It’s open enrollment season for Affordable Care Act health insurance! Here are 11 things you need to know.

Reply
Conversationalist
1
Kudos
6353
Views

Re: Silver Sneakers being droped by AARP recommended insurer

6,353 Views
Message 81 of 663

To date I have refused to stop my original Medicare plan with a gap policy and move to a Medicare Advantage plan.  I want to be able to use any physician or health professional system anywhere in the USA.  I had a medical condition that needed surgery and was so rare that I could only go to another state and pay out of pocket. But after 10 years of suffering, a local surgeon took cutting-edge-training and I was able to get that needed surgery. It took only 20 minutes and normal healing time...I now live a normal pain free life.  So in answer to your situation, I do feel sorry that you have lost your wide access to your physicians of choice now and in future unless you move back to the original Medicare insurance.  It is a shame that Silver Sneakers is being cut out of insurance policies.  My experience with Silver Sneakers is that the fitness and health company is excellent in reputation, services, website, newsletter, videos, and has wide varity of health information for seniors.  

Report Inappropriate Content
1
Kudos
6353
Views
Highlighted
Conversationalist
1
Kudos
6113
Views

Re: Silver Sneakers being droped by AARP recommended insurer

6,113 Views
Message 82 of 663

In 2017 I had Original Medicare, plus Mutual of Omaha supplemental. I asked MO of they offered SilverSneakers and they said no. So for 2018, I switched from Original Medicare to Medicare Advantage and signed up with UHC for the SilverSneakers free healthclub membership because the health club that I've been going to for years that is 5 minutes away from my ouse was participating in SS. Then this year UHC dropped SilverSneakers and my club won't participate in RenewActive. I was told this was due to a "conflict of interest." Then why does LA Fitness (20 minutes away for me) participate in both programs? So this past January, I tried going on medicare.gov in search for other MA plans to switch to (because we have until March 31st to switch) that would have SS and unfortunately, my doctors aren't in their network or my drugs aren't in their formulary. Does Original Medicare now offer SS? Also, I was told by LA Fitness that now you only get 50% off with SS, whereas previously the membership was free!

Report Inappropriate Content
1
Kudos
6113
Views
Conversationalist
0
Kudos
6259
Views

Re: Silver Sneakers being droped by AARP recommended insurer

6,259 Views
Message 83 of 663

I just heard about this as well! I was searching the web for info about what is going on with sneakers and found this video https://youtu.be/Ug_BMbO6TKk The only person I've found to give alternatives if you still want to have a plan that inlcudes it. Called them up and got the scoop on the F extra also. If you want info on whats going on with the time period for F extra they seem to know their stuff there

Report Inappropriate Content
0
Kudos
6259
Views
Bronze Conversationalist
0
Kudos
4365
Views

Re: Silver Sneakers being droped by AARP recommended insurer

4,365 Views
Message 84 of 663

To update my previous post re CALIFORNIA residents. My broker just sent me this link. To be absolutely sure, I called Blue Shield at the number listed and confirmed that during this special period, I can change from an Anthem G plan to the Blue Shield F Extra Plan. That would have been my first choice when I made my change in January, but it would have required underwriting because it was an upgrade from my F Plan with UHC. So I'm going to grab this opportunity and get changed asap.

 

https://www.blueshieldca.com/bsca/bsc/wcm/connect/sites/sites_content_en/medicare/supplement_plans/o...

 

 

Report Inappropriate Content
0
Kudos
4365
Views
Bronze Conversationalist
0
Kudos
4367
Views

Re: Silver Sneakers being droped by AARP recommended insurer

4,367 Views
Message 85 of 663

My broker alerted me yesterday that Blue Shield wants more of the business.  They have extended the period you can switch to an equal or lower plan without underwriting to run all year 2019.  So you don't have to wait until your birthday to change. Blue Shield includes Silver Sneakers. I believe that info is validated on the Blue Shield Site https://blueshieldcamedicare.com/medicare-plans-california/medicare-supplement-plans/.  Since it runs month-to-month, I'm guessing an application submitted today might get you on effective tomorrow. 

Hope this info helps someone.

Report Inappropriate Content
0
Kudos
4367
Views
Info Seeker
0
Kudos
5232
Views

Re: Silver Sneakers being droped by AARP recommended insurer

5,232 Views
Message 86 of 663

See my earlier reply --- the Chicago manager of my club told me that I can use the new plan -- which AARP says they know nothing about - all over the USA!

Report Inappropriate Content
0
Kudos
5232
Views
Info Seeker
0
Kudos
4093
Views

Re: Silver Sneakers being droped by AARP recommended insurer

4,093 Views
Message 87 of 663

The sign was posted on the doorof LA Fitness here in Chicago,and while the savings seem smalll, I was told by the manager, that I can use the new and improved option all over the country! When I emailed AARP for more info, I was told that they cluld not help me, based on the information I provided???

Report Inappropriate Content
0
Kudos
4093
Views
Info Seeker
1
Kudos
4401
Views

Re: Silver Sneakers being droped by AARP recommended insurer

4,401 Views
Message 88 of 663

In Pennsylvania, I switched to Humana supplemental.  Great customer service, paying less for more .... AND Silver Sneakers.  Now if there is an alternative to AARP for seniors to that isn't i the pocket of the insurance, pharmaceutical, and travel companies, and that doesn't try to manipulate and screw over vulnerable seniors, I'll sign up immediately!

Report Inappropriate Content
Tags (1)
1
Kudos
4401
Views
Conversationalist
3
Kudos
4404
Views

Re: Silver Sneakers being droped by AARP recommended insurer

4,404 Views
Message 89 of 663

Reminder.  You can change your Medicare medigap/supplement plan any month,   Advantage plans can only be changed Oct to December.

If you have a pre-existing condition that requires an underwriting, in California you can change supplement on your birthday month without an underwriting.  In Ohio you change change to Medical Mutual until end of june without an underwriting.

AARP-UHC is usually more expensive than your state's other supplement insurance companies (which also have silver sneakers) because UHC gives AARP 5% or so commission.

Look up your states Supplement plans that support silver sneakers!

In Ohio, I have Fitworks and LA fitness and YMCA for free.  And other fitness centers when we travel to Florida in winter.

AARP get 60 to 70% of it's revenue from insurance companies (not membership fees).

Report Inappropriate Content
3
Kudos
4404
Views
Info Seeker
4
Kudos
4427
Views

Re: Silver Sneakers being droped by AARP recommended insurer

4,427 Views
Message 90 of 663

Additionally, the new  AARP “special offer” of 50% off at LA Fitness is nonsense.  The regular LA Fitness monthly rate for a single site is $24.95/month.  The monthly rate (single site) through AARP is $22.00, which, I am told is half off the $44.00/month which AARP is charged by LA Fitness.  Even factoring in the exemption from a $99 initiation fee and the $40 yearly extra fee charged by LA Fitness, over the long haul this is still not 50% off. Next year I’m exploring my options. The sellling point for the AARP Plan for us was the Silver Sneakers gym membership.  

Report Inappropriate Content
4
Kudos
4427
Views
cancel
Showing results for 
Search instead for 
Did you mean: 
Users
Announcements

Open Enrollment: Oct 15-Dec 7, 2019 Find resources to help you decide on the best healthcare insurance plans for you during Open Enrollment season

Top Authors