If they send you a collections letter send them a "drop dead letter".It is a letter telling them you do not owe them what they are askingand that according to the fair credit law they are not to contact youagain about it.  Somthing like this: Date:Na...

Selling on Craigslist. If you try and sell an item on Craigslist you are likely to get emails or text messages first asking a few simple questions about the item and then claiming they want to buy the item right away but pay with paypal or a cashiers...