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Valued Social Butterfly
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Re: Mandate Liability Insurance for Gun Owners

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Message 21 of 38

@GailL1wrote:

@Panjandromwrote:

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.


Then why am I having to carry "UNISURED and UNDERINSURED" coverage if we have this mandate.

 

Mandating responsibility only works for those who ARE responsible and they probably already have adequate liability coverage because that's what they do - act responsibly


If I recall, you're in Georgia. There are twenty states that require UIM insurance, and Georgia isn't one of them. I live in Ohio, and it's not required here either. However, I have UIM coverage, too. I would suspect that's because I have a full coverage policy, and not a mandatory minimum policy. You have a loan on the car, or a full coverage policy? Because you don't "have" to carry UIM coverage as a Georgia resident.

 

https://www.insurance.com/auto-insurance/coverage/uninsured-underinsured-motorist-coverage.html#requ...

 

And if we're going to compare apples and oranges, then just like every car, every gun MUST be registered with the owner's name and address. They move, they must re-register. How about yearly renewal fees. And inspections. And every gun not registered is seized and impounded.

 

I'm really liking your cautionary tale @Panjandrom !

 

 

http://www.politifact.com/personalities/donald-trump/statements/byruling/false/ (11 pages of lies and growing)
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Super Social Butterfly
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Re: Mandate Liability Insurance for Gun Owners

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Message 22 of 38

TxGrandpa2: 

 

Don't you remember back when auto insurance was mandated and the highways emptied out? .

As long as I can remember I don't recall highways being emptied because of insurance requirements. 

 

Sorry, that was meant as satire. Of course the highways didn't empty because people had to carry insurance. They accepted it and in my opinion it's been a good thing.

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Valued Social Butterfly
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Re: Mandate Liability Insurance for Gun Owners

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Message 23 of 38

IMHO, the only things qualifying for affordable insurance will be single action weapons that have a legitimate role for hunting, sporting events and self/home defense.

 

When I saw the thread title I thought to myself I liked your single action weapon limit idea better, but looks like you have it covered.

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Treasured Social Butterfly
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Re: Mandate Liability Insurance for Gun Owners

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Message 24 of 38

@Panjandromwrote:

 

 

Don't you remember back when auto insurance was mandated and the highways emptied out? .


As long as I can remember I don't recall highways being emptied because of insurance requirements.  Even a good many decades ago when I was 18 and had two strikes against me - 18 and in the military - I was able to get liability insurance. 

 

And how is liability insurance for gun owners going to be enforced especially for those already owning guns?  How is it going to be enforced for those who does their hunting on acreage like here in Texas?  Are there those that are aware that ranchers here in Texas, and no doubt other states, carry at least a revolver with them when out on their acreage for use against rattlesnakes and other varmints?

 

More knee-jerk reaction from the Amen Corner, especially the city folk.

 

 

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Re: Mandate Liability Insurance for Gun Owners

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Message 25 of 38

@oceanedge2wrote:

February 20, 2018 - U.S. Support For Gun Control Tops 2-1, Highest Ever, Quinnipiac University National Poll Finds
https://poll.qu.edu/national/release-detail?ReleaseID=2521

 


Only polls which is a sampling which is polled at random.   Has nothing to do with actual numbers.  Polls have been wrong and leaves a margin for error.  What are the total number of those who are against gun ownership or for it?  Why not take an actual national vote on the question?

 

The polls said that Hillary should have been the President but they were wrong.

 

 

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Treasured Social Butterfly
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Re: Mandate Liability Insurance for Gun Owners

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Message 26 of 38

@john258wrote:


So you want to end the state requirement that all have auto insurance.


As usual you go off on another topic that is unrelated to the discussion.  Nothing I said applied to automobile insurance.  In fact more rambling.

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Valued Social Butterfly
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Re: Mandate Liability Insurance for Gun Owners

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Message 27 of 38

@Richvawrote:

@GailL1wrote:

@Panjandromwrote:

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.


Then why am I having to carry "UNISURED and UNDERINSURED" coverage if we have this mandate.

 

Mandating responsibility only works for those who ARE responsible and they probably already have adequate liability coverage because that's what they do - act responsibly


What it would do is move the financial liability from the entire taxpaying population to those who want to own guns. Then, it would define what that liability actually is. Then, it would force gun owners to make a financial decision on whether to own guns.  In essense, applying the free market to the financial costs of gun ownership instead of using a socialist approach. 


Responsible gun owners already have liability coverage for any accidental occurance to a 3rd party.  That is all liability coverage is gonna cover.

 

Just like with mandated auto coverage ONLY those responsible are gonna get it and be properly insured for that type of accident. 

 

So you want the responsible gun owners to also pick up UNINSURED or UNDERINSURED gun liability coverage.

 

You cannot mandate responsibility because sections of our populace will never comply.

 

 

* * * * It's Always Something . . . Roseanne Roseannadanna
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Re: Mandate Liability Insurance for Gun Owners

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Message 28 of 38

@GailL1wrote:

@Panjandromwrote:

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.


Then why am I having to carry "UNISURED and UNDERINSURED" coverage if we have this mandate.

 

Mandating responsibility only works for those who ARE responsible and they probably already have adequate liability coverage because that's what they do - act responsibly


What it would do is move the financial liability from the entire taxpaying population to those who want to own guns. Then, it would define what that liability actually is. Then, it would force gun owners to make a financial decision on whether to own guns.  In essense, applying the free market to the financial costs of gun ownership instead of using a socialist approach. 

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Re: Mandate Liability Insurance for Gun Owners

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Message 29 of 38

@Panjandromwrote:

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.


Then why am I having to carry "UNISURED and UNDERINSURED" coverage if we have this mandate.

 

Mandating responsibility only works for those who ARE responsible and they probably already have adequate liability coverage because that's what they do - act responsibly

* * * * It's Always Something . . . Roseanne Roseannadanna
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Super Social Butterfly
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Re: Mandate Liability Insurance for Gun Owners

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Message 30 of 38

ChasKy53:  What freedoms have been taken away?  I know that the freedoms were taken away from many young people in a matter of seconds by the use of weapons capable of firing 40 to 120 rounds per second.

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.

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