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Question Do you use a password manager? Do you have one you recommend? Share it here and tell us why it's your choice.   Answers None Absolutely not! Any online service can be hacked. So no way, never, would I use a password management app/service.   One of my daughters does know my password for banking. Other than that, no one.   My phone has a bio finger login as does my banking and other services. The finger login is good enough for me (it prevented someone from taking my money when they stole my phone).   Aside from that, I don't want to pay for "ID Protection" that I can do through my insurance company (The Hartford) or myself.     Makes no sense (to me) to have an app know or genrate all your passwords. Every website is hackable. What makes a password manager website immune?   Then there is the "inside man (person)" possibility. All companies can have greedy or vengeful employees that sell or give out the sensitive information. Even the CIA and FBI have had employees who have done this with a long prison sentence hanging over them.   98% of my passwords are the same for frivolous websites. Who cares if they hack that password? Just vary/change the password for the very few websites that are important.        I'll manage my own passwords, thank you. Written down where only I (and hubby) can see them. Nothing is safe online!   No password manager. We keep a document updated on all userid/password/challenge questions. As others have stated, a password manager is just as vulnerable to hacking as anything else.    1Password  I use 1Password. The product has been consistently rated as a top performer for many years. Their website provides a good overview of features, etc. After using their Mac desktop product for several years, I switched to their subscription (cloud-based) service. I use the product on all of my Apple devices: iMac, iPad, and iPod.     I also use 1Password. I've been using it for many years across platforms. I currently have about 1500 items in it. Here are my pros and cons:   Pros: Cloud-based with encryption — Probably as good as you will get aside from keeping data locally. Web-based interface — Useful if you are on someone else's device or shared computer. Multi-client — Native client for Mac, Win, IOS, Android, and of course a web browser. Opens with fingerprint on IOS. Good track record of data availability — Cannot recall experiencing any service outage. Personal and family versions — You can selectively share certain passwords with others. Many different item types — Login, software license, bank account, email, document (currently 18 different) Password generator is easy to use and it remembers your old passwords automatically when you update. Free trial period   Cons: Revenue model has moved from 'perpetual with annual support fee' to a 'monthly or yearly subscription' ($36–$60/yr). So now it represents an ongoing monthly expense for me. Takes a bit of effort to set it up including logging in with a long key that they initially give you along with your master password on each device you own. Adding additional users is also a bit tedious. Has the ability to capture passwords you use on the web, but that sometimes can create multiple entries for the same website.     Yes, I use a password manager. I tested both LastPass and 1Password back in 2013 and chose to go with 1Password. It has been very useful, as I have over 100 logins and I have never used the same login for multiple websites.     As a blind person using iOS, I have found that 1Password works well for me and has been accessible using voiceover with minor occasional difficulties.   I have either my Apple product or my 1Password choose strong passwords for me. The minimum password length that I use is 18 characters. And, to log into it, I use a very long password that is easy for me to remember. But, how many people would be able to guess a password that is over 20 characters long.   Additionally, I use 1Password to store my passport data and my VISA data. In the past, for photos of the passport and normal data, I have had to copy this in using my computer. I do not know whether that can now be done simply on my phone or not, as I have not needed to do that in several years.   It also does a better and more complete job of filling in credit card data than the built-in capability in iOS.   Additionally, I have over 100 secure notes that provide me additional data such as history for various websites and information on other more personal data such as my data for security questions for my banks and other websites.   I also have my state ID in it as both a photo and the number coded in.   It has the capability of also allowing you to paste in the software keys for your various pieces of computer software.   Although I do not have it, it does allow me to have both a family information vault that is shared among family members and my own personal vault, which is what I use all the time.   Regarding what the other person said about the possibility of them being hacked because the data is stored (by my choice so that I can use the information on my computer, my iPad, and my iphone) in my Dropbox, that password is also a strong password and is stored in my 1Password on my phone and iPad. So, before anyone can access it to try to de-encrypt that data, they have to find a way to hack into my Dropbox account. The data is not stored on 1Password servers. And, I think that the same is true for LastPass, if I remember correctly, but I am not positive on how it is set up any more.   You do not need to have access to the internet to be able to use 1Password. But, it does use the internet to synchronize the encrypted data from your phone, iPad, and computer.   One additional thing that I should mention is that as a blind person, in addition to allowing me to have over 100 passwords and the other things mentioned above, it is much more accurate getting the login data put in for websites than when I try to type it in. So, for me, using 1Password has been extremely beneficial. And, at times while traveling, it has been very beneficial by having both my passport number and a photo of my passport accessible whether I am connected to the internet or not.     1Password. I like the ability to change a password on my iMac and, within minutes, my iPhone and my MacBook know the new password.     1Password (my favorite) also keeps my password history, generates random passwords with a configurable recipe to match the website requirement, and let's me add custom fields to a record when needed. Not to mention that you can add specific types of records like credit cards and driver's licenses, and even store a receipt or other document.     I also use 1Password to keep track of my software licenses. It knows when I purchased the software, how much I paid, and most importantly, what the license key is in case I have to reinstall later.     Although I do use Keychain, I make sure that 1Password is always holding the correct info and that becomes the de facto place to look.   SafeInCloud I have been using SafeInCloud for several years. All you have to remember is one code to access your data, which is store in the cloud with 256-bit advanced encrption standard. You can specify how many attempts you allow to unlock the software before that account is permanently locked for good for that device. The software developer has no backdoor to recover your code and data. The Windows and Mac desktop versions are free. The mobile versions for Android and IOS are reasonably priced. You can access your account data from any one of your devices running SafeInCloud. There is a password generator. The software also give you an indication of the strength of your password in terms of estimation of time to crack it.   LastPass LastPass. Been using it for years, free personal edition. It has served my needs for these years and has served me well without problems.     I have used LastPass for several years. Works well and I have had zero issues.  As stated, the personal version is free.     I use "LastPass". I  purchased the full subscription. I have been very happy with the program's features. I would recommend this program to anyone looking for a password manager program.     I use LastPass and have done so for years. I only have to remember three passwords, one for my phone, one for my laptop, and one for LastPass. I can launch webpages right from LastPass and have the userid and password auto fill. All of my passwords are unique and random, nothing that could be guessed, and I don't have to remember any of them. Other family members also use LastPass, and we can share passwords with each other.     LastPass for more than 6 years. Love it.      Yes, LastPass. 1. It is supported on all of the devices I use. 2. It supports access by an approved member in the event I die or am otherwise incapacitated. 3. It's free! 4. My selection was based on a combination of talking with others using a password manager and rating/rankings of the various options based on capability, features, etc.   It has made my life much simpler and I have a greater confidence in my online security with every site having its own, unique, random and robust password.      LastPass for me too! I work on many computers and also use Linux to test new distros so I can login from any of them and have all my sign-ons and passwords at hand.     I am currently using the LastPass manager. I have tried others, but I like this one best because:   * It’s easy to create and retrieve passwords. * It has fingerprint recognition for my mobile devices. * It can create complex passwords that you set the parameters for. * It is reasonably priced (or free at the basic level). * It can auto fill. * You can also use it to store notes for things other than passwords.     I have used LastPass for several years and love it! User friendly. Although I use the free program, the few times I've needed to contact Customer Service, they have answered promptly. Paying customers receive expedited responses. LastPass also offers the free option of adding someone who can access your account in case something happens and you aren't able to access it yourself, due to illness for example.     LastPass. Great product. Great value. Most of the IT people I know (I'm still one) use it.  Follows me no matter which browser I use no matter which device (home, work, iPad, iPhone).     I use LastPass because it is very secure. The simple test: if you lose your password for the password manager, can the company recover it? If so, their security is unacceptably low. LastPass does pass this test; all data is encrypted on your device, and no unencrypted data ever leaves your device(s). LastPass securely syncs among all my devices (Mac, iPhone, iPad, Windows PC), so my data is always available on every device. AES 256-bit encryption is great, but only if properly implemented. LastPass creates the key from your email, password, and more (for the techie, a unique random "salt" and then passes it though an algorithm designed to create 256 bits of seemingly random bits over 100,000 times. All that and more is necessary to make the encryption really strong.   LastPass has prebuilt forms specifically for a wide variety of needs (credit cards, social security, software licenses, and many more). I use it for all the security questions and answers for each site, and I use a unique lie for each and every security question on each and every site). It has two different types of entries — one for web sites, and one for "Secure Notes", which can be used for almost everything else. LastPass also lets you add fields and insert images (like copies of my passport). Almost all my passwords are randomly generated by LastPass, with options to include or not include groups of characters (lower case, upper case, numbers, special characters), and to select the length.     I used to use Keychain, but found that LastPass provided everything I need, and does it securely. It also works perfectly on Windows systems and Linux, and even allows secure access via the web.   What LastPass does not do is to record a password history for each web site. When I am changing a password, I manually add the previous password to the Notes for that site, so that I have both the old and the new (random, LastPass-generated) password.   B-Folders I use B-Folders (www.jointlogic.com/b-folders) because (1) it uses AES 256 encryption and (2) it does not save your passwords on their servers. You can sync your passwords easily with other devices (phone, laptop, tablet) via a peer-to-peer connection on your own home network. It's also free (for the mobile version) unless you want the fingerprint login option, which is well worth the $6.99 price tag IMO.   I checked out Dashlane and Keeper and they had some user features, too, but B-Folders synched across all my devices without having to save my passwords on their servers.    mSecure  I have been using mSecure for a number of years. The data is accessible from all my Apple devises. I like the format and security of the app. They keep it up to date as Apple changes its technology. Never had a problem with the app or support. It has a PC version as well.    Roboform I have used Roboform for years and I love it. I paid for a subscription to Roboform Everywhere, which allows me to access my passwords from any computer, anywhere, and log in with my password without having to type it in, which means my passwords cannot be hacked in an unprotected hotspot.   I don't know about other password managers, but Roboform is encrypted. A master password (which should be easy to remember) is required to even access it. I have found it secure, dependable, and easy to use.     Roboform Everywhere. Depending on how many passwords you need to manage and whether you use multiple devices, the free version may suit your needs. We have been using Roboform for around 10 years now.   Auto synchronization between devices, emergency access for a trusted friend after a delay period you set. Safe notes: text notes encrypted and stored like passwords. Password generator to encourage proper password usage (different password for every site).     I have used Roboform for 20+ years. I believe it is the best on the market. Most of my passwords involving money are 13+ characters, and I change them every 2 months. Roboform helps me to keep track of all of these, I have the deluxe version for $9.95 a year since I am online at least 6 hours a day, but the basic free version would be fine for a light user.   TrueKey I have used TrueKey from McAfee and find that it works well across platforms (PC and Mac) and my iPhone. Synchs between all devices as long as you stay logged in. Allows for fingerprint login on my iPhone. It produces some wicked generated passwords...good thing it remembers them too. I don't know what the level of encryption is. I will be checking that out. Easy, intuitive, free.      I have using True Key for over 2 years. I have re-install it sometimes when the browser gets a major update and when I refresh Firefox. It takes less than 30 seconds to re-install.    Dashlane I used to use Dashlane, until they started getting overpriced. $19.95 per year, then $39.95 year and now $59.95 per year. It will probably keep going up each year as people become more dependent on it. People should be careful which plan they choose because of increasing fees.     I use Dashlane and I love it! It's so much easier and safer having all of my passwords on this app instead of writing them in a notebook like I used to do. They are all alphabetized and the app does an excellent job of controlling my information, suggesting safe passwords, letting me categorize the web sites by type, reminding me how often I've used the same password, storing my personal information, tracking my ID, securing notes and receipts, and (best of all) automatically inserting my password when I reach a site that requires log in — after I've authenticated my identity with Dashlane. I have the Premium plan, which costs just $12.95/year. I prefer the Premium plan because it allows me to store and access my information on my smart phone as well as my laptop, and synchs all my data on the two platforms. It also allows me to import and export passwords and provides a VPN as well. The standard Dashlane app is free.      Years ago, I started using Dashlane, which has been rated on the Web as the world's #1 password manager. I like it for several reasons: (1) They offer a free version (which have proven to be sufficient for my use); (2) I don't have to remember my password; Dashlane logs in for me once it recognizes the website I'm logging onto; (3) If I change my password, Dashlane prompts me to ask if I want it to record the new password; (4) If for any reason I need to know — or to see — my password, I can easily navigate to it from the computer where Dashlane has been installed; and (5) If keylogging software has been nefariously installed on a computer, you're safe because you never have to type your password. It has safely been stored in Dashlane and, again, Dashlane will log you in.     Good idea. I use the free version of Dashlane, but it sometimes seems to be erratic.     I’ve used the free version of Dashlane for several years. It’s easy to use and if you enter basic info (name, address), the free version will populate online forms with the info. Although I keep a record of all passwords, having to routinely remember just one password is very helpful.     I have used Dashlane for several years. I like it as it supports not only my PC but mobile devices. I use Roboform for access to local applications (eg., Quicken). I was pleased with, and would have stayed with, Roboform if it had supported mobile apps sooner.    Sticky Password I have used Sticky Password for several years and am very happy with it. I pay $30 a year and consider it worthwhile. I keep dozens of high-security passwords in it. A favorite feature is the password generator that creates complex, randomized passwords with my choice of character types including numbers, upper- and lower-case letters, numbers, and my choice of special characters (some sites don't allow certain special characters). The PC and Android versions are user-friendly. I am a dedicated fan of password managers and recommend them to everyone.   I've used StickyPassword for some years, now, and find it a godsend. Since one of the most egregious failures of password usage is using the same password for multiple accounts, SP generates a brand new password (according to user specs) for each account. (You can also create your own password and SP will tell you its strength). It can be set to automatically log one in to the designated website. One master password, which only the user knows, accesses SP's encrypted database. You can also synch with any other device.       I was an early adopter of StickyPassword, and was gifted with a lifetime membership, so I don't know about costs. I think you can use their freeware for a limited number of accounts.   Password Safe Password Safe, used it for years, free.     I've been using a progam called "Password Safe" for several years now, and so far so good. No hacks, it's been very secure for me.     I have used Password Safe for years and found it capable of generating 12 letters numbers and characters with no problem. I have one long password to enter the program. I am not sure how it ranks with other programs.     For many years I've been using Password Safe.  As a locally installed stand-alone application/database, it lacks some of the sophistication of cloud-based services, but I have the assurance that I have full control of both program and its vault of passwords. Versions are available for PC, Mac, iPhone, Android, and others. The database CAN be kept in the cloud to simplify sharing it between devices, but I always have a local copy so that I can access the passwords even when I can't access the Internet.   KeePass Using KeePass for years. It’s free and open source, and supports autofill, copy/paste, and drag and drop. It uses SHA-256 AES encryption. A master password is stored in a generated encrypted file and not on online servers. There are apps for both desktop and mobile devices. I think the most operative word here is it’s free.    Password Vault   I bought a password vault from Sharper Image, which operates by battery that was supplied when I purchased it. I have had it over a year now, and I have not had any problems. It is definitely worth the investment!!    Safari Keychain I would be lost without my password manager. I use the one in Safari. I also have my passwords on index cards and keep them updated with changes to passwords. There are 59 cards.   I use Keychain because it is built into Apple computers, tablets, and phones and is free to use, and synchs across devices. So if you’re in the Apple ecosystem you’re all set.     FlyingBit Password Keeper  I use FlyingBit Password Keeper. It saves everything locally to my machine, and the password file can be copied between machines to share it. It's an older program, but it works well and does not rely on a hardware key as some of the others do.    Kasperski       I use Kasperski. Recommended by Kim Komando.   eWallet   I started using eWallet several years ago and it was fine, but I have been having technical issues with it recently and I can't reach anyone to help me. It makes me nervous to think that these password managers are created by unknows and then the company or individuals disappear and you are STUCK and unable to get service if there is a problem. I also wonder if the people or companies creating these managers have access to your passwords?     Keeper I use Keeper. I have used it for years. I have well over 100 passwords in it. It's on my phone and computer.        See also AARP's article Password Managers: What You Need to Know for the importance of having a password manager and what you need to know to select the right one for you.  
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Question How do you subscribe to the Rewards for Good emails?     Answer If you want to check if you are signed up for the Webletter, log in at aarp.org and click "NEWSLETTERS" in the header. If you want to check or sign up for R4G newsletters, go to rewards.aarp.org and select "My Rewards" and then "Email Preferences".
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Question How exactly do you donate your points? Where is the link to do so?   Answer You can donate points by clicking on the Donation banner located on the home page of the catalog site. The direct link to the donation page is here: https://rewards.aarp.org/#/department/product/aarpPFCAug18 You can donate 1,000 points a month.
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Question I noticed that on LIVE auction bids, my account does not show the "instant" bids that seem to pop up. Yet, when I watch a current LIVE bid that ends and I go to the CLOSED auctions, I discover TWO other auctions that also ended at the same time that were not available to me. What gives? I'm apparently locked out of bidding for these "pop-up auctions". I have 146,000 points. Does this mean only members with certain "tiers" of points can bid on items?    Answer Some auctions are available to all members, while other auctions are available to members within a certain points balance. We do this to provide more members the opportunity to participate in auctions. You will only see auctions you are eligible for on the Current Auctions page. If you see an auction you are interested in, be sure to add it to "My Auctions." This will ensure it is available to you even if your points balance changes.  
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