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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 491 of 664

I am in Ohio and yes I'm refering to the Medigap - in this case Plan N- program. I was told this offer is thru UHC's biggest competitor. (Yes they gave me the name) Most Ohio folks know who that is.That's why I suggest people contact their broker to see if there are any special offers, like I did. This offer is through my broker and only for folks who are already using them. My point being that you don't know if you don't ask. As for the price difference, it's about $23.00/month and the insurance rate increases average about 6-8% per year which is about $7.88/mo, (same as UHC has been) so it will take 3-4 years to catch up to what I would pay UHC now.) Is it perfect? Probably not, but I have several friends on this policy and they are satisfied. Are they trying to take UHC customers? I'm sure they are. But saving $276 next year and getting another year of Silver Sneakers adds up to $550+ saved next year. Does Ohio have a pre-existing condition clause-yes, which is why I figured I couldn't switch, but this company has waived it for this year with this insurance broker. AND it does send a message to UHC. My Humana Rx went up $10.00 mo. to $ $27.50 next year and I'm dumping them as well for a $15.00/mo plan. With Good Rx I can get many of my regular prescriptions cheaper anyway. The insurance companies bet on people not paying attention and not changing when they can save money. It's time "we the people" send them a message that we're tired of their practices. 

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 492 of 664

@GailL1 wrote:

@goliath

In your previous post you called your current plan - a "supplement".   I will assume you do mean it is one of the alphabet choices of a Medigap plan.

___________________________________________________________________


For those who don't know.   Medicare Supplement Insurance(original name I think) and Medigap are synonymous.  The millennials couldn't handle three consecutive words.  Smiley Happy
Ron
Plan J (grandfathered) Virginia
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 493 of 664

Plan N with UHC. I am in Ohio and just received notice of the Silver Sneakers cancellation a couple weeks ago; along with paperwork to take to a gym for a 50% discount. I travel extensively and will no longer be able to afford the dues at all the  gyms I use even at the 50% discount. 

 

Of particular interest, in 2017 United HealthCare Group had an operating income of $15.2 billion ( with a "b") up 18% year over year. And they can no longer afford caring for senior welfare with the Silver Sneakers program? Corporate greed may just destroy our republic.

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 494 of 664
"The Silver Sneakers program is an EXTRA benefit, meaning it is not regulated to be a benefit of any Medigap plan - so it can leave one as easily as it can leave another."

Until I hear otherwise I'll have to assume this was the choice of UHC not SS. Even if SS left UHC, which I doubt, it would have still come down to a bottom line issue.
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 495 of 664

I would really like to know who the new recommended company turns out to be.

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 496 of 664

It would be great to hear the outcome

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 497 of 664

@Bollfe wrote:

Thank you Republican Congress for giving into big Pharma and the insurance companies.


I don't see any connection to politics at all in this subject thread.

 


* * * * It's Always Something . . . Roseanne Roseannadanna
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 498 of 664

@goliath

In your previous post you called your current plan - a "supplement".   I will assume you do mean it is one of the alphabet choices of a Medigap plan.

 

Various state rules also affect how easy or how hard it is to switch Medigap plans - concerning things like underwriting and any determined period when a pre-existing condition might be excluded. 

 

The way insurers figure how their premium is calculated also makes a difference - age issued, community rated or attained age - in the premium and how fast or slow it might escalate.

 

Can you share with the group what state you are in and how the premium of your new policy is calculated or the alphabet plan you picked and the new insurer.  The state matters a lot.

 

ALL Medigap plans (with the same alphabet ) are the same in Medicare coverages - The Feds regulate that coverage.  Plan F is the same with all insurers, same with Plan G - the only thing different is the premium which they set.

 

The Silver Sneakers program is an EXTRA benefit, meaning it is not regulated to be a benefit of any Medigap plan - so it can leave one as easily as it can leave another.

 

But glad you are pleased with your new pick.


* * * * It's Always Something . . . Roseanne Roseannadanna
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 499 of 664

Another Leno person.

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 500 of 664

I will lose my Silver Sneakers in January, so even though I didn't think I could change insurances, I decided to call my insurance broker. Surprise! I'm eligible for a guaranteed issue (which means no "applying") from another very large provider that will give me Silver Sneakers AND will cost significantly less per month. The coverage, deductables, etc. are the same. Check with your broker, you may be eligible for a better deal as well. Bub- bye UHC!!

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