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Re: GOP - Marketplace Competition Will Save You

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Message 41 of 69
Panjandrum posted...

Well of course they do seeing that both of those are government programs. They were originated by the government to fill a need, not be a profit making vehicle for private companies. Who else would there be to set the rules?

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---The companies are making a profit

---The government dictate what is covered..that is not free market...under free market people could get a plan that does not cover pregnancy etc.

Our healthcare is mostly run by our government so its not a free market.
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Re: GOP - Marketplace Competition Will Save You

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Message 42 of 69

@Panjandrum wrote:

KidBoy2:  The government does dictate as what can and can not be covered under Medicaid and Medicare that is not a free market place. That is far from free market.

 

 

Well of course they do seeing that both of those are government programs. They were originated by the government to fill a need, not be a profit making vehicle for private companies. Who else would there be to set the rules?


Panjandrum - You could also look at this as an implied warranty that what a consumer is buying is merchantable and fit for the purpose intended.

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Re: GOP - Marketplace Competition Will Save You

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Message 43 of 69

KidBoy2:  The government does dictate as what can and can not be covered under Medicaid and Medicare that is not a free market place. That is far from free market.

 

 

Well of course they do seeing that both of those are government programs. They were originated by the government to fill a need, not be a profit making vehicle for private companies. Who else would there be to set the rules?

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Re: GOP - Marketplace Competition Will Save You

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Message 44 of 69
Panjandrum posted..

KidBoy2: Our healthcare is mostly run by our government so its not a free market.

How so? I'm assuming you don't include Medicare & Medicaid which are indeed run by the gov? But the insurance policies offered on the exchanges are private not government policies although they are regulated by the gov as to what they must cover (lifetime caps, preexisting, women pay same as men, rescissions, etc.). Other types of insurance are also regulated, so please tell us how healthcare is "run by our government". Perhaps you believe the government should keep it's nose out of all insurance?

=================================================

The government does dictate as what can and can not be covered under Medicaid and Medicare that is not a free market place. That is far from free market.
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Re: GOP - Marketplace Competition Will Save You

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Message 45 of 69

rk9152:  As long as the market is kept truly free by regulation

 

 

Do you realize that if it can only be called "truly free" because it's regulated, then it's not truly free? Or do you have an alternate definition of truly free?.

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Re: GOP - Marketplace Competition Will Save You

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Message 46 of 69

Federal Health Reform Legislation and Actions 

Under the Patient Protection and Affordable Care Act (ACA), 

 

Section 1333 permits states to form health care choice inter-state compacts to allow insurers to sell policies in any state participating in the compact.  Two or more states may enter into compacts under which one or more insurance plans may be offered in the such states, subject to the laws and regulations of the state in which it was written. 

 

The insurer would remain subject to the market conduct, unfair trade practices, network adequacy, consumer protection, and dispute resolution standards of any state in which the insurance was sold, be licensed in each state, and notify consumers that it was not otherwise subject to the laws of the selling state. HHS would have to approve interstate insurance sales, certifying that the coverage would be as least as comprehensive as that sold through the exchange, provide coverage and cost-sharing protections at least as affordable and cover at least as many residents as coverage under Title I, and not increase the federal deficit.1

The Role of Federal Law. 

 

Until March 2010 there was no federal law that, in general, either allowed for or prohibited cross-border purchasing of health insurance – only state laws regulate health insurance policies that are “fully insured” – and sold throughout the small employer and individual insurance market in all 50 states. The federal reform law Section 1333 provision enacted in March 2010 (see above) took full effect in January 2016. 

 

Source - http://www.ncsl.org/research/health/out-of-state-health-insurance-purchases.aspx

( " China if You're Listening - Get Trumps Tax Returns " )

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" - Anonymous

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Re: GOP - Marketplace Competition Will Save You

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Message 47 of 69

KidBoy2:  Our healthcare is mostly run by our government so its not a free market.

 

How so? I'm assuming you don't include Medicare & Medicaid which are indeed run by the gov?  But the insurance policies offered on the exchanges are private not government policies although they are regulated by the gov as to what they must cover (lifetime caps, preexisting, women pay same as men, rescissions,  etc.). Other types of insurance are also regulated, so please tell us how healthcare is "run by our government". Perhaps you believe the government should keep it's nose out of all insurance?

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Re: GOP - Marketplace Competition Will Save You

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Message 48 of 69

@ChasKy53 wrote:

@rk9152 wrote:

@sp362 wrote:

mick,

They are also assuming that the marketplace isn't slanted for the companies and away from the consumer.


As long as the market is kept truly free by regulation, competition works to the benefit of the consumer. 


And that's so because you say so?  Can you show any data or source that proves that to be true in relationship to health insurance?


That would be hard since we haven't had a truly free insurance industry for a long time. Obamacare was no more than several shovel fulls deeper.

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Re: GOP - Marketplace Competition Will Save You

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Message 49 of 69

@sp362 wrote:

@rk9152 wrote:

@sp362 wrote:

mick,

They are also assuming that the marketplace isn't slanted for the companies and away from the consumer.


As long as the market is kept truly free by regulation, competition works to the benefit of the consumer. 


You must be drinking the corporate koolaid.  Our form of capitalism is more a form of cronie capitalism and requires the government to keep the playing field level, not stand back and do nothing.  Ever hear of a little company called Enron and energy deregulation?  Deregulation in the banks was good?  I suppose we shouldn't even have regulations that actually require you to be a university if you advertise yourself as one?  Competition only works to the benefit of the consumer when there is truly competition occuring, not companies occupying niches and staying out of the way of others.


Does that mean that you are opposed to crony capitalism or capitalism in general? If the first - we are in agreement?

 

I disagree with the "niche" idea. That creates monopolies - I prefer competition.

 

Remember, the issue isn't regulation - they are fine as long as their intent is to insure competition and are enforced. 

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Re: GOP - Marketplace Competition Will Save You

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Message 50 of 69

@afisher wrote:

   Joke of the day:   As long as the market is kept truly free by regulation, competition works to the benefit of the consumer. 

 

    Name an example of any country that delivers  Healthcare via the mantra written by far righter. 


Health care can easily be included in the category of "necessary goods and services". Are you therefore saying that anything in that category should not be provided by the "mantra written by the far right" (I believe you mean capitalism)?

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