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Valued Social Butterfly
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Re: Obamacare - The UN-Affordable Care Act

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Message 21 of 25
Older posted..

Question for GOPers: IF "Obamacare" is unafordable, why are there 24 MILLION Americans who HAVE insurance now than there were before Obamacare?

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Thanks for asking.

Most that are new are on Medicaid...a program that was around well before Obamacare..and its FREE to them.

Many that are on Obamacare that are not on Medicaid are getting a good part of their Obamacare paid by taxpayers even if they could afford to pay for their insurance..the "something for nothing" crowd that the Democrats depend on for votes.

Its also a law that you must have health insurance or be fined.

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Treasured Social Butterfly
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Re: Obamacare - The UN-Affordable Care Act

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Message 22 of 25

There are parts of Obamacare that need to be fixed, but these are smaller parts.  Yes, the individual market where people make too much to get a subsidy is very challenging.  That's a single person making more than $48,000 a year.  They are challenged if their employer doesn't offer insurance.  

But that's no reason to repeal the whole thing.   Fix the parts that aren't working well. 

 

I worked in the health insurance business for awhile.  There are two primary ways insurance premiums go down.  Insurers drop sicker populations from coverage, or they reduce benefits.  

 

And the federal government does a LOT.   If Congress passes Trump's budget, for example, and they cut 20% of NIH's budget, that's going to significantly hurt biomedical research.  About 80% of their funds are given as grants to other entities who perform basic research.   This is the type of research that private corporations don't do because it's too long and involved, too expensive, and there's no profit in it.  However, private entities rely on the results of this basic research to develop their own products for market.   We will see delays in finding causes and cures for many diseases that ail us.  

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Treasured Social Butterfly
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Re: Obamacare - The UN-Affordable Care Act

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Message 23 of 25

@j868138h wrote:

If Obama care is so good - why are all the insurance companies bailing out - AND, more importantly, with premiums rising to levels beyond the ability of many if not most to pay - and deductibles so high that the coverage is essentially worthless - really a $10,000 deductible - absent a catastrophic illness, you'll never get there and after the stiff premium, can you afford deductibles that high???

 

It needs to be repealed and replaced with a market driven plan that includies subsidies for those who really need them. The failure of this Democrat driven plan rammed down the throats of all Americans is proof positive of why the government should NOT be in the health care or insurance business. Other than the DoD and parts of Homeland Security the government doesw not do much well and has politicized so much of government that an unbiased agency that is not driven by aganda and left wing ideology is rare indeed...


if you dont like it, you dont have to use it. go buy that private insurance. and no, you wont be penalized. the people that do not like it need to shut it and just not use it.

 

So it begins.
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Valued Social Butterfly
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Re: Obamacare - The UN-Affordable Care Act

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Message 24 of 25

Question for GOPers: IF "Obamacare" is unafordable, why are there 24 MILLION Americans who HAVE insurance now than there were before Obamacare?

 

Since PPACA was enacted, the annual increase in insurance premiums is the lowest it has EVER been, and would be lower still if GOPers had not blocked the manditory coverage provision - just like the one that makes auto insurance affordable for everyone.

 

The CBO reported that PPACA would reduce federal deficits by $1.4Trillion and the scheme presented by Ryan & Co would REDUCE that savings by $1.036TRILLION to just $364Billion.

 

The Ryan Scam will also take health insurance away from between 6 million and 22 million Americans who now have health insurance.

 

But sleaziest of all is the fact the Ryan Scam will INCREASE the costs for the poor and middle class while DECREASING costs for the very wealthy - a perfect Republican scam.

 

Some companies are dropping out of the exchanges because Republicans promise to eliminate the "mandate" to get insurance and to once again allow people to waste their money on worthless policies that became illegal under PPACA. Loss of the mandate means fewer healthy young people in the pool, so the risk increases, which is EXACTLY what Ryan plotted to do.

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Bronze Conversationalist
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Obamacare - The UN-Affordable Care Act

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Message 25 of 25

If Obama care is so good - why are all the insurance companies bailing out - AND, more importantly, with premiums rising to levels beyond the ability of many if not most to pay - and deductibles so high that the coverage is essentially worthless - really a $10,000 deductible - absent a catastrophic illness, you'll never get there and after the stiff premium, can you afford deductibles that high???

 

It needs to be repealed and replaced with a market driven plan that includies subsidies for those who really need them. The failure of this Democrat driven plan rammed down the throats of all Americans is proof positive of why the government should NOT be in the health care or insurance business. Other than the DoD and parts of Homeland Security the government doesw not do much well and has politicized so much of government that an unbiased agency that is not driven by aganda and left wing ideology is rare indeed...

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