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FROM THE ARTICLE.
How changes to Social Security, Medicare, 401(k) contributions and more will affect your finances.
By Cameron Huddleston and Deirdre Shesgreen, AARP. Published December 17, 2025.
Retirement may seem like the most stable period of your life, with no work demands, no kids to cart around and lots of free time. But this dynamic new chapter comes with its own twists and turns. Your lifestyle, expectations and finances continue to change. And in 2026, big shifts are coming โ from Social Security payments and Medicare expenses to how you save and spend.
Even if retirement is still a few years away, these changes could affect how you prepare to leave the 9-to-5. Here are nine things affecting retireesโ financial well-being that will be different in the coming year.
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