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Re: Housing Lifestyles as we Age Gracefully

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Message 31 of 50

@isolde wrote:

Can it be that we, as seniors, gravitate to places with which we're familiar?  Or are we open-minded enough to consider other options?  If you grew up with a change of seasons, you're more apt to continue that lifestyle, rather than live in the southeast, west, etc.  for fear you couldn't adapt.  Some of us could live with the dictates of HOAs, (I couldn't give a rat's behind about these organizations and the services they provide).  In the the long term, you'll lose autonomy in favor of the rules of the community-- plus the costs of such services will escalate. If someone is on a fixed income---

 

As for me, I like being in control of my destiny, and not having someone tell me what I can and can't do on my property. How did the idea of an HOA ever get started anyway when the homeowner is paying the mortgage?  On 3-1/2 acres, I'm far away from my neighbors, but within 2 miles to downtown. Honestly, I couldn't live in a densely populated townhouse where you can hear your neighbors, and you don't get a choice of who you're living next door to.  

 

I was hesitant about moving, and going from city life to being 2 miles from downtown in Texas, but still outside the city limits so that I can build whatever I want.  The only deed restrictions are that I don't have  livestock (who wants pigs, horses, chickens and cows anyway) and no mobile homes.  The original idea of moving was to be within driving distance of the kids; and I'll be within 1-1/2 hours away.  I think making friends and getting to know others in the community will be a priority and social activities will take precedence,  though a return to family life is still important to me.  

  


I live in a building with lots of grounds, all kind of other facilities, full time security and other staff and the common fees  pay for supporting the common areas maintenance and upkeep, the saleries and insurance etc.. and in addition with all of the people sharing the building and facilities and grounds you have to have a body of governance.  That is why you have HOA's and although I hear these comments frequently, when you buy a unit here you know you will be part of the community rules and fees will be paid.  I have no problem with any of it but I understand your issues.  That is why there are different choices for all of us.

Life's a Journey, not a Destination" Aerosmith
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Re: Housing Lifestyles as we Age Gracefully

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Message 32 of 50
@isolde wrote:

.. How did the idea of an HOA ever get started anyway when the homeowner is paying the mortgage?   


The truth is that even in a single family home, there are zoning & building codes, so you can’t totally escape regulation .. and sometimes that’s a good thing, not only for you but the neighbors around you.

 

How did HOA’s get started? Your mortgage only covers the cost of your own dwelling; if you live in a development, they’ve got to maintain, repair & periodically upgrade/modernize the common areas .. which can include roadways & driveways, clubhouse, pool, tennis courts, pathways, benches, etc. There’s also insurance costs. If the internal roadways of large developments aren’t considered “public”, the garbage collection and snow removal services the town provides to other homeowners, may not be provided, so they’re additional expenses to the Home Owners’ Association.


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Re: Housing Lifestyles as we Age Gracefully

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Message 33 of 50

Can it be that we, as seniors, gravitate to places with which we're familiar?  Or are we open-minded enough to consider other options?  If you grew up with a change of seasons, you're more apt to continue that lifestyle, rather than live in the southeast, west, etc.  for fear you couldn't adapt.  Some of us could live with the dictates of HOAs, (I couldn't give a rat's behind about these organizations and the services they provide).  In the the long term, you'll lose autonomy in favor of the rules of the community-- plus the costs of such services will escalate. If someone is on a fixed income---

 

As for me, I like being in control of my destiny, and not having someone tell me what I can and can't do on my property. How did the idea of an HOA ever get started anyway when the homeowner is paying the mortgage?  On 3-1/2 acres, I'm far away from my neighbors, but within 2 miles to downtown. Honestly, I couldn't live in a densely populated townhouse where you can hear your neighbors, and you don't get a choice of who you're living next door to.  

 

I was hesitant about moving, and going from city life to being 2 miles from downtown in Texas, but still outside the city limits so that I can build whatever I want.  The only deed restrictions are that I don't have  livestock (who wants pigs, horses, chickens and cows anyway) and no mobile homes.  The original idea of moving was to be within driving distance of the kids; and I'll be within 1-1/2 hours away.  I think making friends and getting to know others in the community will be a priority and social activities will take precedence,  though a return to family life is still important to me.  

 

 

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Re: Comment: Housing Lifestyles as we Age Gracefully

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Message 34 of 50

@ASTRAEA wrote:
@nyadrn wrote:
Yes, if the community had mostly snow birds then you would have to go there when you would be there .. if it was during the normal snow birding season you could get a good feel but if it was in the off season you could see how deserted the place was..  geez so many things to think about  : <

Actually, that would be useful to know too (off-season being deserted), and that's one reason I stayed away from the high vacation rental spots on the Jersey shore. Not only do you lose every other neighbor, but since the population is down, many stores & restaurants close up for the seaon. Who wants to be the only one left in town?!


Definately not me..   I looked at a nice community near Tampa  that started building and got hit by the housing crisis and has not completed alot of the planned buildings etc .. how would you like to be an early buyer there..  it really had a kind of eerie quality to it..  also saw one in Tennessee built too close to the Mississippi and it was flooded..  casino nearby ... flooded too and so now some people live there but nothing more planned obviously and no one coming.. I guess those are the extremes thought..  but who would think they would not have seen flooding potential. yikes

Life's a Journey, not a Destination" Aerosmith
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Re: Comment: Housing Lifestyles as we Age Gracefully

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Message 35 of 50
@nyadrn wrote:
Yes, if the community had mostly snow birds then you would have to go there when you would be there .. if it was during the normal snow birding season you could get a good feel but if it was in the off season you could see how deserted the place was..  geez so many things to think about  : <

Actually, that would be useful to know too (off-season being deserted), and that's one reason I stayed away from the high vacation rental spots on the Jersey shore. Not only do you lose every other neighbor, but since the population is down, many stores & restaurants close up for the seaon. Who wants to be the only one left in town?!


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Re: Comment: Housing Lifestyles as we Age Gracefully

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Message 36 of 50

@ASTRAEA wrote:
@nyadrn wrote:
You can go and stay on the property for one to three days.. you can go to the social clubs, the club house, meet and speak to other residents and imho you can get a pretty good idea and sense of the place.. in the ones that I have gone to there is a distinct personality about each.  Can you find out everything.. no  but you cannot find that out about a neighborhood before buying a home either.

You'd have to time this right! I had to rent a townhouse in a large development, for the 10 months between when I sold my house in north Jersey, found a house on the shore & it was ready to move in. During that period, the ONLY neighbor I met, was in the adjacent townhouse, but although that place was large, it had no clubhouse or other shared amenities.


Yes, if the community had mostly snow birds then you would have to go there when you would be there .. if it was during the normal snow birding season you could get a good feel but if it was in the off season you could see how deserted the place was..  geez so many things to think about  : <

Life's a Journey, not a Destination" Aerosmith
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Re: Housing Lifestyles

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Message 37 of 50

@T23 wrote:

For me, I am interested in learning about New Jersey and Upstate New York. Thank You


I spent 29 years in north Jersey (Bergen County), and have been on the shore in Monmouth County the past 5 years. Both are expensive; Bergen because of it's proximity to Manhattan, and Monmouth because it's the shore. Not many towns are truly "walkable", where you can do all of your routine errands w/o a car. What other information would you like?


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Housing Lifestyles

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Message 38 of 50

My thought is we share information about the places we have investigated? Factual details such as price, public transportation, medical care, activities. We have all visited a place but for whatever reason it wasn't suitable -- but it could be suitable for another person on this site!  Share information about where you live, perhaps someone here will move there!  It is easier to move to a new place when you have a person who lives there already. So let's share and make new friends who may move near you!  At least you can help another person by sharing your knowledge about a neighborhood.  For me, I am interested in learning about New Jersey and Upstate New York. Thank You

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Re: Comment: Housing Lifestyles as we Age Gracefully

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Message 39 of 50

drawpoker - I feed the birds & other wildlife too, and it would be a show-stopper for me, to have rules where I couldn't even feed the birds. Some places won't even let you fly an American flag on holidays .. nuts to that! Another thing to remember, is that even if you're in a condo or 55+ community, they don't fix all the stuff inside your unit, when it breaks .. only the outside. In fact, you're probably responsible even for the windows & sliding doors .. but you have to get their approval when you replace anything. Smiley Frustrated


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Re: Comment: Housing Lifestyles as we Age Gracefully

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Message 40 of 50

"..........but each time I think what the move would be, I've stayed where I am."

 

PattyDiane,  really,  really identify very closely with you on this.  Everyone in my immediate family is gone except for a much older sister in Boise almost 3,000 miles away.   Have a handful of cousins,  nieces and a nephew in the South.  Haven't seen any of them in years. 

Like you,  spent many nights this past awful winter sleeping on the LR couch.   Have a one-story townhouse and the only exit out of master BR in the rear is thru the sliding glass patio door.  Great design!    (Discovered one snowy, bitter winter night many years ago the sliding track will freeze up making it impossible to open the door.  So,  decided rather than chance whether I have the strength to break the glass in event of a fire,  I will just avoid sleeping back there when the door is stuck. )

Many times in the last 3 years I have thought how much easier life would be in one of those over 55 places with a HOA.   No more grass mowing,  shoveling snow,  raking leaves.  Financially,  I think I could manage it,  not where the houses are in the mid-400's but more like mid-200's. 

But,  everytime I dream about it reality sets in.  What about my cats?  All of these places have picky,  picky rules about number of pets you are allowed.  Like a maximum of 2 or 3.   As the quintessential crazy old cat lady I have many more.   Even tho they are all strictly indoor cats and never are allowed to run loose am quite sure it wouldn't be long before it came to the attention of the board I was way over the max. 

Besides the restrictions on pets,  some of these places are very,  very tight-azzed with their silly regs.  I know a woman who got a letter saying she had to take down a bird feeder she had hung from a tree branch.  Althou the branch was hanging in her yard,  turns out the tree itself was a foot or so over on the "common" property.  duh   I don't think I could live under such pettiness,  rigidity. 

So guess I will never be suitable candidate for one of these places. 

My house will be turning age 35 this year.  So intellectually II know there will be more frequent,  annoying, and costly maintenance and repairs coming.   Still,  the location is very good.  And isn't Location supposed to be everything? I can walk almost anywhere.   Supermarket,  drug store,  Peebles  (LOL)  events up at the college, theater,  etc.  I also have the corner lot,  so unlike my neighbors,  I have a "real yard" with lots of trees,  a garden,  to enjoy for 6-7 months of the year.  So am very grateful for that. 

You didn't mention it in your post but what about doctors?  Medical care?  Truly,  it would be scary for me to move too far away to see my trusted PCP anymore who practices right here. Also my wonderful surgeon in Baltimore.  Maybe it is just silly and simple-minded to think like that.  There are probably other excellent doctors in  Florida, South Carolina or Georgia. 

But the older I get the less able I seem to adapt to big changes.  I think what is at work here is a general  fear of the unknown. 

Or,  as some say,  better the devil you know than the one you don't.     

 

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