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Re: Mandate Liability Insurance for Gun Owners

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Message 11 of 38

@BigLibwrote:


According to the link you posted, but obviously didn't read before doing so, it's not that way in most states. That's the point I was making. If gun death advocates are going to keep spewing the false comparison between cars and guns, then guns should have to go through the same registration and insurance process cars do. That was Pan's cautionary tale. Done dragging out the crayons for right wingers who can't follow a conversation.

 

 


I read enough to see that registration and re-registration isn't universally required.  Basically the post was erroneous.  Now comes the insults about conservatives?  The left is the ones comparing gun ownership to that of vehicles. 

 

Not going to get into your liberal arguements.

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Re: Mandate Liability Insurance for Gun Owners

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Message 12 of 38

@TxGrandpa2wrote:

@BigLibwrote:

 

And if we're going to compare apples and oranges, then just like every car, every gun MUST be registered with the owner's name and address. They move, they must re-register. How about yearly renewal fees. And inspections. And every gun not registered is seized and impounded.

 

 

 

 


Are you sure about that?  Or does it just apply to certain states?  

http://lawcenter.giffords.org/gun-laws/policy-areas/gun-owner-responsibilities/registration/

 

 


According to the link you posted, but obviously didn't read before doing so, it's not that way in most states. That's the point I was making. If gun death advocates are going to keep spewing the false comparison between cars and guns, then guns should have to go through the same registration and insurance process cars do. That was Pan's cautionary tale. Done dragging out the crayons for right wingers who can't follow a conversation.

 

 

http://www.politifact.com/personalities/donald-trump/statements/byruling/false/ (11 pages of lies and growing)
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Re: Mandate Liability Insurance for Gun Owners

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Message 13 of 38

@BigLibwrote:

@GailL1wrote:

@Panjandromwrote:

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.


Then why am I having to carry "UNISURED and UNDERINSURED" coverage if we have this mandate.

 

Mandating responsibility only works for those who ARE responsible and they probably already have adequate liability coverage because that's what they do - act responsibly


If I recall, you're in Georgia. There are twenty states that require UIM insurance, and Georgia isn't one of them. I live in Ohio, and it's not required here either. However, I have UIM coverage, too. I would suspect that's because I have a full coverage policy, and not a mandatory minimum policy. You have a loan on the car, or a full coverage policy? Because you don't "have" to carry UIM coverage as a Georgia resident.

 

https://www.insurance.com/auto-insurance/coverage/uninsured-underinsured-motorist-coverage.html#requ...

 

And if we're going to compare apples and oranges, then just like every car, every gun MUST be registered with the owner's name and address. They move, they must re-register. How about yearly renewal fees. And inspections. And every gun not registered is seized and impounded.

 

I'm really liking your cautionary tale @Panjandrom !

 

 


You are right, I'm in GA.  And I am responsible and have adequate coverage on ALL my property to cover my risk regardless of whether or not it is mandated by any state law - just like other responsible people do - you have stuff you want to protect and you want to be protected against any accidental risk to a 3rd party.

 

Because some people are not insured or not insured enough, responsible people have to add coverage - UNInsured or UNDERinsured coverage - to completely protect themselves from whatever the peril.  I also have Umbrella Liability coverage to boost up the amount of liability coverage to fully cover my risk exposure from some accidental peril to a 3rd party, if ever, wherever, however that may occur- hopefully never.

 

So responsible people insure themselves adequately regardless of any mandate because it is their protection which they pay for.

 

Again, no mandate for gun liability coverage is gonna make those who aren't responsible pick up adequate coverage. 

 

As as to your other off-topic suggestions about registration, illegal guns are already confiscated even those where the person in possession of it does not have an applicable STATE permit.  However, we do have illegal search and seizure laws so there has to be reason to actually find it.

 

I have no problem with court ordered temporary restraining orders for the removal of guns from a person who has a propensity for violence.  Although I am not sure how well this may work in all cases and it has to be carefully enforced from beginning to end in process and timeliness.

 

STATE law is the place where all of this has to be legislated because that is where the enforcement takes place or we are just gonna make the differentiation between federal and state enforcement more complicated as to who is in charge.

 

 

* * * * It's Always Something . . . Roseanne Roseannadanna
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Re: Mandate Liability Insurance for Gun Owners

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Message 14 of 38

Mandatory auto insurance is a slippery slope as this proves it.  

 

Mandatory insurance is wrong because it is a redistribution of wealth from the innocent to the guilty.  Instead of the justice system doing its job by making only the guilty pay for their injustices, everyone pays. Thus, it reduces incentives for people to be responsible for their actions and increases overall irresponsibility within society.  And, mandatory insurance is strong evidence that the government was bribed by insurance companies.  

 

Instead, the justice system itself should be changed to operate more efficiently and accurately. No more, "Wheels of justice turn slowly."  This can be done by having scientists and engineers redesign the justice system from the ground up.     

Old Witch
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Re: Mandate Liability Insurance for Gun Owners

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Message 15 of 38

@GailL1wrote:

@Richvawrote:

@GailL1wrote:

@Panjandromwrote:

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.


Then why am I having to carry "UNISURED and UNDERINSURED" coverage if we have this mandate.

 

Mandating responsibility only works for those who ARE responsible and they probably already have adequate liability coverage because that's what they do - act responsibly


What it would do is move the financial liability from the entire taxpaying population to those who want to own guns. Then, it would define what that liability actually is. Then, it would force gun owners to make a financial decision on whether to own guns.  In essense, applying the free market to the financial costs of gun ownership instead of using a socialist approach. 


Responsible gun owners already have liability coverage for any accidental occurance to a 3rd party.  That is all liability coverage is gonna cover.

 

Just like with mandated auto coverage ONLY those responsible are gonna get it and be properly insured for that type of accident. 

 

So you want the responsible gun owners to also pick up UNINSURED or UNDERINSURED gun liability coverage.

 

You cannot mandate responsibility because sections of our populace will never comply.

 

 


You are claiming gun laws can be ignored so we shouldn't have them. What about laws against MURDER? Those get ignored by gun owners every day, but catching and punishing the "ignorerers" will NOT resurrect their victims. Making the tools for murder harder to get means fewer murders, and by banning semi-auto weapons that can fire more than 8 times before reloading we will virtually eliminate MASS murders.

 

VOTE OUT THE NRAGOP AND END THEIR SLAUGHTER OF INNOCENTS-

Its the ONLY way we'll make our schools safe again.

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Re: Mandate Liability Insurance for Gun Owners

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Message 16 of 38

@Olderscout66

 

Can't miss an opportunity to mention NRAGOP or GOPers can you?

 

State laws have been requiring liability insurance for years even in Democratic administrations.

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Re: Mandate Liability Insurance for Gun Owners

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Message 17 of 38

@ChasKy53wrote:

@oceanedge2wrote:

@TxGrandpa2wrote:

That also is the way dictatorships gain power, the vocal few take away the freedoms of the many.
Put that away in the sock drawer and step into the reality of the "few" and the "many" voices.  It's hard to believe you've not been listening at all.
February 20, 2018 - U.S. Support For Gun Control Tops 2-1, Highest Ever, Quinnipiac University National Poll Finds
https://poll.qu.edu/national/release-detail?ReleaseID=2521

 


If I am not mistaken the Quinnipiac University Polls are one of the most accurate and reliable in America. Surely this should validate that most Americans want gun controls, including banning weapons capable of killing dozens of people in seconds.

 

Enacting gun control laws would hardly be the vocal few taking away the freedoms of the many.


And we don't need to ban guns, only MILITARY- grade weapons, which means SEMI-AUTOMATIC weapons that can fire more than 8 times before reloading. The SCOTUS has ALWAYS ruled the Government has the power to regulate the KIND of guns the public can possess, this simply recognizes the fact technology has advanced to the point where SEMI-AUTO weapons are as deadly and inappropriate for civilian use as the full-auto ones that were banned in 1934.

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Re: Mandate Liability Insurance for Gun Owners

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Message 18 of 38

@GailL1wrote:

@Panjandromwrote:

 

Don't you remember back when auto insurance was mandated and the highways emptied out? When people had to be responsible for the damages and injuries they were no longer free to drive irresponsibly then walk away from the consequences of their actions. Let that be a cautionary tale because it could happen with firearms.


Then why am I having to carry "UNISURED and UNDERINSURED" coverage if we have this mandate. Because the NRAGOP slashed State revenues withtheir taxscams and there's no money to pursue and prosecute the scofflaws, and sometimes the vehicle that hits you is stolen.

 

Mandating responsibility only works for those who ARE responsible and they probably already have adequate liability coverage because that's what they do - act responsibly Not true. That only applies when the NRAGOP allow the irresponsible to proceed unimpeded, which is what they've been doing for half a century.


 

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Re: Mandate Liability Insurance for Gun Owners

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Message 19 of 38

@BigLibwrote:

 

And if we're going to compare apples and oranges, then just like every car, every gun MUST be registered with the owner's name and address. They move, they must re-register. How about yearly renewal fees. And inspections. And every gun not registered is seized and impounded.

 

 

 

 


Are you sure about that?  Or does it just apply to certain states?  

http://lawcenter.giffords.org/gun-laws/policy-areas/gun-owner-responsibilities/registration/

 

 

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Re: Mandate Liability Insurance for Gun Owners

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Message 20 of 38

@Panjandromwrote:

Sorry, that was meant as satire. Of course the highways didn't empty because people had to carry insurance. They accepted it and in my opinion it's been a good thing.

 


I would agree that as many automobiles is on the highways it is basically a requirement.  But then again there are still many uninsured since they buy insurance to register the vehicle then drop it.  There are many illegals, especially here in Texas who doesn't have liability insurance. 

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