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Valued Social Butterfly
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Re: Obamacare premiums

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Message 1 of 9

Sadly, some politicians in DC are working to pass legislation without a CBO mark-up.    Why is that?   Could it be that they don't want the public to know how if their Trumpcare replaces ACA that not only with healthcare insurance premiums be approximately 20% more expensive that Private Healthcare Insurance providers can go back to their original greed model which will end coverage tor people with pre-existing conditions.

 

The rush - because if one political group can't get their legislation passed in the next few days, then they will never get it passed, because they don't have enough votes within their own group to pass this as a bi-partisan bill.  

 

https://www.americanprogress.org/issues/healthcare/news/2017/09/18/439091/graham-cassidy-aca-repeal-...  

 

Will it pass?  don't know.    Will those who want it passed kick the implementation date down the road, hoping that voters won't learn of their healthcare insurance loss until after the mid-terms in 2018.    Stay tuned. 

PRO-LIFE is Affordable Healthcare for ALL .
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Re: Obamacare premiums

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Message 2 of 9

@byrondennis wrote:

@gruffstuff wrote:

https://www.vox.com/policy-and-politics/2017/9/14/16308502/cbo-trump-obamacare-premiums

 

CBO: Trump is making Obamacare premiums more expensive. The Trump administration’s management of Obamacare is causing higher premiums and lower enrollment in the individual market, a new report from the Congressional Budget Office finds.

.

Most of you will probably not be surprised to find that the word "Trump" appears nowhere in the CBO report that chrono comment 1 so breathlessly reveals.

 

In addition the quote in chrono comment 1 is taken totally out of context (see Note) from where it appears on page 2-3 of the CBO report. Chrono commenter 1 (or the web site from which he or she screenscraped the lefty lie, probably without actually reading the CBO report) fails to note that the topic there is something called the benchmark premium, not the premiums people pay, and that the larger factor is that fewer insurers are offering insurance in more and more counties because they can't make enough money and/or not enough people want the crappy insurance.

 

And more important, according to CBO, than what these lying lefties claim is that Trump -- like Obama -- might not agressively enforce the individual mandate. Everybody for forcing people to buy crappy insurance raise their hands.

 

Chrono comment 1 is just more leftist fake news.

 

NOTE: The whole topic is a minor part of the CBO report, which does explain in one little place on page 6 of a 20-page report that

 

  • "Several factors may have led insurers to withdraw from those (limited number of) markets (where PPACA is not working), including low enrollment, lack of profitability, uncertainty about the enforcement of the individual mandate, and uncertainty about the federal government’s future payments for cost-sharing reductions (CSRs)."

 

Note that the lefties are making a deal of something that was ranked fourth in a list of things that were affecting a portion of the market that in its totality was ranked last in importance. And what the CBO report also says on the bottom of page 6 of 20 is that a Federal District Court has ruled that both past and future payments of CSRs, which are the least of the factors affecting the some minor problems in the smallest part of the market studied, a practice begun by the Obama administration, are unconstitutional. It's that unconsitutionality that makes this trivial part of the trivial part of the market uncertain, not "the Trump administration.

 

You will find this same sort of out of context deceit in everything the left says.


It does when one looks at what they say, and understand the subject. You have to look at local problems to see why Insurers are leaving. Most of this is happening where the states did not expand Medicaid. Some places it is due to Insurers having problems with the state, or having priced their product wrong. The Insurance offered meets the state needs and that is why they approved it. What you call crappy insurance is really crappy choices of what plan the person buys. If a person gets good local advice they will have goods insurance. Only one who does not understand the subject would bring right or left into this area, as all thinking people know improvements are needed. By the way in a number of states the prem. increase has other factors. In PA. 3% of any increase is due to a long term care insurer being shut down by the state, and the need for funds to pay its claims. That is true in some other states also. In CA it could be even larger due to that problem. The experts have told us what the problems are, and thinking people should try to solve them, and not listen to people who have not a clue on the subject.

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Re: Obamacare premiums

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Message 3 of 9

@jimc91 wrote:

IMO, the ACA needs to be allowed to collapse under its own weight because it has always been bad legislation that was crammed dow the throats of every American.  Even those that did not want it.

 

The method that President Obama and the democrats used was just flawed from the get go.

 

Let it fail and then allow the free market to fill the vacuum with a new system that will work for ALL AMERICANS not just some.  The ACA clearly hurt more Americans than it helped.

 

IMHO of course.


And the R-plan was so flawed that even members of their own party bailed! 

 

 

The ACA cannot collapse because it it law whether one likes it or not. It will have to be fixed or replaced, and if the replacement package isn't equal to or better than, then it is the R-party that will be held accountable for the dismal situation in which people find themselves.

 

And by the way, there is no "free market" for insurance: It is regulated by the states. 

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Obamacare premiums

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Message 4 of 9

I can explain the flaw in Obamacare which results in higher premiums, but not in this message. Having said that, Trump and threats from the GOP are doing serious damage to the law and causing a rise in premiums.

 

Obamacare has problems but it also got many important things right. The GOP proved over the last 7 years they don't care about health care because they had numerous opportunities to fix the flaws in the law. But they instead chose to make over 60 useless votes to repeal it. 

 

Here's are the key changes Obamacare brought to America.

  • It made PREVENTIVE CARE free for all Americans
  • It essentially eliminated the horrible term, pre-existing conditions, which impacts about 1 out of every 3 Americans.
  • Self Employed people could finally purchase affordable health insurance
  • Those who lost their job could finally purchase affordable health insurance
  • The 75 million Americans on Medicaid were almost guaranteed health insurance.
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Re: Obamacare premiums

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Message 5 of 9

I also wanted to comment on the first sentence...  LOL!!

 

It is absurd to make the ridiculous claim that President Trump is making premiums go up!!

 

President Obama and the democrats designed the ACA to do just that.  According to the now disgraced Gruber, it was the plan all along because the American voter was stupid.

 

And here we are... Now the dimms are calling for single payer.

 

The 2016 election proved that is NOT what we want or we would have President Sanders in the White House.

 

 

 

VIMTSTL
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Re: Obamacare premiums

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Message 6 of 9

IMO, the ACA needs to be allowed to collapse under its own weight because it has always been bad legislation that was crammed dow the throats of every American.  Even those that did not want it.

 

The method that President Obama and the democrats used was just flawed from the get go.

 

Let it fail and then allow the free market to fill the vacuum with a new system that will work for ALL AMERICANS not just some.  The ACA clearly hurt more Americans than it helped.

 

IMHO of course.

VIMTSTL
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Re: Obamacare premiums

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Message 7 of 9

Of course the premiums will go up. All of the support funding has been pulled, and there are only a few insurers left in the market place. It also stands to reason that all other premiums will likely go up. Why? Because they can.

 

Trump is the one who said he would fix this on day one. He hasn't. The Republican Party vowed over and over again to repeal and replace Obamacare day one. They haven't. 

 

What they have done is to pull as much funding support out of the budget as possible under the budget recon process. Without premium support, insurers are forced to raise premiums due to the mandates that are still in place . . . duh. What they have done is to make a bad situation even worse for the people who have no other place to go for health insurance.

 

The R-party and President Trump have failed to deliver on a health care policy, period. 

 

 

 

 

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Re: Obamacare premiums

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Message 8 of 9

@gruffstuff wrote:

https://www.vox.com/policy-and-politics/2017/9/14/16308502/cbo-trump-obamacare-premiums

 

CBO: Trump is making Obamacare premiums more expensive. The Trump administration’s management of Obamacare is causing higher premiums and lower enrollment in the individual market, a new report from the Congressional Budget Office finds.

.

Most of you will probably not be surprised to find that the word "Trump" appears nowhere in the CBO report that chrono comment 1 so breathlessly reveals.

 

In addition the quote in chrono comment 1 is taken totally out of context (see Note) from where it appears on page 2-3 of the CBO report. Chrono commenter 1 (or the web site from which he or she screenscraped the lefty lie, probably without actually reading the CBO report) fails to note that the topic there is something called the benchmark premium, not the premiums people pay, and that the larger factor is that fewer insurers are offering insurance in more and more counties because they can't make enough money and/or not enough people want the crappy insurance.

 

And more important, according to CBO, than what these lying lefties claim is that Trump -- like Obama -- might not agressively enforce the individual mandate. Everybody for forcing people to buy crappy insurance raise their hands.

 

Chrono comment 1 is just more leftist fake news.

 

NOTE: The whole topic is a minor part of the CBO report, which does explain in one little place on page 6 of a 20-page report that

 

  • "Several factors may have led insurers to withdraw from those (limited number of) markets (where PPACA is not working), including low enrollment, lack of profitability, uncertainty about the enforcement of the individual mandate, and uncertainty about the federal government’s future payments for cost-sharing reductions (CSRs)."

 

Note that the lefties are making a deal of something that was ranked fourth in a list of things that were affecting a portion of the market that in its totality was ranked last in importance. And what the CBO report also says on the bottom of page 6 of 20 is that a Federal District Court has ruled that both past and future payments of CSRs, which are the least of the factors affecting the some minor problems in the smallest part of the market studied, a practice begun by the Obama administration, are unconstitutional. It's that unconsitutionality that makes this trivial part of the trivial part of the market uncertain, not "the Trump administration.

 

You will find this same sort of out of context deceit in everything the left says.

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Obamacare premiums

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Message 9 of 9

https://www.vox.com/policy-and-politics/2017/9/14/16308502/cbo-trump-obamacare-premiums

 

CBO: Trump is making Obamacare premiums more expensive

 

The Trump administration’s management of Obamacare is causing higher premiums and lower enrollment in the individual market, a new report from the Congressional Budget Office finds.

 

The nonpartisan office estimates that average premiums in the health law marketplaces will be 15 percent higher next year “largely because of short-term market uncertainty — in particular, insurers’ uncertainty about whether federal funding for certain subsidies that are currently available will continue to be provided.”

 

The CBO also estimates that there will be less competition in the marketplaces next year, which it also attributes to the uncertain federal environment surrounding the health law’s future.

 

 

 

Sounds like a good argument for Medicare For All  to me.

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