@janew667584 Thrivent For Lutherans has been around for a number of years. Until recently they were offered through a captive field force.
They are not particularly competitive in my state so I haven't paid much attention to them.
You don't have to be Lutheran but I believe there is a "faith statement" on the application.
The product has only been available to brokers for a couple of years. Not much inside industry info on them.
Rate increase history does not matter.
Bark less. Wag more.