$6,000 interest is just from the annuities—I didn’t make that clear.

FYI- your taxes are still deferred with IRA CD’s. No paying taxes until you withdraw money, just like regular IRA’s, plus we get a slightly higher rate. We weathered two bad stock markets, but at our age we cannot do that again, so we have the majori...

If you are considering retiring early, you should have a plan in place first. I retired at 56 and my husband waited to full retirement age at 66. He gets social security and I get a state teachers pension. Teachers and administers can retire at 55 in...

I retired at 56, in 2007, and have been eternally grateful for it 10 years in. I was and educator, and the last six years of my career, a school administrator. The economy was in shambles, 600 teachers were laid off in my district, the stress was ove...