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Question  What's some advice for protecting your identity  online ?   Answers Never give your Social Security number, phone number, where you reside, or   bank information. Make sure you create your personal Social Security Account with the the Social Security Administration, even though you may not be drawing Social Security checks yet (each SS# can create only one, and by you creating one then  scammers  cannot use your SS# to create one & steal your money). Put a credit lock on yourself with the three major credit bureaus and remember to put the “unlock” code in a very safe place. Enroll in a good identity theft monitoring service that includes the black web, and provides you with access to monthly credit reports and  FICO  scores. The   Federal Trade Commission   has excellent information on their website about protecting your identity and your children's identity Closely monitor your financial accounts.  Create strong passwords, and change them at least quarterly.  Use different  passwords  for different sites.  Keep your passwords private.  Mix up the characters so that there are no distinguishable words and use/subscribe to a password app/service such as  Dashlane  or  1Password  or  Lastpass , so that you don't have to worry about memorizing your password and more importantly, so it will make the process of creating complex passwords more convenient and safe for you, since you won't have to memorize them, or write them down! Never write them down anywhere. Password apps like these have counterpart apps for your phone, Mac or PC, so they'll be accessible and encrypted where ever you go. Shred any snail mail that you receive before tossing it. Protect your web access at home. Learn about protecting your home network. In a nutshell, try to turn off the broadcast to your routers  SSID  or network name. Set up encryption for your network and password protect access to it. If you don't know what I'm talking about, that's not a good thing. Talk to an expert or research to learn more. Don't open Emails you do not recognize. These are often  physhing  exercises. Have security software on but know hackers can break through.  Add  NOMOROBO .com if it's available with your phone system, it's free for many land lines. Avoid responding with confidential information when using a public/ guest  hotspot . If you do need to access the  internet  while out and about, use Virtual Private Network ( VPN ) software or better yet, a  VPN  device to encrypt your public  Wifi  session. Or at the very least, use your phone or tablet and connect over your cellular account to surf the web instead of using  Wifi .   Learn from the personal experiences of others:   Last week I got a call from "Social Security" stating there were some type of fraud going on, I looked at the number they used to call me and then I began asking questions like - who are you and what is your name? I also said this is  "Social Security"  correct and he said yes, he then asked me for my social security number to verify if it is me. I then said to him if you were  "Social Security"  you would already know my number and then he hung up. Always get a name and their number and hang up. And then you can  Google  the information to find out if it's fraud.   I was a victim of fraud many years ago, so I have first hand experience unfortunately. Locking your credit won't protect you  online , but it is an identity issue that could result if you do not take seriously, steps that will reduce your chances of having your identify stolen because of  online   internet  access. To help minimize your exposure. Protect your computer and web experience. There are quite few in the marketplace. Most of the good ones require a monthly or yearly subscription. The important thing is, there are many ways for you to get hacked when accessing the web, and  online  security is like a service. The more you scrimp, the more you increase your chances of being hacked. Go with nothing and your risking  a lot . A tool such as this will reduce the chances of vulnerability. 
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Open Enrollment: Oct 15-Dec 7, 2019 Find resources to help you decide on the best healthcare insurance plans for you during Open Enrollment season

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