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Will Medicare Pay for Shingrix?

Will Medicare pay for the new Shingles Shot---Shingrix?

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Periodic Contributor

I have United Healthcare Medadvantage Complete.  I got on a waiting list a Salt Lake County Health Care in September 2018.  They called me on October 2, 2018 to say they had my vaccine.  I had to pay the full amount of $152 and submit a reimbursement to United Health Care.  I received my check less my copay for about $102 a week later.  I signed up for the second shot on October 2, 2018.  In June 2019 I got a call to come in an get the shot.  Again, I paid in full and submitted a reimbursement to United Health Care.  I received a reimbursement very quickly less my $50 copay.  A week after that, I received a call from two pharmacies where I was on a waiting list to see if I wanted to get my first shot.  I told them I had already had both shots.  My answer is....my Medicare is handled by United Health Care AARP.  I was reimbursed less my copay.  I can't speak for ay other types of coverage.  I hope this is helpful.

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Periodic Contributor

Yes, I absoluterly agree with all you say. Good Rx is pretty good for some drugs.  Little help on Singrix. And as you, my Part D wants about $300 for total 2 doses Shingrix. So so with WellRx. Even BlinkHealth on occasion for drugs. Had good coverage for one by Agility (?-I can check if interested). I have no consistently found any of the other drug alternatives helpful. 

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The amount my husband was just asked to pay on the first injection was $174 which the pharmacy said would be "applied to the deductible". This is with AARP version of UnitedHealthCare (UNC) plan in the Seattle area. Insurance was going to cover $7 of the total cost of $181 for just the first vaccine. He did not proceed.

My work plan on the other hand (not Medicare) covered the whole thing as preventative care, both vaccines. Suggest that your working friends & relations to get the Shingrix whill still under their employers insurance.
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@kfhoz 

Yes, it is too bad that the PPACA did not mandate more coverage for preventive care under Medicare - where more is free or even covered under Part B rather than Part D.

 

The list is getting smaller and smaller under Part B - Now only

  • annual flu shot
  • Hep B with some health qualifiers
  • Pneumoccal vaccines - both  - I look for these to go to Medicare Part D shortly

The reason for this, of course, is to save Medicare money - those that can pay will have to pay thus Medicare moves the preventive vaccination from Part B to Part D.  The Tdap was the last one that got switched.  

 

The Shingles vaccine - the old one and now the new one has always been under Part D.

 

Medicare.gov Video - Shots and vaccinations

 

But I am curious as to why your husband's Part D plan has it listed as so expensive.  I am wondering if it is even on the formulary with that carrier - AARP/UHC Part D - can you check?  If it is there - what tier is listed?

The new one is called Shingrix and the old one is  Zostavax.

I would assume that the pharmacy who gave him the quote is also in-network in his plan.

 

Just seems really high for just the (1) shot of  Shingrix when you have to have (2) .  But that could be right ??!!!!!  Pharma will do its thing, ya know - 

 

 

It's Always Something . . . . Roseanna Roseannadanna
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To answer Gail1's questions:

 

PPACA (also known as the ACA and also as Obamacare) DID add many preventive care benefits to Medicare.  It just didn't add any new vaccines to Part B coverage.  The Medicare Part D drug coverage was added by Congress in 2006.  Before that, Medicare didn't cover outpatient prescription drugs as all! (a few exceptions for cancer, transplants).  With Part D's passage additional vaccines became covered but only under drug plans because Part D funding and administration is totally separate from Medicare Parts A/B.   While Part D is a cost to the federal government, the government limits its exposure by offering this only through drug insurance plans who assume the financial risk by offering Part D coverage, (i.e. the government transfers the financial responsibility to the plans).

 

But the ACA (passed in 2010) did set into motion a 10 year step by step reduction in cost to beneficiaries for drugs under the Part D "coverage gap" or "donut hole" such that it will be gone by 2020.

 

As to vaccines, original Medicare Part A and Part B medical coverage,  as passed in 1965 also didn't cover ANY preventive care and that meant neither did it cover vaccines.  This was a program originall intended to treat illness and injury only.  Little by little over the years some were added such that Part B now covers Flu Shots, pneumonia vaccines and Hep B (with limitations on Hep B).   So your impression that Medicare is one by one moving vaccine coverage from Part B to Part D is not correct.  Zostavax and Shingles were never covered on Part B.   TdaP is only covered on Part B if you have a cut or open wound because that would be treating an injury (i.e. theoretical exposure to tetanus).  They will also cover Td which is a tetanus booster.  But normally, TDap is only covered under Part D.  This was not a move from B to D.

 

As to Shingrix and my husband's plan, yes this vaccine is on the Humana formulary.  Yes, it cost him $151 for the first dose purchased at a plan-contracted pharmacy.  That did not include the $50 administration fee his doctor charged because that pharmacy couldn'tadminister it (administration fee is also under Part D). We will submit a claim for that part which will also hit his deductible. The Pharmacy filed with the plan and the EOB clearly says the $151 was "applied to his deductible" - if he gets the second dose just before the end of this year, it will be covered (because he will have met his deductible by then) but it's on Tier 4 of his plan so he will still have a 34% coinsurance to pay.  Better that than to get shingles!!

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Periodic Contributor

Will you give me the  link to your 2019 formulary?  I have United Health Care (AARP) and have been searchng for their 2019 formulary.  Utah has huge waiting lists and you cannot get added to them at this point.  The health department here has it in stock for $154 for each shot.  Like you, I had the original shot when it came out around 5 years ago.  It was not covered, but Utah State government had a deal where if the shot was not cmpletely covered by insurance, and if you were over 60, you could get it at local pharmies for $20.  I would appreciate your help.  No one at the pharmacy or health department has any decent info.  Thanks

 

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Periodic Contributor

Alas, both the 2018 & 2019 formularies were paper versions. Try calling United Healthcare they may be able to help you. I am in CA the formulary might be different in Utah. 

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Periodic Contributor

Super!

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Periodic Contributor

Nothing at that link about Shingrix!

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Periodic Contributor

Nothing there about Shingrix !

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Periodic Contributor

We are in same boat. You just saved me $344 for the original and the follow up at Salt Lake Country Health Department.
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LeslieCY hit the nail on the head with Part B, but for Shingrix, specifically, I found Medicare to be so confusing as many plans do not cover this particular brand BUT will cover the competitor such as Zostavax.

 

Someone mentioned it, but GoodRX (https://www.goodrx.com/shingrix/medicare-coverage) had the prices as of today and I found this database as well (https://www.howmuchisit.org/shingrix-cost/) which explained the insurance situation.

 

In the end, just talk with your doctor or the pharmacy.  I had my Medicare information and found out it didn't cover it, but ended up paying about $150 for it.

 

I hope this helps everyone!

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Periodic Contributor

Regarding Part D Coverage of Shingrix specifically (note that this is a two dose schedule unlike Zostavax which is one dose):

I would be surprised that a plan covers Zostavax but does not cover Shingrix given that Shingrix if much more effective- this according to ACIP, the Advisory Committee on Immunization Practices which operates under the auspices of the CDC. Www.cdc.gov. ACIP states that Shingrix is preferred over Zostavax and recommends that people who already got Zostavax now get Shingrix. 

 

It it is possible I suppose that a Part D plan covers only Zostavax but if so, thatโ€™s a lousy plan. Yes, it is an expensive proposition for the plan to now pay for Shingrix. 

 

I work with doctors in Medicare Advantage Plans that pair Medicare A/B coverage with Part D, referred to as MAPD plans. Or you may have purchased a standalone PDP just for Part D. Either way I find that doctors are among the least informed about this topic!  Better to talk you your Prescription Drug Plan rep about Shingrix. Even if they โ€œcoverโ€ Shingrix the cost may be applied against your Deductible and/or in a high tier on their formulary that carries a high coinsurance so your out of pocket could be high. But it at least applies against your deductible and you get the benefit of the plans discounted rate. 

 

If if you go to a pharmacy for Shingrix be sure it is a plan-contracted pharmacy and donโ€™t forget to come back for the second dose and also advise your doctor that you got this.  We have doctors who give the vaccine to people on Medicare and then canโ€™t bill the Part D plan because the plan is accustomed to paying pharmacies through an online Pharmacy Benefit Management system and simply will not accept a medical claim from the doctor. So then the doctor asks you to pay and then you request reimbursement from your Part D plan. More expensive and hassle for you. There is a way for your doctor to get paid if he is enrolled in www.transactRx.com if linked to your Part D plan. That system can tell your doctor what your share of cost is right at the time you get this. 

 

 

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Periodic Contributor

This is a totally rediculous situation. Everyone says focus on "Preventive Care". Medicare encourages you to shop for coverage, but nowhere, on their website or any other website can you simply find out which Part D plan covers the new shingles vaccine. Shouldn't that be a simple question?

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@MikeEike wrote:

This is a totally rediculous situation. Everyone says focus on "Preventive Care". Medicare encourages you to shop for coverage, but nowhere, on their website or any other website can you simply find out which Part D plan covers the new shingles vaccine. Shouldn't that be a simple question?


For 2019, the majority of Part D plans should cover both shingles vaccines - with the newest, Shingrix,  being the best option.  

 

Shingrix should be be on their formulary - but if not, Medicare needs to know about it because they are suppose to cover (with a co-pay) all vaccines not covered by Medicare Part B.

 

Shingrix is a (2) part vaccine - with 2 - 6 months in between.  It is more effective than the old one - Zostavax.  It is recommended by the CDC for most everybody to get Shingrix even if you have Zostavax before.

 

As always, your primary care doctor should tell you if there is some reason for you not to get it.

 

Medicare Q1 FAQ - Do Medicare PartmD plans cover the shingles vaccine?

 

Just put it in the formulary search with any other meds you might take on a regular basis and see which plans come up with the best cost for you all the way around unless you have some other criteria to add to the mix in decision making.

It's Always Something . . . . Roseanna Roseannadanna
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Periodic Contributor

In September 2018, The waiting lists at pharmacies was so long, no one would even put me on the waiting list for Shingrex.  I called the local Salt Lake County Health Department and they said I could sign up and they would call me on October 1, 2018 to set an appointment to get the shot.  When I arrived, they said they were not set up to deal with Medicare.  I decided to pay the $154 for the first shot and signed up for the second.  I have Uniited Health Care/AARP.  I submitted my receipt and the forms Optum sent me (their contracted processor).  I received a check from them in about one week for $102.00 reimbursement.  I can't speak for every Medadvantage plan, but United Health Care covered it less my deductable. 

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Periodic Contributor

Well, yes, Part D plans are required to "cover" Shingrix. But, the copay for each of the two injections averages $150 (i.e., about $300 total) for the "covered" Shingrix vaccine. Of course, Medicare covers the huge hospital bill, if needed, if I get shingles and need hospitalization(can easily be thousands and thousands of dollars). I don't consider a $300 cost as "coverage." What's that saying about "an ounce of prevention is worth a pound of cure"?

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Periodic Contributor

So much mis-information on this thread!   First, the statement that the Part D copay is $150 per shot could not possibly be correct.  For one thing, $150 per shot.  The manufacturer, GSK, sells the vaccine for $140 per shot.  This would be tantamount to a 100% coinsurance which is non-sensical.  What is more likely is that there was a deductible involved in the plan, meaning the plan pays nothing until the annual deductible is satisfied.  The end result may mean your plan pays $0 for this "covered" drug but there is a big difference beween a copay/coinsurance and a deductible.  My husband's Humana Part D plan, for example as a $415 annual deductible.  So they would pay nothing if he has not yet met his deductible.  However, what he pays out of pocket would credit (accumulate) toward satisfaction of his deductible.  Any copays or coinsurance paid do not credit toward anything.  Once he has satisfied the deductible, his particular plan rates Shingrix as a "Tier 4) drug with a 34% coinsurance.  Your plan will likely be different.  This is just to illustrate the difference between deductibles and copays. (note a copay is a fixed dollar amount.  A coinsurance is a percentage of the drug cost.  Either way, these are the patient's cost share)

 

Second, are different types of Part D plans, some with or without deductibles and also differences in the coverage tiers (what you pay, depending upon the tier it falls under in your specific plan).  So to make a flat statement about the copay for everyone's plan is not possible.  

 

Third - Each part D plan must cover at least one of every CDC recommended vaccine (even travel vaccines) that are not otherwise covered by Part B of Medicare (Part B covers only flu shots, both pnemonia vaccines (23 valent and 13 valent) plus Hep A for those considered medium to high risk)  Even though word is now out that Shingrix is superior to Zostavax (as stated by the CDC) CDC has not taken Zostavax off their list as a shingles vaccine.  This could enable a sneaky Part D plan to include Zostavax, but not Shingrix, on their formulary to satisfy coverage of a shingles vaccine.  But, that would indeed be a very poor plan and one you should leave.  The way to know is to call your plan to ask 1) is Shingrix on their formulary, 2) what is my deductible, if any, and have I satisfied it for 2019 and 3) what is my coinsurance % once I meet my decutible.

 

Also, many complaints that the vaccine is not free because it is preventive.  Medicare Part B and the Affordable Care Act (which governs commercial plans) make preventive care services with $0 copays.  But the Medicare Part D program is an entirely different animal.  It was passed in 2006 under the Bush administration with much rancor in congress by Republicans who generally don't like spending federal money on health benefits.  Bush was soundly criticized by conservatives.   The only way to "sell" the legislation was to put some limits on cost which is why many plans have deductibles and copays/coinsurance.  Let's face it, most prescription drug benefits ar for drugs, not vaccines.  It's weird enough that a presciption drug plan would include vaccines.  That, too was hotly debated during the enactment of the legislation.  But, the point was that Congress ultimately decided not to expand its obligations too much under Medicare.  The Part D program is based on the generic benefit design and negotiated contracts with the private Part D plans who assume the risk for costs as long as they meet minimum Medicare Coverage requirements.   Since Original Medicare, as passed in 1965, didn't cover drugs outside of the doctors office and didn't cover any preventive care, we have come forward considerably since then, though not to everyone's satisfaction.

 

Remember, for questions about Medicare Part D, contract your Part D carrier.  Your pharmacy and your physician, especially, are not compentent to explain your coverage, including why the plan covered $0 for your Shingrix vaccine.  Generally, people on Medicare should not be getting Shingrix from their doctor anyway since the Part D plan cannot reimburse physicians.  Try to find a plan-contracted retail pharmacy for this.

 

Oh yes, on top of everything else, there is a serious shortage in supply of Shingrix right now.  CDC predicts this will be so until at least June.  Try to get on a waiting list.

 

 

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My doctor says it is "highly ineffective" anyway! Take that for what you may...

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It's almost certain your doctor was talking about Zostavax, the older live virus vaccine against shingles.  It's only 50% effective in preventing shingles.   Shingrix, a newer vaccine is over 90% effective, which is hardly inneffective.   If your doctor didn't make a distinction between the two, you should find another doctor....

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Periodic Contributor

No, he WAS probably talking about the old vaccine because it has been years since we discussed it.

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Periodic Contributor

Yes.  I had my first and second shots at the Salt Lake County Health Department and filled out the paper work, that I got on line and sent it in.  In both cases, I was reimbursed all but about $50 each vaccination.  At that time, there was a waiting list for the vaccine.  I think you can now get it in participating pharmacies for a little less.  

 

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@VivianR375175 wrote:

My doctor says it is "highly ineffective" anyway! Take that for what you may...


Are you sure your doc is talking about Shingrix (the newest one) and not the older version of Zostavax.  Zostavax was a live vaccine; Shingrix is not.

Shingrix is much more effective than the old Zostavax.

However, the decision is up to you because only you will feel the (whatever) affects either way.

It's Always Something . . . . Roseanna Roseannadanna
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LOL! I don't know who your doctor is but immunize.org says: "

RZV(Shingrix) was studied in 2 pre-licensure clinical trials. Efficacy against shingles was 97% for persons 50โ€“59 years of age, 97% for persons 60โ€“69 years of age, and 91% for persons 70 years and older. Among persons, 70 years and older vaccine efficacy was 85% 4 years after vaccination."  I'd tend to believe immunize.org with no offense to your doctor intended. Maybe it would be educational to forward this information to your doctor for more of his "insight".
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Periodic Contributor

He said 50%. He didn't mind that I said no thanks! I choose to take no unnecessary vaccines as I have problems with them! Who knows? 

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I'd like to know where he obtained his info. I believe his data is probably scientifically inaccurate. I'm sorry to hear that you have had problems with vaccines, but I know several people who have had shingles and they have suffered dearly with them and shingles sometimes reoccur. In my opinion from what I have seen makes the shingles vaccines NECESSARY.
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 I had my first Shingrex shot in October 2018 and the second May 2019.  There was an extreme shortage during this period.  I would go with science always before none scientific comments.  If it were not for science, most of us would not have lived long enough to be in this conversation.  

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...

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@LeslieCY you said . . . "So much mis-information on this thread! "

 

Very true.

 

Including . . .

 

For one thing, $150 per shot.  The manufacturer, GSK, sells the vaccine for $140 per shot.  This would be tantamount to a 100% coinsurance which is non-sensical. 

 

Maybe non-sensical but it happens.

 

Quite often I also see generic copays that are higher than cash prices. But it happens, and quite often.

 

What is more likely is that there was a deductible involved in the plan, meaning the plan pays nothing until the annual deductible is satisfied.  The end result may mean your plan pays $0 for this "covered" drug 

 

Again, wrong . . .

 

Drugs covered still have a copay until the deductible is satisfied. With many plans the deductible does not apply to tier 1 or 2 drugs, especially if using a preferred pharmacy.

 

My husband's Humana Part D plan, for example as a $415 annual deductible.  So they would pay nothing if he has not yet met his deductible.

 

Also wrong, for reasons already stated.

 

the Affordable Care Act (which governs commercial plans) make preventive care services with $0 copays. 

 

Obamacare does not make preventive DRUGS free, only the professional services that meet preventive care criteria.

 

people on Medicare should not be getting Shingrix from their doctor anyway since the Part D plan cannot reimburse physicians.  Try to find a plan-contracted retail pharmacy for this.

 

Very few pharmacy's are set up to file Part B claims.

 

Just ask insulin dependent diabetics that have a pump how hard it is to find a pharmacy that can/will fill their insulin and file under Part B . . .

 

 

 


Bark less. Wag more.
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It is still not available in my area health unit.
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