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One call after another rings on your phone, each promising to lower your current credit card interest rate. The callers claim that all it takes is a small upfront fee and they will negotiate significant reductions with your credit card issuers. But many of these calls are scams. Have you ever received a call like this?
How It Works
A representative calls, claiming they have a special relationship with credit card issuers and can negotiate an attractive interest rate for you. Typically, they will request an upfront fee before they can negotiate on your behalf. Only, you pay the fee and never hear from them again.
What You Should Know
What You Should Do
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