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Treasured Social Butterfly
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Re: So, why is auto insurance mandatory?

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Message 11 of 46

To say that you can opt out of auto insurance simply by not driving is akin to saying you can opt out of taxes or ACA premiums simply by not living in the United States.

 

Arguing on hypotheicals is fun but if you do not drive a car in this country, you are a third class citizen.

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Re: So, why is auto insurance mandatory?

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Message 12 of 46

@rk9152 wrote:

@Richva wrote:

 


Could be. We still don't have government provided, universal coverage which is how every other country keeps its costs down. I find it interesting that the Republicans keep this myth in their heads about how good and inespensive health care used to be. The statistics show a much different story.  


In some cases we do, such as the VA. Considering recent revelations about it and the inability to do anything about those guilty, is that really what you want for all Americans?

 

If you want to compare us to Cuba, ask yourself two questions. 1) How many law suites are filed annually against their health care system. 2) When Cuban bureaucrats engage in "cooking the books" so as to get a bonus, what do you suppose would happen to them?


I can't answer your second question.  For your first question, the costs of lawsuits increases healthcare costs by about 3%.  Even adjusting for this cost, we are still paying far more for less than the other 10 richest nations in the world.

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Re: So, why is auto insurance mandatory?

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Message 13 of 46

@rk9152 wrote:

@Richva wrote:

 


Could be. We still don't have government provided, universal coverage which is how every other country keeps its costs down. I find it interesting that the Republicans keep this myth in their heads about how good and inespensive health care used to be. The statistics show a much different story.  


In some cases we do, such as the VA. Considering recent revelations about it and the inability to do anything about those guilty, is that really what you want for all Americans?

 

If you want to compare us to Cuba, ask yourself two questions. 1) How many law suites are filed annually against their health care system. 2) When Cuban bureaucrats engage in "cooking the books" so as to get a bonus, what do you suppose would happen to them?


Trying to get the connection here. The number of lawsuits filed against doctors increases infant mortality? 

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Re: So, why is auto insurance mandatory?

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Message 14 of 46

@Richva wrote:

 


Could be. We still don't have government provided, universal coverage which is how every other country keeps its costs down. I find it interesting that the Republicans keep this myth in their heads about how good and inespensive health care used to be. The statistics show a much different story.  


In some cases we do, such as the VA. Considering recent revelations about it and the inability to do anything about those guilty, is that really what you want for all Americans?

 

If you want to compare us to Cuba, ask yourself two questions. 1) How many law suites are filed annually against their health care system. 2) When Cuban bureaucrats engage in "cooking the books" so as to get a bonus, what do you suppose would happen to them?

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Re: So, why is auto insurance mandatory?

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Message 15 of 46

@easyed598 wrote:

SP362 WROTE--easyed, that is one of the points.  If everybody's bill used to be a little higher for patients with no insurance, why are they at the extreme they are today and not just similar to what it was before?

 ------------------------------------------------------------------------------------------------------------The point is-I said a little higher-Insurance Premiums have skyrocketed ,Doctor bills are two and three higher,hospitals prices are out of sight.  Everyone`s cost is a lot higher and it all started with Obamacare.  The medical industry price rise began because they knew the goverment would be backing the  new cost. 75% of Obamacare is being subsidized my Medicaid (Medicare)for low income people and really unfair for those of us who have been paying into Medicare since 1964. Similar circumstances when the government enabled banks to give home loans to people who couldn`t afford them and we all know how that turned out. You can`t legislate people out of poverty.
 

Our system has been broken since before Obamacare, that is why it needs to be redone.  From Forbes:  "For several years during the 2000s, health care costs were rising rapidly, causing concern among patients and insurance companies. According to the November 2013 issue of the Journal of the American Medical Association (JAMA), the primary reason for the rise in health care costs between 2000 and 2011 accounting for 91%, was an increase in the price of drugs, medical devices, and hospital care."

From a National Health Expenditure report "For several years during the 2000s, health care costs were rising rapidly, causing concern among patients and insurance companies. According to the November 2013 issue of the Journal of the American Medical Association (JAMA), the primary reason for the rise in health care costs between 2000 and 2011 accounting for 91%, was an increase in the price of drugs, medical devices, and hospital care."

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Re: So, why is auto insurance mandatory?

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Message 16 of 46

 


@easyed598 wrote:

Richva wrote--Easy, the United States has had the highest (Pre ACA) healthcare costs in the developed world while producing mediocre results.----------------------------------------------------------------------------------------------------------------Still do from recent experience


Could be. We still don't have government provided, universal coverage which is how every other country keeps its costs down. I find it interesting that the Republicans keep this myth in their heads about how good and inespensive health care used to be. The statistics show a much different story.  

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Re: So, why is auto insurance mandatory?

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Message 17 of 46

Richva wrote--Easy, the United States has had the highest (Pre ACA) healthcare costs in the developed world while producing mediocre results.----------------------------------------------------------------------------------------------------------------Still do from recent experience

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Re: So, why is auto insurance mandatory?

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Message 18 of 46

SP362 WROTE--easyed, that is one of the points.  If everybody's bill used to be a little higher for patients with no insurance, why are they at the extreme they are today and not just similar to what it was before?

 ------------------------------------------------------------------------------------------------------------The point is-I said a little higher-Insurance Premiums have skyrocketed ,Doctor bills are two and three higher,hospitals prices are out of sight.  Everyone`s cost is a lot higher and it all started with Obamacare.  The medical industry price rise began because they knew the goverment would be backing the  new cost. 75% of Obamacare is being subsidized my Medicaid (Medicare)for low income people and really unfair for those of us who have been paying into Medicare since 1964. Similar circumstances when the government enabled banks to give home loans to people who couldn`t afford them and we all know how that turned out. You can`t legislate people out of poverty.
 
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Re: So, why is auto insurance mandatory?

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Message 19 of 46

@easyed598 wrote:

SP362 wrote--You are correct with the fact that you can avoid auto insurance by simply not driving.  As some else pointed out, the whole purpose of auto insurance is so that you can pay for damages that you cause to others (this is why comprehensive and collision are not part of the required insurance you need to carry).  So for healthcare, does that mean that if somebody is uninsured they should get treated for free (the hospital can bill them, but if they can't pay it, they can't pay it, so the cost ultimately gets passed on), or should they simply be allowed to die.  Neither situation sounds ideal to me.-----------------------------------------------------------------------------------------------------------------------------------------This is what we had before Obamacare and it worked pretty good and at a much lower cost to everyone. Signs at my hospital used to read -no person shall be refused medical service regardless of their ability to pay. No doubt  every paying  patient`s bill was a little higher but not to the extreme they are today.

 

Easy, the United States has had the highest (Pre ACA) healthcare costs in the developed world while producing mediocre results. Cuba is better then we were in infant mortality for God's sake. Our employer sponsored healthcare made us so non-competitive in global markets that Dubya tried to slap a tariff on Canadian lumber arguing that it amounted to a government support package. 

 

So, we had the highest costs in the world, middling results (at best) and a system which harmed our global competitiveness. What's not to like?

 

If you want to drive in the U.S., you need liability insurance. If you want to live in the U.S. , you need to prove you can affort healthcare. Easy-peasy. 

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Re: So, why is auto insurance mandatory?

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Message 20 of 46

@easyed598 wrote:

SP362 wrote--You are correct with the fact that you can avoid auto insurance by simply not driving.  As some else pointed out, the whole purpose of auto insurance is so that you can pay for damages that you cause to others (this is why comprehensive and collision are not part of the required insurance you need to carry).  So for healthcare, does that mean that if somebody is uninsured they should get treated for free (the hospital can bill them, but if they can't pay it, they can't pay it, so the cost ultimately gets passed on), or should they simply be allowed to die.  Neither situation sounds ideal to me.-----------------------------------------------------------------------------------------------------------------------------------------This is what we had before Obamacare and it worked pretty good and at a much lower cost to everyone. Signs at my hospital used to read -no person shall be refused medical service regardless of their ability to pay. No doubt  every paying  patient`s bill was a little higher but not to the extreme they are today.

 

easyed, that is one of the points.  If everybody's bill used to be a little higher for patients with no insurance, why are they at the extreme they are today and not just similar to what it was before?

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