If you are planning on buying a Tesla- AARP/Hartford will not insure it.

[porterjames2]

I have had AARP/Hartford auto insurance for a number of years.  I just tried to add a Tesla to my policy and was shocked to find out the Hartford will not cover it.  I had to find an new auto insurance carrier.

Apparently a few insurance companies won't cover Tesla vehicles.

I suggested that AARP find another partner that can meet the needs of it's members.

Just another thing to think about when shopping for an automobile

[RichardH590013]

Hartford turned me down on a used car that I just bought. 2014 Kia Sportage SUV. I guess my 5 year good driver rating with GEICO for 50 years is not good enough for them. Don't waste your time on them, I hear they'll raise your rates 40% to 70% without any reason by the threads on this site.

08/02/2020 See below response when I tried to get insurance:

"Thank you for contacting The Hartford.

Based on the information provided, The Hartford is unable to issue insurance coverage at this time."

[moviedoc]

I just bought a Model 3. Hartford's excuse for not coveing Tesla, I was told by a representative, is that they see Tesla as in the same class with Ferrari, Lamborghini, Bentley, etc., which is absurd.

AARP, hear me: A big part of what keeps me a member is the insurance. If Hartford doesn't get with the program, I will likely move ALL my insurance to another company.

[DaveMcK]

This is not the place to contact AARP/HARTFORD about insurance coverage for any area.

As noted before: 

‎08-28-2018 06:46 PM

My first thought is that there is not enough accident history to set rates for these vehicles. It has been a long time since I took principals of insurance. I would suggest you shop the insurance market. I'm sure they are a very small percentage of the vehicles that would be covered. Not enough to add them under the blanket coverage of many inuance companies. It is all about spreading their risk across a large cross section of vehicle types.

There are just 300,000 Tesla cars on the road compared to the 35,000 new Camry's sold in March 2018.

[DaveMcK]

My first thought is that there is not enough accident history to set rates for these vehicles. It has been a long time since I took principals of insurance. I would suggest you shop the insurance market. I'm sure they are a very small percentage of the vehicles that would be covered. Not enough to add them under the blanket coverage of many inuance companies. It is all about spreading their risk across a large cross section of vehicle types.

There are just 300,000 Tesla cars on the road compared to the 35,000 new Camry's sold in March 2018.

[moviedoc]

Not helpful, Dave.

What IS the place??

[DaveMcK]

For auto insurance go to:
https://www.aarp.org/benefits-discounts/all/hartford-auto/

This is a chat group.

[moviedoc]

A chat group?

Really?

There's nothing at the URL you provided that allows me to let AARP know that they should pressure Hartford to cover Teslas or find a new insco.

[DaveMcK]

If you clck on the link this is what you will find. 

AARP® Auto Insurance Program from The Hartford

DETAILS

DISCLOSURES

Auto Insurance

The AARP® Auto Insurance Program from The Hartford offers savings and benefits designed to reward members for being safer, more experienced drivers. The program offers a Lifetime Renewability benefit in most states – coverage will be renewed each year as long as you meet a few simple requirements. No-cost, no-obligation quotes are available. Added savings if you bundle your home and auto policies.

How to Access

Enter or mention your AARP membership number to get a quote online or by phone.

SEE AVAILABILITY IN YOUR STATE

You'll leave AARP.org and go to the website of a trusted provider. The provider's terms, conditions, and policies apply.

LEARN MORE

or call The Hartford at 1-800-684-5518

[ReyesGray]

I own a Tesla and use SF.  I just tried to call for a quote given that I get at least one solicitation from Hartofrd a month throuh AARP.  Why not...?

It would have saved everyone time and money if it read on the solicitation "We don't Insure Teslas."

Oh well.

[DaveMcK]

My first thought is that there is not enough accident history to set rates for these vehicles. It has been a long time since I took principals of insurance. I would suggest you shop the insurance market. I'm sure they are a very small percentage of the vehicles that would be covered. Not enough to add them under the blanket coverage of many inuance companies. It is all about spreading their risk across a large cross section of vehicle types.

There are just 300,000 Tesla cars on the road compared to the 35,000 new Camry's sold in March 2018.

[ManicProgressive]

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@porterjames2 wrote:

I have had AARP/Hartford auto insurance for a number of years.  I just tried to add a Tesla to my policy and was shocked to find out the Hartford will not cover it.  I had to find an new auto insurance carrier.

Apparently a few insurance companies won't cover Tesla vehicles.

I suggested that AARP find another partner that can meet the needs of it's members.

Just another thing to think about when shopping for an automobile

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Wow, did they say why? There are many Teslas where I live and it’s on my to-buy list in a few years.  That’s very odd...