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Two Medicare Supplement Plans

Hi all! I'm curious to know if it's okay to have two Medicare Supplementary plans. I'm on my wife's work plan now, but I'll be turning 65 in November and I was thinking of switching to my own work retirement supplement plan. Though I think mine is better for a few reasons, I'm not positive about it. So, we were thinking it might be good if I kept the old one while taking the other as well. 

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Bronze Conversationalist

@brian552020 I am assuming your plan, and your wife's plan, are traditional employer group health plan.

 

If so, and both of you are actively employed (not retired), the group plan is primary and Medicare is a secondary payer. Under that scenario I can see no reason for having group + Medicare and you definitely don't need a supplement or drug plan.

 

If you don't have an HSA and want to take the "free" Part A Medicare you can. Just don't sign up for B until you are ready to retire.

 

Neither do you want to have two group health plans. Complete waste of money.


Bark less. Wag more.
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Honored Social Butterfly

Don't think that having (2) will work for any benefit to you - especially if it is working with Medicare.

Medicare.gov - How Medicare works with other insurance 

 

 

It's Always Something . . . . Roseanna Roseannadanna
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