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Choosing Medigap over Medicare Advantage

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Message 11 of 66

@Roxanna35 wrote:

As a Medicare Advantage recipient, I have to say that I now considering a Supplemental plan rather than the Advantage programs. I am seeing that the Advantage programs are getting weaker and weaker in their benefits. So, we have decided to bite the bullet and pay for the Supplemental and have some piece of mind.

 


Isn't having a choice great?

 

(As an aside, my public Part C Medicare Advantage plan has actually added more and more benefits over the years I have been on it but it all depends on where you live. The amount of premium support my plan sponsor, a non-profit run -- or formerly run -- by FDR's grandson, is a factor of how much money is spent per person on Original Democratic Party Medicare in my county. The more is spent on Original Democratic Party Medicare, the more my Part C benefits go up -- or my premiums go down for the same coverage. That's because the Original Democratic Party Medicare spending in a county sets each county's public Part C benchmark and Part C plan sponsors "bid" against that benchmark, not all other sponsors of Medicare insurance. The sponsors then have to give us on Part C 75% of any difference between their bid and the benchmark in more benefits, while the Medicare Trust Funds keep the other 25%.

 

(But it all depends on where you live. The more my neighbors on Original Democratic Party Medicare spend, the better my Part C plan gets. It's a stupid way to do it but it sure has benefited me.)

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Re: A path to single payer?

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Message 12 of 66

@ChasKy53 wrote:


 

It isn't "government paid for", continually repeating a lie doesn't make it true. Taxes pay for it. Medicare for all as proposed would be paid for with taxes collected from anyone working and from a 6% employer tax.  The money does into a fund and contracted insurance companies would administrate the plan. Read the bill and focus instead of trying your hocus-pocus.

 

The government is writing the check. But, in a sense, you are right. As I have often said, it is just a government run wealth redistribution scheme. And do you really think the current tax plan for Medicare would cover the expenses of socialized medicine called "medicare for all". You are forgetting that medicare recipients earn it through work - that is not the concept you are proposing.

 

Now, about "lying" and "hocus-pocus"........


 

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Re: A path to single payer?

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Message 13 of 66

@Richva wrote:

I see a lot of "wa wa wa wa" being posted about socialized medicine.  I am not sure what they mean by socialized medicine but Medicare seems to be OK with old Republicans and we just want to extent that as an option for everyone.  I guess letting the consumer decide is against the RWNJ platform. 

 


Socialized medicine, like Obamacare does not let the consumer decide.

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Re: A path to single payer?

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Message 14 of 66

@rk9152 wrote:

@ChasKy53 wrote:

@rk9152 wrote:

@ChasKy53 wrote:

 


Very well and simply explained.

 

I too wish that conservatives would listen to their pocketbooks and the worse outcomes of our system of health care compared to what a medicare for all type plan would bring. Their misinterpretation of it being 'socialism', "government-run", or "free health care" also hinders their thinking on this.


I would suggest that a look at Obamacare does cause one to develop negative thoughts about socialized medicine and government run healthcare. You mentioned "free health care" - I agree, there is no such a thing as "free" but isn't all the people getting health care "free" one of the selling points of Obamacare?

"Obamacare" is not "socialized medicine" and "government run healthcare".  And no, free health care is not one of the selling points of Obamacare. Medicaid was already in place and subsidies are not "free health care".

If the government is making the decisions as to who is covered for what and who will pay how much - that pretty much puts the government in charge. As to "free" if you combine the subsidized and the fully subsidized and then throw in the whines about all the people who would die in the streets without Obamacare - you get a picture as to the "wealth redistribution" aspect of Obamacare.

 

How about the VA? Imagine a situation like that covering all of our healthcare. Remember, under government control people falsified documents and needed care was not delivered. And yet, when all that was found out - it took an Act of Congress to fire the people involved. And that was the SESs, the GSs were untouchable. Is that a system that leads to efficiency and good service??


'Medicare for all' would not be like the VA so using it as an example is moot. But nice try though, nice try, but lame.

Government paid for, government in charge - what is different?


 


It isn't "government paid for", continually repeating a lie doesn't make it true. Taxes pay for it. Medicare for all as proposed would be paid for with taxes collected from anyone working and from a 6% employer tax.  The money does into a fund and contracted insurance companies would administrate the plan. Read the bill and focus instead of trying your hocus-pocus.


Democrats in 2020
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Re: A path to single payer?

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Message 15 of 66

I see a lot of "wa wa wa wa" being posted about socialized medicine.  I am not sure what they mean by socialized medicine but Medicare seems to be OK with old Republicans and we just want to extent that as an option for everyone.  I guess letting the consumer decide is against the RWNJ platform. 

 

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Re: A path to single payer?

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Message 16 of 66

@Roxanna35 wrote:


I can't do that RK  because each and every country has desinged their own National Health Care system. according to what their country needs to have done. 
I am sure that the US if they were to go for a National Health Care system would have to look as to how to implement such a system via taxes  via private medical systems ?   I do know that private insurance companies do exist in all of the countries that have National health care system so it could probably be a hybrid of a comunal cooperation between private industries and federal  government or state government.
We do have to leave the mentality that the US  cannot dictate to its citizens in certain issues, We have today, laws that encompass the rules and regulations of this society.
We have licencing of many things that the citizens have to comply whether they approve of them or not. 
There is no system that will be "perfect" for everyone. but the exceptions cannot dictate to  the majority.


An interesting approach, "RK  what I like best about you is that you refuse to understand how little you seem to know about a National Health Care System. You keep on harping that the government in those cases will run everything. and guess what ?  they don't but I guess that you refuse to see the light and simply have gotten stuck on socialized medicine". I refuse to understand, and I can't see, and I harp. But, when asked for an explanation, all you've got is, "I can't do that RK  because each and every country has desinged their own National Health Care system".

 

Then you come up with people in countries with socialized who can afford it buying their own insurance.

 

So, basically, you are talking about a welfare system under which the productive members of society pay for their own insurance and the other folks' too.

 

If that is the vision, fine. I'm not being critical, I'm just trying to define what we are talking about.

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Re: A path to single payer?

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Message 17 of 66

@rk9152 wrote:

@Roxanna35 wrote:

RK  what I like best about you is that you refuse to understand how little you seem to know about a National Health Care System. You keep on harping that the government in those cases will run everything. and guess what ?  they don't but I guess that you refuse to see the light and simply have gotten stuck on socialized medicine.

By the  way, you probably would have done better in Boca,  Miami, Fr Lauderdale they have power and very little damanage except for Miami Beach at this point.

 


Rather than pointing out how little I know, why not take a different tack - explain how the government would control the spending and not control what happens?

 

Why not describe this dream system of yours in which all needs are assured by the government but is not socialized medicine because the government is not in charge.


I can't do that RK  because each and every country has desinged their own National Health Care system. according to what their country needs to have done. 
I am sure that the US if they were to go for a National Health Care system would have to look as to how to implement such a system via taxes  via private medical systems ?   I do know that private insurance companies do exist in all of the countries that have National health care system so it could probably be a hybrid of a comunal cooperation between private industries and federal  government or state government.
We do have to leave the mentality that the US  cannot dictate to its citizens in certain issues, We have today, laws that encompass the rules and regulations of this society.
We have licencing of many things that the citizens have to comply whether they approve of them or not. 
There is no system that will be "perfect" for everyone. but the exceptions cannot dictate to  the majority.

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Re: A path to single payer?

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Message 18 of 66

@Roxanna35 wrote:

RK  what I like best about you is that you refuse to understand how little you seem to know about a National Health Care System. You keep on harping that the government in those cases will run everything. and guess what ?  they don't but I guess that you refuse to see the light and simply have gotten stuck on socialized medicine.

By the  way, you probably would have done better in Boca,  Miami, Fr Lauderdale they have power and very little damanage except for Miami Beach at this point.

 


Rather than pointing out how little I know, why not take a different tack - explain how the government would control the spending and not control what happens?

 

Why not describe this dream system of yours in which all needs are assured by the government but is not socialized medicine because the government is not in charge.

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Re: A path to single payer?

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Message 19 of 66

RK  what I like best about you is that you refuse to understand how little you seem to know about a National Health Care System. You keep on harping that the government in those cases will run everything. and guess what ?  they don't but I guess that you refuse to see the light and simply have gotten stuck on socialized medicine.

By the  way, you probably would have done better in Boca,  Miami, Fr Lauderdale they have power and very little damanage except for Miami Beach at this point.

 

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Re: A path to single payer?

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Message 20 of 66

@ChasKy53 wrote:

@rk9152 wrote:

@ChasKy53 wrote:

 


Very well and simply explained.

 

I too wish that conservatives would listen to their pocketbooks and the worse outcomes of our system of health care compared to what a medicare for all type plan would bring. Their misinterpretation of it being 'socialism', "government-run", or "free health care" also hinders their thinking on this.


I would suggest that a look at Obamacare does cause one to develop negative thoughts about socialized medicine and government run healthcare. You mentioned "free health care" - I agree, there is no such a thing as "free" but isn't all the people getting health care "free" one of the selling points of Obamacare?

"Obamacare" is not "socialized medicine" and "government run healthcare".  And no, free health care is not one of the selling points of Obamacare. Medicaid was already in place and subsidies are not "free health care".

If the government is making the decisions as to who is covered for what and who will pay how much - that pretty much puts the government in charge. As to "free" if you combine the subsidized and the fully subsidized and then throw in the whines about all the people who would die in the streets without Obamacare - you get a picture as to the "wealth redistribution" aspect of Obamacare.

 

How about the VA? Imagine a situation like that covering all of our healthcare. Remember, under government control people falsified documents and needed care was not delivered. And yet, when all that was found out - it took an Act of Congress to fire the people involved. And that was the SESs, the GSs were untouchable. Is that a system that leads to efficiency and good service??


'Medicare for all' would not be like the VA so using it as an example is moot. But nice try though, nice try, but lame.

Government paid for, government in charge - what is different?


 

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