Legal help WAS engaged and BofA actually withheld information from my attorney. Up to the point of the lies we were subjected to, the mortgage payments were being made. When medical expenses escalated I then contacted my lender to see if a re-fi or hardship review/adjustment was possible.
So, YES! we were preyed upon as easy targets. I had kept notes on each and every contact with BofA - dates, times, who, why and what was verbally stated. My attorney was sent copies of all communications as well as my notes. The lender even fudged on my attorney's name/contact info in order to delay my signed and witnessed paperwork that would allow her to proceed on my behalf.
When my remaining property was set out of the home all of the supporting documents were trashed along with irreplaceable items. At that time I could not move everything into storage before my flight to a new location 2,500 miles away - my utilities had already been cut off at my request and since younger family friends were working, our time to coordinate moving the items to storage was hampered. My nearest neighbor and friend (1 mile down the road) had access to the home/storage unit and did the best he could to transfer my remaining belongings before the set-out. He was wise enough to take several photographs of the mess and I e-mailed him a list of all known valuables and important papers so he could recover these things. The following day he came by to find that a trash service had fully cleaned up, tossing everything who-knows-where. If that isn't preying, I don't know what is.
To date I am still getting billing statements from the entity that BofA illegally sold my mortgage to even though the foreclosure had gone through. My credit has been ruined as they are still reporting to the 'big 3' as the loan is in "pending" foreclosure and I have contacted the 3 credit agencies to dispute the information since the dates, amounts and circumstances are WRONG!
Because BofA didn't renew my mortgage extension under a released bankruptcy via certified mail or in person, they performed a federal felony and technically they can be held liable for treble damages against a disabled senior and that's why I am seeking information on whether to engage a qualified attorney willing to work this pro-bono or on contingency or to see if a class action suit is in effect to that nature.
Thanks for your reply. Sorry I had not responded earlier but health issues/provider changes limited my ability to answer.
