Is your 'stuff' stressing you out? TV personality Matt Paxton has tips for downsizing and decluttering in our free, two-part webinar! Register now.

Reply
Highlighted
Valued Social Butterfly
2
Kudos
800
Views

Re: Social Security benefit amount for ex-spouse: does it depend on how long marriage lasted?

800 Views
Message 1 of 4

@SigitasJ791566 wrote:

Assuming ex-wife will not work in US and will have zero SS credits- husband's post-divorse payments into Social Security will grow ex-wife's SS benefit amount, right? 


Read the link I provided in my previous post.

 

As long as all eligibility rules apply (see the link),  her full retirement age divorced spouse benefit will be 50% of his benefit at full retirement age -'if he continues to work past his full retirement age to age 70, she will get none of this benefit bonus.

 

If she wants these divorced spouse benefits received while she is living outside the US - that has more rules of its own.

* * * * It's Always Something . . . Roseanne Roseannadanna
Report Inappropriate Content
2
Kudos
800
Views
Info Seeker
0
Kudos
812
Views

Re: Social Security benefit amount for ex-spouse: does it depend on how long marriage lasted?

812 Views
Message 2 of 4

Assuming ex-wife will not work in US and will have zero SS credits- husband's post-divorse payments into Social Security will grow ex-wife's SS benefit amount, right? 

Report Inappropriate Content
0
Kudos
812
Views
Valued Social Butterfly
2
Kudos
825
Views

Re: Social Security benefit amount for ex-spouse: does it depend on how long marriage lasted?

825 Views
Message 3 of 4

@SigitasJ791566 wrote:

A couple is married for 10 years and the husband pays into SS for 10 years, while his spouse does not work. 

 

Assuming they get divorced today, the non-working ex-spouse is eligibible for SS benefits (because marriage lasted 10 years). 

 

If husband keeps working for next years after divorce - will ex-spouse's benefit amount be impacted?  


The divorced spouse, if all the eligibility requirements are met, is entitled to 50% of the ex-spouses' benefit at retirement age as long as their own benefit, if they qualify for one, is not greater than this amount.

 

Social Security - Divorced Spouse Benefits

 

All the other rules for benefits still apply - early filing, full retirement age, etc.

If the ex-spouse keeps working until they are 70 - to earn a higher benefit for themselves than they would have gotten at their FULL Retirement age - does not count towards any sort of spousal benefit - married or divorced.

* * * * It's Always Something . . . Roseanne Roseannadanna
Report Inappropriate Content
2
Kudos
825
Views
Info Seeker
0
Kudos
835
Views
3
Replies

Social Security benefit amount for ex-spouse: does it depend on how long marriage lasted?

835 Views
Message 4 of 4

A couple is married for 10 years and the husband pays into SS for 10 years, while his spouse does not work. 

 

Assuming they get divorced today, the non-working ex-spouse is eligibible for SS benefits (because marriage lasted 10 years). 

 

If husband keeps working for next years after divorce - will ex-spouse's benefit amount be impacted?  

Report Inappropriate Content
0
Kudos
835
Views
3
Replies