Disability after 5 years on Social Security Retirement

[fernandokp4dx]

My wife has been diagnosed with CML (a type of Leukemia) which is listed as a condition of disability by SS. She has been receiving regular SS benefits for 5 years now. Question is, does she have the right to apply for disability benefits after receiving regular SS retirement benefits?

[TammyC570000]

Yes she should be able to apply for SSDI this is the money your wife worked for since the time she started working  

[ConnieS998483]

Hi.  She should be able to apply for SSDI as long as she is 6 months before full retirement age.  Just to let you know, it can take months or longer to get approved for SSDI.  If approved and depending on her EID date, the increase she will receive is very small.

Here is an example:  I took early retirement at 62 for medical reasons.  Friends and family told me it's impossible to get SSDI so I didn't apply for it.  I worked 1 day a week until I just couldn't do it any more.  At 65 I applied for SSDI and was denied.  I eventually was approved at the reconsideration phase.  Since I received reduced benefits since 62 my disability benefits were reduced by all the months of reduced benefits.  My disability benefit ended up $58.00 more than my reduced.

[fffred]

EDIT:  With further research found this:

https://www.ssa.gov/pubs/EN-05-10153.pdf

See page 5 "When you reach full retirement age"

How old is your wife? And if I understand correctly, she is currently receiving her SS retirement benefits.

My understanding is that Disability benefits are paid when someone is prevented from working and earning a living. There are a number of rules on this and it can be difficult to gain the "disabled" status.

I seriously doubt that the SS will give your wife both benefits, or even disability...even if such benefit was greater than her retirement benefit.

In part, see:

https://www.disabilitysecrets.com/retired-draw-disability.html

https://www.ssa.gov/planners/disability/qualify.html

I have read in the past about disability benefits converting to retirement benefits at retirement age. Never the reverse.

You might want to do further research with "Google" and at the SSA website (https://www.ssa.gov). Or visit your local office or give them a phone call.

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@fernandokp4dx wrote:

My wife has been diagnosed with CML (a type of Leukemia) which is listed as a condition of disability by SS. She has been receiving regular SS benefits for 5 years now. Question is, does she have the right to apply for disability benefits after receiving regular SS retirement benefits?

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[fffred]

Here's an AARP article that may be helpful:

https://www.aarp.org/retirement/social-security/questions-answers/retirement-to-disability/

Applies if your wife took early SS retirement benefits

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@fernandokp4dx wrote:

My wife has been diagnosed with CML (a type of Leukemia) which is listed as a condition of disability by SS. She has been receiving regular SS benefits for 5 years now. Question is, does she have the right to apply for disability benefits after receiving regular SS retirement benefits?

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