OBAMACARE

[john258]

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@rk9152 wrote:

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@Olderscout66 wrote:

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@rk9152 wrote:

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@williamb39198 wrote:

@rk9152

@NOTHAPPENING

So, trump has no great healthcare plan.

repubs have no plan. 

What is your plan???

Just toss away any assisted healthcare plans away, return to a free market system, and if people can’t afford healthcare, too bad?

You criticize current plans, what is your plan?

Never Forget

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Don't you read? I have posted over and over again that there is a program for the poor called Medicaid. If it needs fixing - fix it. There is no need to roll everyone into one big bureaucratic system.

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Problem is the lack of health insurance for 30 million Americans, and the outrageous cost for those who have the insurance. Social Security and Medicare operate with 2% overhead, private insurance plans need 20%, so what makes you think Government programs don't outperform private ones?

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Spoiler

Once again - Medicaid.

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Hate to break the news to you but Medicaid saves money for the total healthcare system, and reduces the total amount we pay.

[CriticalThinking]

Despite its flaws, Obamacare changed the manner in which American Health Care is handled in several positive ways. We could never return to the old, harsh health insurance policies.

[rk9152]

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@Olderscout66 wrote:

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@rk9152 wrote:

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@williamb39198 wrote:

@rk9152

@NOTHAPPENING

So, trump has no great healthcare plan.

repubs have no plan. 

What is your plan???

Just toss away any assisted healthcare plans away, return to a free market system, and if people can’t afford healthcare, too bad?

You criticize current plans, what is your plan?

Never Forget

---

Don't you read? I have posted over and over again that there is a program for the poor called Medicaid. If it needs fixing - fix it. There is no need to roll everyone into one big bureaucratic system.

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Problem is the lack of health insurance for 30 million Americans, and the outrageous cost for those who have the insurance. Social Security and Medicare operate with 2% overhead, private insurance plans need 20%, so what makes you think Government programs don't outperform private ones?

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Spoiler

Once again - Medicaid.

[john258]

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@GailL1 wrote:

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@CriticalThinking wrote:

It was the ACA and the Individual Mandate where accountability and responsibility would finally come into play. Under the ACA, those who could afford to pay for health insurance, but refused to do it, would have to pay a fine on the federal income tax.  No more freeloading, thanks to Obamacare.

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Those really were not the what you call "free-loaders" and they aren't now for the most part - they are just getting their healthcare coverage off the exchange. 

Many people especially the self-employed had good healthcare coverage before the ACA but now since many of them do not get a subsidy - they are paying more and more in premiums and with increasing deductibles on exchange plans.  Now they are just looking elsewhere - doing what they can to alleviate their risk.

Bloomberg Law News 12/14/2018 - Want a Better Obamacare Deal? Look Beyond HealthCare.gov

The drop in unsubsidized enrollees “is likely a contributing factor” to the drop in ACA enrollment, Chris Sloan, a director with Washington-based health-care policy consulting firm Avalere Health, told Bloomberg Law.

Between 2016 and 2017, marketplace enrollment of people who didn’t receive subsidies declined 20 percent, according to the CMS. And enrollment data for 2018 suggest the downward spiral among the unsubsidized may be accelerating, CMS Administrator Seema Verma said in November.

“This is still a really expensive market,” especially for people who don’t receive subsidies, Sloan said. “I would not be surprised by the end of open enrollment that the number of people who are subsidized remains relatively flat and the unsubsidized number drops.”

read more at the above link ~

Wonder how they are gonna determine who is and who is not insured now so that they issue all the various stats on this individual marketplace?

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The reason for the drop in Insureds is simple. Trump and the far right have been taking apart the ACA for 2 years now and it is starting to show. The ACA was designed with many parts and all parts must work for the ACA to work. The material you post covers small parts and you try and make people think it covers the entire law. It does not. Trump and his supporters are killing the ACA little by little, and you have people who do not understand health care giving what the problem is and how to fix it. If people follow what the uninformed tell them then the ACA ends and you have high total cost of health care. You seem to dwell on the insurance end only, and not the costs paid for by other Taxes and fees, and that is a diversion used by Trump all the time. You want to solve the problem? Step one: Restore the ACA to the way it was designed to work, then improve it. See how simple that is. A first step would be make all States expand Medicaid. Do you support GA doing that?

[Olderscout66]

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@rk9152 wrote:

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@williamb39198 wrote:

@rk9152

@NOTHAPPENING

So, trump has no great healthcare plan.

repubs have no plan. 

What is your plan???

Just toss away any assisted healthcare plans away, return to a free market system, and if people can’t afford healthcare, too bad?

You criticize current plans, what is your plan?

Never Forget

---

Don't you read? I have posted over and over again that there is a program for the poor called Medicaid. If it needs fixing - fix it. There is no need to roll everyone into one big bureaucratic system.

---

Problem is the lack of health insurance for 30 million Americans, and the outrageous cost for those who have the insurance. Social Security and Medicare operate with 2% overhead, private insurance plans need 20%, so what makes you think Government programs don't outperform private ones?

[rker321]

Many have forgotten how it was before Obamacare.  Not only pre conditions but an array of horrible things that could happen to anyone without insurance.

I remember that I was working with the Cancer Society and guess what too many people would appeal to the foundation because they couldn't find the necessary resources to deal with their cancer  My job was to find resources for these people that were not indigents or welfare people but people that didn't have the money to pay for the necessary medicines or treatments.

And because of pre condiditon would not have health insurance.

Please, the rich in this message board, the ones that have health insurance being Tricare, or any retirement health insurance have been many of them quite vocal about Medicaid. well, many simply don't qualify for Medicaid. 

This country needs to wake up, and demand the right to have health insurance and stop the  manipulation of many stating that a single payer is socialize medicine.

[CriticalThinking]

I think Gail is wrong. Prior to the ACA, if someone could afford health insurance, but decided to avoid it, here's what would happen. If they had a health emergency, they would not have insurance to pay for a huge ER and/or hospital bill. Then the taxpayer had to subsidize the freeloader. 

I don't remember the exact number, but I think the above cost the federal government around $100 billion a year. 

The Affordable Care Act tried to instill accountability and responsbility. If you could afford health insurance but refused to buy it, you would have to pay a penalty to the IRS. It wasn't the best solution, but at least the individual mandate tried to do something about the problem. But the Republicans foolishly did away with the individual mandate, proving they do not believe in accountability and responsibilitiy.

[rker321]

As a proponent of a Single National Health Care system I will not say, that I agree with Medicare for all is the way to go.

 I have said this over and over again,  during the past few years. that we in this country need to really understand that we need to develop a National Health care  system that is not a copy of other countries but a system that is the system that this country needs to implement.

But there are many in this message board that continuously taint such a notion and call it "socialized medicine "  in order not only to confuse but to discourage any kind of thought regarding this issue.

This country needs a national health care system and until then, we will be speaking and fighting over this whole issue and getting nowhere in this country. 

We will blame the Democrats and we will blame the Republican, but in the end, nothing will be done.

[GailL1]

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@CriticalThinking wrote:

It was the ACA and the Individual Mandate where accountability and responsibility would finally come into play. Under the ACA, those who could afford to pay for health insurance, but refused to do it, would have to pay a fine on the federal income tax.  No more freeloading, thanks to Obamacare.

---

Those really were not the what you call "free-loaders" and they aren't now for the most part - they are just getting their healthcare coverage off the exchange. 

Many people especially the self-employed had good healthcare coverage before the ACA but now since many of them do not get a subsidy - they are paying more and more in premiums and with increasing deductibles on exchange plans.  Now they are just looking elsewhere - doing what they can to alleviate their risk.

Bloomberg Law News 12/14/2018 - Want a Better Obamacare Deal? Look Beyond HealthCare.gov

The drop in unsubsidized enrollees “is likely a contributing factor” to the drop in ACA enrollment, Chris Sloan, a director with Washington-based health-care policy consulting firm Avalere Health, told Bloomberg Law.

Between 2016 and 2017, marketplace enrollment of people who didn’t receive subsidies declined 20 percent, according to the CMS. And enrollment data for 2018 suggest the downward spiral among the unsubsidized may be accelerating, CMS Administrator Seema Verma said in November.

“This is still a really expensive market,” especially for people who don’t receive subsidies, Sloan said. “I would not be surprised by the end of open enrollment that the number of people who are subsidized remains relatively flat and the unsubsidized number drops.”

read more at the above link ~

Wonder how they are gonna determine who is and who is not insured now so that they issue all the various stats on this individual marketplace?

[CriticalThinking]

As usual, RK had it dead wrong. It was the ACA and the Individual Mandate where accountability and responsibility would finally come into play. Under the ACA, those who could afford to pay for health insurance, but refused to do it, would have to pay a fine on the federal income tax.  No more freeloading, thanks to Obamacare.

However, the Trump Administration did away with the Individual Mandate. And you thought Republicans stood for accountability and responsibility?