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The ACE badge is awarded to Online Community members who have been recognized by peers for their high value contributions.

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The Online Community ACE program enables you to be recognized by your peers for consistent, high value contributions to the Community.

Are you ready to become an ACE? Here's how:

  • Upload Your Profile Picture
  • Fill Out the "Tell us about yourself" Section
  • Share Your "Areas of knowledge"
  • Receive 25 Kudos (excluding Politics, Current Events forum) during rolling six month period
  • Be In Good Standing Without Community Violations For At Least 30 Days

All Activity

@ASTRAEAYou can choose the "refund" option to allow your deposit to go to your name beneficiaries.  By choosing this option your income will be a little lower than the full "Life only" option.  You can also add your spouse for the income payments whi...
JoeyWildcat 08-03-2018 05:39 AM
0
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0
Kudos
17703
Views
@larryk678000If you can tell me when someone dies, when the payments end, then I can figure out the return of the QLAC.  Its all about INCOME in retirement. Example:1. S&P500 fund $100,000 getting 8% annually would give you $215,893 in 10 years (4% i...
JoeyWildcat 08-03-2018 05:35 AM
0
Replies
0
Kudos
17704
Views
@ASTRAEA You can also buy a QLAC with a total refund option on it where you don't lose your deposit.  I ran some numbers at QlacQuote.com for a 64 year old female starting income at age 85.  Life only (No return of $) at age 85 $3,467/month vs. total...
JoeyWildcat 04-28-2018 06:02 AM
0
Replies
0
Kudos
18343
Views
@AdrienneC305839 Sorry to hear about your Health issues.  You are correct in thnking about your potential loss of social security payments due to your lower pay becasue of your back.  Social security averages your highest 40 quaters of earnings to fi...
JoeyWildcat 04-28-2018 05:25 AM
0
Replies
0
Kudos
1273
Views
@ASTRAEAYou can choose the "refund" option to allow your deposit to go to your name beneficiaries.  By choosing this option your income will be a little lower than the full "Life only" option.  You can also add your spouse for the income payments whi...
JoeyWildcat 08-03-2018 05:39 AM
0
Replies
0
Kudos
17703
Views
@larryk678000If you can tell me when someone dies, when the payments end, then I can figure out the return of the QLAC.  Its all about INCOME in retirement. Example:1. S&P500 fund $100,000 getting 8% annually would give you $215,893 in 10 years (4% i...
JoeyWildcat 08-03-2018 05:35 AM
0
Replies
0
Kudos
17704
Views
@ASTRAEA You can also buy a QLAC with a total refund option on it where you don't lose your deposit.  I ran some numbers at QlacQuote.com for a 64 year old female starting income at age 85.  Life only (No return of $) at age 85 $3,467/month vs. total...
JoeyWildcat 04-28-2018 06:02 AM
0
Replies
0
Kudos
18343
Views
@AdrienneC305839 Sorry to hear about your Health issues.  You are correct in thnking about your potential loss of social security payments due to your lower pay becasue of your back.  Social security averages your highest 40 quaters of earnings to fi...
JoeyWildcat 04-28-2018 05:25 AM
0
Replies
0
Kudos
1273
Views
@ASTRAEAYou can choose the "refund" option to allow your deposit to go to your name beneficiaries.  By choosing this option your income will be a little lower than the full "Life only" option.  You can also add your spouse for the income payments whi...
JoeyWildcat 08-03-2018 05:39 AM
0
Replies
0
Kudos
17703
Views
@larryk678000If you can tell me when someone dies, when the payments end, then I can figure out the return of the QLAC.  Its all about INCOME in retirement. Example:1. S&P500 fund $100,000 getting 8% annually would give you $215,893 in 10 years (4% i...
JoeyWildcat 08-03-2018 05:35 AM
0
Replies
0
Kudos
17704
Views
@ASTRAEA You can also buy a QLAC with a total refund option on it where you don't lose your deposit.  I ran some numbers at QlacQuote.com for a 64 year old female starting income at age 85.  Life only (No return of $) at age 85 $3,467/month vs. total...
JoeyWildcat 04-28-2018 06:02 AM
0
Replies
0
Kudos
18343
Views
@AdrienneC305839 Sorry to hear about your Health issues.  You are correct in thnking about your potential loss of social security payments due to your lower pay becasue of your back.  Social security averages your highest 40 quaters of earnings to fi...
JoeyWildcat 04-28-2018 05:25 AM
0
Replies
0
Kudos
1273
Views
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Date Registered ‎04-27-2018 12:08 PM
Last Visited ‎08-03-2018 12:00 PM
Total Messages Posted 4
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