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Silver Conversationalist
1
Kudos
1902
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Re: Silver Sneakers being droped by AARP recommended insurer

1,902 Views
Message 321 of 603

I am very sorry to hear of your situation. Our local Recreation Center that now offers Silver Sneaker classes five days a week, is looking at various options to make the classes available to everyone regardless of insurance coverage.  One idea is a low fee per month without having to pay membership fees.  Perhaps a facility in your area will also agree to work with you and others in the same situation on an affordable alternative.

 

Otherwise, have you looked into your local Senior Center?  Our Senior Center membership per year is reasonable ($33 per year) and offers an exercise class once a week.  In addition there is an exercise class with a nurse once a month. They also have many social activities to keep you busy.

 

Our local hospital has free classes for cancer patients and survivors, generally Yoga classes.  Perhaps your hospital has the same.  

 

It is unfortunate that AARP does not seem to be our Advocate in this matter with UHC.  Silence is all we have heard.

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Info Seeker
0
Kudos
1997
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Re: Silver Sneakers being droped by AARP recommended insurer

1,997 Views
Message 322 of 603

Very upset. Had ins agent in home to change to health ins company that still offers SS. Seems because I'm a cancer survivor (precondition) disqualifies me from changing health insurance or else paying as much as if I built my own pool. Be carefull was shocked to find out I could be refused or forced to pay mega bucks to change. The W wants $40.00 a month is that $480.00 a year? Some gyms @$29.99 a month plus enrollment fees app $100.00 is that 400.00 a year. Thankyou AARP very very much.  Our AARP membership expires in 2024 won't be renewed, our multi vehicles and homes insurance willnot be renewed with The Hartford. Your loyalty to us deserves the same in return.

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Kudos
1997
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Conversationalist
0
Kudos
1975
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Re: Silver Sneakers being droped by AARP recommended insurer

1,975 Views
Message 323 of 603

If you're annoyed by the discussion stop reading it. I have found a lot of useful information in the comments!

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Kudos
1975
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Highlighted
Bronze Conversationalist
3
Kudos
1954
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Re: Silver Sneakers being droped by AARP recommended insurer

1,954 Views
Message 324 of 603

Perhaps there are endless comments because a very large number of people feel misled.  I would think the purpose of this forum would be for members to exchange information and opinions.  That is what is happening here.  Many people signed up for the AARP promoted UHC program specifically for the SS benefit.  No one is forcing you to read this, unless you work for one of the organizations and are trying to intimidate the people expressing their thoughts and opinions.  If you are tired of the posts, quit reading them.  Let the people who want to express their views do so.

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Silver Conversationalist
2
Kudos
1908
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Re: Silver Sneakers being droped by AARP recommended insurer

1,908 Views
Message 325 of 603

You are missing the point.  First of all, we are not talking about Advantage and Complete plans.  Those plans DO include Silver Sneakers or an accepted version of it.  Silver Sneakers being dropped affects those with Medigap policies.  Everyone does make a choice and I made the choice to pay a monthly premium for AARP UHC Supplemental because it fit my personal needs AND included Silver Sneakers.  I believed the sales pitch that SS was an added value at no extra charge because Senior Health is very important to them. Obviously, the only thing important to them is their bottom line and enormous bonuses.  Kickbacks from Medicare and others to the insurance companies is more for Advantage and Complete plans than for Medigap plans and this is not right.  

 

If this subject annoys you, so be it. 

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Info Seeker
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Kudos
1937
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Re: Silver Sneakers being droped by AARP recommended insurer

1,937 Views
Message 326 of 603
Well stated - let's hope this puts an end to the endless comments about this subject. Everyone has a choice - make the best one for you and your family.
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Valued Social Butterfly
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Kudos
1979
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Re: Silver Sneakers being droped by AARP recommended insurer

1,979 Views
Message 327 of 603

@NancyR150749 wrote:

SS is not a requirement of Medicare medigap plans. It's just a perk the various insurance companies use to distinguish themselves and lure customers to buy their medigap plan..  I don't think complaining to Medicare will do anything.  If insurers like UTC lose customers because they take away a benefit, then they listen.  


True, the "Star Rating"'system does ONLY affect Medicare Advantage plans but people here are also complaining about the SilverSneakers program being removed from those UHC /AARP plans as well - even though it seems to being replaced by one that is designed by UHC.

 

Medigap or Medicare Supplemental plans are not really Medicare insurance - they are ONLY GAP coverage with specific gap coverage based on what traditional Medicare pays -

 

Any insurance company that is offering any special benefit outside of the traditional Medicare coverage requirements are only offering it as a marketing enticement to get enrollment in their GAP plan and it can go away at anytime.

 

If Silver Sneakers or any of these special things is important to a beneficiary, then all they have to do is switch from traditional Medicare to a Medicare Advantage plan and then EVERY year during open enrollment they can switch to whatever Medicare Advantage plan they want to keep whatever benefits they deem necessary for themselves.

 

Premiums for Medigap (Medicare Supplemental) plans can increase every year based on several things - all under the scrutiny of any particular state.  The way these types of policies are rated as set down by not only traditional Medicare rules but also state specific rules - community-rated, Issue-age rated, Attained age rated.

 

You have the "birthday rule" in CA - other states don't have that rule.  

In fact many seniors in the traditional Medicare program do not have ANY Medigap coverage.  Their income is too much for Medicare / Medicaid or Extra Help but their income is too low for paying a monthly Medigap plan.  

 

Many disabled people on SSDI who have done their 24 month time and are time on Medicare and choose the traditional program do not have access to any Medigap policy until they reach 65 years old.  

 

I just don't understand all the complaints here about a Medigsp policy that is dropping some special option when there was no assurance that it would stay a special offering.  Especially when a senior has other choices - that's what people (anybody) are suppose to do with health insurance - pick the plan that is best for them.  

 

If traditional Medicare is not the best choice for a person's needs - look to a plan that is - in this case, go to a Medicare Advantage plan where it can be changed every year during open enrollment.

* * * * It's Always Something . . . Roseanne Roseannadanna
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Kudos
1979
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Conversationalist
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Kudos
1996
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Re: Silver Sneakers being droped by AARP recommended insurer

1,996 Views
Message 328 of 603

SS is not a requirement of Medicare medigap plans. It's just a perk the various insurance companies use to distinguish themselves and lure customers to buy their medigap plan..  I don't think complaining to Medicare will do anything.  If insurers like UTC lose customers because they take away a benefit, then they listen.  

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Kudos
1996
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Valued Social Butterfly
0
Kudos
1577
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Re: Silver Sneakers being droped by AARP recommended insurer

1,577 Views
Message 329 of 603

@kk9436

 

Why don't you complain to MEDICARE

Medicare.gov - Complaint Form

 

Maybe it will affect the insurers "Star Rating" - meaning it will affect their pocketbook.

* * * * It's Always Something . . . Roseanne Roseannadanna
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Conversationalist
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Kudos
1538
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Re: Silver Sneakers being droped by AARP recommended insurer

1,538 Views
Message 330 of 603

I just called UHC 800-523-5800 and spoke to a Medicare customer service representative to file a complaint for dropping SS in California.  I encourage others to do the same!

 

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