her total FICA taxes paid back in the 1980s was...
roachme 06-18-2022 11:37 PM
1
Reply
0
Kudos
1137
Views
I applied for SS in Sept 2021 to start benefits in January 2022.  The progress steps on the MySocialSecurity page went quickly through steps 1 & 2 but paused on the step 3 approval until January 7, 2022.  They don't seem to issue the approval until t...
roachme 06-18-2022 11:05 PM
1
Reply
0
Kudos
2151
Views
Yes, I was referring to a private, FICA covered earnings employment pension.  Calling it a civilian pension is the result of too many years in the military and working with Fed workers who typically refer to private sector people as civilians.  If yo...
roachme 06-20-2022 12:53 PM
1
Reply
0
Kudos
1082
Views
I believe calculate interest first and then reduce for inflation is the correct method.  The reason is the  principal and the compounded interest are real money values and the inflation reduction is an unrealized loss.  A bank account would show mult...
roachme 06-19-2022 01:28 AM
0
Replies
0
Kudos
554
Views
To add to what Gail said, the money they hold back in reduction of your benefit is tallied up at your FRA.  They figure out how many months of total benefits they held back from you and reduce the number of months you started early benefits.  They wi...
roachme 06-18-2022 11:56 PM
0
Replies
0
Kudos
902
Views
The WEP was implemented like doing surgery with a chainsaw instead of a scalpel.  I don't think a full repeal of the WEP is appropriate because if they did my wife would receive about $500/mo in SS when her total FICA taxes paid back in the 1980s was...
roachme 06-18-2022 11:37 PM
1
Reply
0
Kudos
1137
Views
I applied for SS in Sept 2021 to start benefits in January 2022.  The progress steps on the MySocialSecurity page went quickly through steps 1 & 2 but paused on the step 3 approval until January 7, 2022.  They don't seem to issue the approval until t...
roachme 06-18-2022 11:05 PM
1
Reply
0
Kudos
2151
Views
Yes, I was referring to a private, FICA covered earnings employment pension.  Calling it a civilian pension is the result of too many years in the military and working with Fed workers who typically refer to private sector people as civilians.  If yo...
roachme 06-20-2022 12:53 PM
1
Reply
0
Kudos
1082
Views
I believe calculate interest first and then reduce for inflation is the correct method.  The reason is the  principal and the compounded interest are real money values and the inflation reduction is an unrealized loss.  A bank account would show mult...
roachme 06-19-2022 01:28 AM
0
Replies
0
Kudos
554
Views
To add to what Gail said, the money they hold back in reduction of your benefit is tallied up at your FRA.  They figure out how many months of total benefits they held back from you and reduce the number of months you started early benefits.  They wi...
roachme 06-18-2022 11:56 PM
0
Replies
0
Kudos
902
Views
The WEP was implemented like doing surgery with a chainsaw instead of a scalpel.  I don't think a full repeal of the WEP is appropriate because if they did my wife would receive about $500/mo in SS when her total FICA taxes paid back in the 1980s was...
roachme 06-18-2022 11:37 PM
1
Reply
0
Kudos
1137
Views
I applied for SS in Sept 2021 to start benefits in January 2022.  The progress steps on the MySocialSecurity page went quickly through steps 1 & 2 but paused on the step 3 approval until January 7, 2022.  They don't seem to issue the approval until t...
roachme 06-18-2022 11:05 PM
1
Reply
0
Kudos
2151
Views
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Date Registered ‎07-17-2011 10:58 PM
Last Visited
Total Messages Posted 63
Total Kudos Received 11
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