SSA spousal benefits

[Therett]

Do you have to contact SSA to change from spousal benefits to your own when you turn 70 or does SSA do this automatically if you own benefit is higher than spousal?

[fffred]

@Therett 

I don’t think it’s going to be automatically changed by the SSA. You will have to file an application.

See this article that describes this exact situation https://maximizemysocialsecurity.com/can-i-apply-online-switch-spousal-benefits-drawing-my-own-benef...