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Re: what is the best credit card for balance transfers

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https://www.cardratings.com/best-balance-transfer-credit-cards.html

Best Balance Transfer Credit Cards of July 2019 - CardRatings.com


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Re: what is the best credit card for balance transfers

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@intersan 

Also your question might be better served if under another "Money" board topic (Budget & Savings) than the "Scams and Fraud" subsection.

* * * * It's Always Something . . . Roseanne Roseannadanna
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Re: what is the best credit card for balance transfers

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Start looking at the small print and what each card might or might not be of benefit to you.

1.  Do the math - is it saving you money based on any cost connected to the new card.

2.  What is the cost of the balance transfer? (usually a % of the transfer amount) 

3.  The specific length of the 0% introductory rate

4.  Making sure that you do not have to carry other balances (new purchases within a certain amount of time) on the same card during this intro cycle.

5.  The interest rate AFTER the 0% intro is over, just in case that you don't pay it off in time- that could really cost you.

6.  Does the card offer any reward benefits that will be useful to you?

 

This may help -

Clark Howard.com 07/26/2018 - Credit card balance transfers: Here’s how they work

 

Here is also a recent Clark Howard link that covers some of the mistakes people make when they get a card for a balance transfer - some of them are really bad (costly), so review them.

Clark Howard.com 04/23/2019 - 6 mistakes that will turn a credit card balance transfer into a nightm...

 

And the ones that Clark Howard.com is now recommending as the best deals with each summorized.

Clark Howard.com 06/14/2019 - The 5 best 0% APR credit cards right now

 

Hope this helps -

 

* * * * It's Always Something . . . Roseanne Roseannadanna
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what is the best credit card for balance transfers

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I want to transfer my balance from my PNC credit card to another one that offers 0% financing for 15 months. I have many offers, but am not sure which one is best. Can anyone offer any advice?

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