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Valued Social Butterfly
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Re: REPUBLICANS ARE A PRE EXISTING CONDITION

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@RunningWithScissors9 wrote:

The phrase "pre-existing condition" has been bandied about to the poiint that no one truly knows its significance.

 

I have a healthy young cousin that made a deliberate conscious decision NOT to obtain insurance.  His position was quite simple.  Without insurance, his medical expenditures woud consist of routine doctor visits, the "no insurance penalty" and possibly an occasional E.R. visit.  He figured that the total cost of no insurance would be substantially less than the total cost of having insurance and he would invest the savings so as to further increase his profit.

 

If and when he contracts a serious (expensive) medical condition, he would apply for insurance at that time.

 

 


Your post is a great one as it tells why the pre Ex has to be used if everyone is not covered. What your cousin would do is buy Insurance when he was told he had heart problems or other serious medical problems, and would not tell the Insurance Co. about the problems. The Insurance Co. is not providing Insurance, but buying a claim. The cost of the claims will then be passed on to every other insured in the rating pool. Higher costs for all. If all took that approach soon you would have nothing but people collecting money from the carrier and the cost would be so high no one would buy. Claims are paid from the money each person pays for their insurance. With all the people on claim the cost is so high no one buys. You need a balance between healthy, and un healthy in the pool.

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Respected Social Butterfly
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Re: REPUBLICANS ARE A PRE EXISTING CONDITION

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The phrase "pre-existing condition" has been bandied about to the poiint that no one truly knows its significance.

 

I have a healthy young cousin that made a deliberate conscious decision NOT to obtain insurance.  His position was quite simple.  Without insurance, his medical expenditures woud consist of routine doctor visits, the "no insurance penalty" and possibly an occasional E.R. visit.  He figured that the total cost of no insurance would be substantially less than the total cost of having insurance and he would invest the savings so as to further increase his profit.

 

If and when he contracts a serious (expensive) medical condition, he would apply for insurance at that time.

 

 

~~~
Start every day with a smile and get it over with.
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Silver Conversationalist
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REPUBLICANS ARE A PRE EXISTING CONDITION

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REPUBLICANS ARE A PRE EXISTING CONDITION that needs agressive remedial treatment .. Sugery to remove as much of it's cancerous polital clot is schdueled for Novemer 6th prepare to remedy that infection by encouranging all like minded voters as you can to get ou get there and STOP THE VIRUS OF GREED.

 

 

https://khn.org/news/podcast-khns-what-the-health-republicans-preexisting-political-problem/ 

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