👴💲👵 HSA May Be Your Secret Tax Weapon for Retirement Saving (AARP Article)

[Winter2025VA]

FROM THE ARTICLE.

A health savings account can be a source of tax-free cash to cover medical expenses in your later years.

By Cameron Huddleston, AARP. Published September 10, 2025.

often-overlooked way to set aside funds for health care expenses in retirement is to build money in a health savings account (HSA).

As the name suggests, an HSA allows you to earmark money for health care costs. But it can serve another purpose: If you leave money in the account to grow rather than use it for current medical expenses, it can function as an extra retirement account, bolstering your nest egg.

USE LINK BELOW TO READ THE ARTICLE.

https://www.aarp.org/money/retirement/hsa-secret-tax-weapon/

[Winter2025VA]

Anyone have one?  🤔

In YOUR opinion, what are the "pros & cons" of having one.

At age 67, I DO NOT have one but my only child (in her 30's) has one. Saved her when she got laid off from an engineering job in Florida. Seemed to "fill in" the gap until she found a replacement job.

Take care,

Nicole. 👴👵  (Retirement Forum)