I can see an advantage to biweekly payments. I always preferred being paid weekly or biweekly when I worked. When I was younger, especially, I enjoyed having that extra paycheck every 3 or 6 months, respectively, so I could plan something extra if I wanted or fill in where I had fallen behind.
As I got older, I learned to manage my money better and it didn't matter how often I got paid. Now that I'm retired, the monthly Social Security check is not a hardship. I just have all my monthly bills laid out and one of those is to pay off my credit card in full every month as I use it for my outside spending so I don't pay any fees or interest.
For individuals, biweekly pay can do some good if its properly managed. I just wonder if the doubling of the SSA effort to fulfill and send all those checks or electronic transfers would add to their burden and costs.
I'd be glad to stay with the monthly pay. All my bills are monthly. I make room for the extras in my own way from savings, now.
I enjoyed the thought.