👴👵 What Retirement WISDOM Do YOU Have For The YOUNGER Generation?

[Anonymous]

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What would you TELL the YOUNGSTERS out there about retirement? 🤔

Thanks, Nicole 👴👵 (Retirement Forum)

[iLuvAutumn]

Oh YES Dirk @DirkB349973 , I had worked for Harris (now Harris L3, merged) back in Florida and they MATCHED 401k up to 6%!!! 💃💃💃

Thanks for stopping by,

Nicole  👵

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[*** DIRK wrote: Lots of good information here. I would add that if any company you work for offers a 401k or Roth 401k match, contribute enough to get their entire match. Don't leave free money on the table. Start contributing as soon as you can, even if you are young and retirement seems far off. Also, avoid borrowing from your retirement if possible. ***]

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[DirkB349973]

Lots of good information here. I would add that if any company you work for offers a 401k or Roth 401k match, contribute enough to get their entire match. Don't leave free money on the table. Start contributing as soon as you can, even if you are young and retirement seems far off. Also, avoid borrowing from your retirement if possible.

[iLuvAutumn]

Since AARP is NOW accepting AGE18+ for membership [▶️*** NO more AGE 50+]  what advice would YOU give to these YOUNGSTERS?  🤔

Thanks,

Nicole 👴👵 (Retirement Forum)

[iLuvAutumn]

Have several Income Sources in place for Retirement and ENJOY it when it arrives.

I am!!!  💃💃💃

Nicole  👵

[kevinm322]

Save what you can when you can.  Enjoy your family and friends, but be careful not to overspend.  be careful work doesn’t ruin your health or take a toll on your family by working too many hours.  This one isn’t original but affects me, unless you want to hear eeeeeeee 24/7 where hearing protection when around loud noises 

[iLuvAutumn]

Excellent advice Kevin @kevinm322 !!!

Nicole  👵

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[*** KEVIN wrote: Save what you can when you can.  Enjoy your family and friends, but be careful not to overspend.  be careful work doesn’t ruin your health or take a toll on your family by working too many hours.  This one isn’t original but affects me, unless you want to hear eeeeeeee 24/7 where hearing protection when around loud noises. ***]

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[nctarheel]

Here's my suggestions:

(1) Consider government work as it is one of the last vestiges of employers that have defined retirement pensions.

(2) Work for the required amount of years to earn full benefits.

(3) Work for government agencies that enable you to contribute to the Social Security system in addition to your pension plan.

(4) Many government employers will also pay for your health benefits in retirement up until the time you qualify for Medicare.

(5) Move to a state that doesn't tax retirement benefits.

[iLuvAutumn]

Excellent advice @nctarheel !!!

Nicole  👵

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[*** @nctarheel wrote:

Here's my suggestions:

(1) Consider government work as it is one of the last vestiges of employers that have defined retirement pensions.

(2) Work for the required amount of years to earn full benefits.

(3) Work for government agencies that enable you to contribute to the Social Security system in addition to your pension plan.

(4) Many government employers will also pay for your health benefits in retirement up until the time you qualify for Medicare.

(5) Move to a state that doesn't tax retirement benefits. ***]

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[Anonymous]

WE "appreciate" you stopping by @nctarheel  !!!! ‌💃‌🥳, Nicole 🙃

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▶️@nctarheel wrote:

Here's my suggestions:

(1) Consider government work as it is one of the last vestiges of employers that have defined retirement pensions.

(2) Work for the required amount of years to earn full benefits.

(3) Work for government agencies that enable you to contribute to the Social Security system in addition to your pension plan.

(4) Many government employers will also pay for your health benefits in retirement up until the time you qualify for Medicare.

(5) Move to a state that doesn't tax retirement benefits.◀️

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